AADHARHFC462.00

Aadhar Housing Finance Ltd.

· Banking & Finance
₹ CrorePeersAAVASHOMEFIRSTAPTUSABSLAMCUCOBANKSTARHEALTHPINELABSNUVAMAMcap ₹20,129 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation21.025.232.0
+ Finance Costs4.31,173.81,364.4
+ Interest Income0.0-2,719.0-3,243.9
+ Share-based Payments2.011.020.7
+ Other Reconciling Items-22.0-22.0-16.4
Changes in Working Capital
+ Trade Receivables — Current-11.6-5.8-1.7
+ Other Financial Assets — Current-56.0-84.9-70.2
+ Other Financial Liabilities — Non-current-87.8-197.0525.7
+ Provisions — Current41.257.167.6
Cash from Operating Activities
Profit Before Tax (per I/S)959.61,173.31,405.91,464.4
+ Total Adjustments (incl. Working Capital)-108.9-1,761.6-1,321.8
Cash from Operations (pre-tax)850.7-588.384.1
+ Interest Received — Operating0.02,621.93,087.3
+ Interest Paid — Operating0.01,167.51,301.1
+ Other Inflows / (Outflows) — Operating-3,059.9-3,642.1-4,370.7
+ Income Taxes Paid219.7250.7307.5
Cash from Operating Activities-2,428.8-3,026.7-2,807.9
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)15.414.818.8
+ Disp of Fixed Assets0.20.20.1
+ Interest Received — Investing0.085.9108.1
+ Other Inflows / (Outflows) — Investing617.188.2219.2
Cash from Investing Activities601.9159.5308.6
Cash from Financing Activities
+ Proceeds from Issue of Shares0.01,036.146.6
+ Proceeds from Debentures / Notes / Bonds1,320.01,051.8400.0
+ Proceeds from Borrowings4,346.54,847.96,530.8
+ Repayment of Borrowings3,860.93,526.44,616.9
+ Payment of Lease Liabilities13.311.215.7
+ Other Inflows / (Outflows) — Financing-14.2-8.9-9.4
Cash from Financing Activities1,778.13,389.22,335.5
Net Changes in Cash (pre-FX)-48.9522.1-163.7
Net Changes in Cash-48.9522.1-163.7
Closing Cash356.3
Reference Items
EBITDA1,967.12,371.02,803.92,907.7
EBITDA Margin %76.0476.3076.3576.17
Free Cash Flow (CFO − Capex)-2,444.3-3,041.5-2,826.6-2,826.6
Free Cash Flow per Basic Share-56.10-69.81-64.88-64.88
Cash Flow to Net Income-3.24-3.32-2.56
Cash Paid for Taxes219.7250.7307.5
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.