South Indian Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	13.5%	13.5%	13.8%	12.1%	—
	1.1%	1.1%	1.1%	0.9%	—
	2.6%	2.6%	2.9%	2.8%	—
	56.4%	56.4%	57.2%	61.5%	—
	0.5%	0.5%	0.6%	0.4%	—
	2.3%	2.3%	2.5%	2.5%	—
	16.9%	16.9%	16.2%	15.0%	—
	80.5%	80.5%	79.7%	76.6%	—
Additional
	25.6%	25.6%	25.8%	30.0%	30.1%
	—	7.2%	6.0%	5.9%	0.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SOUTHBANK₹56.57

South Indian Bank Ltd.

· Banking & Finance

₹ CrorePeersFEDERALBNK CUB KARURVYSYA STYL SHAREINDIA TMB RELIGARE TSFINVMcap ₹14,808 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	12.13	13.77	13.54	13.54
Return on Assets	—	0.91	1.08	1.09	1.09
Margins & Efficiency
Net Interest Margin (on assets)	—	2.84	2.88	2.58	2.58
Cost to Income	—	61.46	57.15	56.41	56.41
Credit Cost (provisions / avg advances)	—	0.43	0.63	0.45	0.45
Operating Expenses / Avg Assets	—	2.54	2.50	2.31	2.31
Other Income Share of Total Income	—	14.95	16.15	16.94	16.94
Credit-Deposit Ratio	—	76.59	79.69	80.48	80.48
Additional
Effective Tax Rate	30.06	30.00	25.84	25.60	25.61
Dvd Payout Ratio	0.00	5.87	6.02	7.19	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.