Mangal Credit and Fincorp profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025

Returns
	9.8%	9.8%	9.3%
	3.5%	3.5%	3.7%
Margins & efficiency
	8.1%	8.1%	8.5%
	40.9%	40.9%	38.2%
	0.5%	0.5%	0.3%
	23.2%	21.9%	26.4%
Leverage
	2.99×	2.99×	2.48×
	1.90×	1.90×	1.42×
Additional
	26.4%	26.6%	28.2%
	—	9.6%	9.0%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

MANCREDIT₹239.94

Mangal Credit and Fincorp Limited

· Banking & Finance

₹ CrorePeersCSLFINANCE DHUNINV MANBA LAXMIINDIA AFIL MONEYBOXX MUTHOOTCAP AVONMOREMcap ₹507 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	9.29	9.77	9.77
Return on Assets	3.74	3.53	3.53
Margins & Efficiency
Net Interest Margin (on avg assets)	8.48	8.10	8.10
Cost to Income	38.22	40.92	40.92
Credit Cost (impairment / avg loans)	0.25	0.45	0.45
Net Income Margin	26.36	21.90	23.20
Leverage
Leverage (Assets/Equity)	2.48	2.99	2.99
Total Debt/Equity	1.42	1.90	1.90
Additional
Effective Tax Rate	28.22	26.60	26.37
Dvd Payout Ratio	8.98	9.60	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.