CSL Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹70.3cr+18.0% on Q1 FY26
Net interest income
₹42.2cr+11.8% on Q1 FY26
Net profit
₹22.1cr+3.9% on Q1 FY26
EPS
₹9.72+3.8% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income70.359.6+18.0%
Net interest income42.237.7+11.8%
Net profit22.121.3+3.9%
EPS₹9.72₹9.36+3.8%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹70.3 crNet profit₹22.1 crNet interest margin11.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023
490————
268257216167118
—+19.0%+29.7%+41.7%—
163158134111—
—+17.9%+21.1%——
11.6%11.6%12.0%12.6%—
28.5%28.5%27.7%26.4%—
0.9%0.9%1.2%0.6%—
86.986.172.163.445.6
—+19.4%+13.8%+38.9%—
₹38.66₹38.29₹32.06₹28.18₹20.29
—+19.4%+13.8%+38.9%—
14.8%14.8%14.2%15.1%12.6%
6.3%6.3%6.5%7.2%5.9%
Balance sheet
1,3741,3741,144909723
—+20.1%+25.8%+25.7%—
854854697503408
1.37×1.37×1.29×1.06×1.13×
2.39×2.39×2.30×2.08×—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

CSLFINANCE₹217.92

CSL Finance Limited

· Banking & Finance
₹ CrorePeersMANCREDITDHUNINVMANBALAXMIINDIAAFILMONEYBOXXMUTHOOTCAPAVONMOREMcap ₹490 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————490.0
Total Income117.5166.6216.0257.0267.8
Growth %, YoY—+41.7+29.7+19.0—
Net Interest Income—110.8134.2158.2162.7
Growth %, YoY——+21.1+17.9—
NIM %, on assets—12.5612.0311.5811.58
Cost to Income %—26.4027.6728.4628.46
Credit Cost %, on avg loans—0.631.160.900.90
Net Income45.663.472.186.186.9
Growth %, YoY—+38.9+13.8+19.4—
EPS, Adj (current shares)20.2928.1832.0638.2938.66
Growth %, YoY—+38.9+13.8+19.4—
ROE %12.5915.1314.1814.8114.81
ROA %5.867.186.466.306.30
Balance Sheet
Loans723.2909.31,144.21,373.91,373.9
Growth %, YoY—+25.7+25.8+20.1—
Total Borrowings408.1503.2697.1854.2854.2
Debt/Equity ×1.131.061.291.371.37
Leverage (Assets/Equity) ×—2.082.302.392.39
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

CSL Finance financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

CSL Finance (NSE: CSLFINANCE) had a market capitalisation of ₹490 crore at the previous close (₹217.92 a share), a PE ratio of 5.6 on the last four quarters' profit and a price-to-book ratio of 0.79. In FY26 its consolidated net profit was ₹86.1 crore on revenue of ₹256 crore; in Q1 FY27 (April–June 2026) it was ₹22.1 crore, up 3.9% year on year. Promoters held 49.17% of the shares on 30 September 2026.

Share price used
₹217.92 · previous close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

CSL Finance at a glance · consolidated

Market cap
₹490 Crat ₹217.92 · previous close
PE ratio (last 4 quarters)
5.65.7 on FY26 profit
Price to book (PB)
0.79book value ₹276.41 a share
ROE (FY26)
14.8%
Debt to equity
1.37net debt ₹761 Cr
Promoter holding
49.17%+1.0 pts vs 30 Jun 202630 September 2026
Dividend yield
4.59%₹10 a share in 12 months
Net worth
₹622 Cr+14.8% vs 31 Mar 202531 March 2026
EPS (FY26)
₹37.80

Questions

What is the CSL Finance PE ratio today?

CSL Finance's PE ratio is 5.6 at the previous close (₹217.92 a share): a market capitalisation of ₹490 crore divided by consolidated net profit of ₹86.9 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹86.1 crore) it is 5.7.

What is the CSL Finance net worth?

CSL Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹622 crore on 31 March 2026, up 14.8% from ₹542 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹490 crore at the previous close.

What is the CSL Finance book value per share?

CSL Finance's book value per share was ₹276.41 on 31 March 2026: shareholders' equity of ₹622 crore divided by the 2.25 crore shares in issue, up 14.6% from ₹241.21 a year earlier. The share price at the previous close was ₹217.92.

What is the CSL Finance PB ratio (price to book value)?

CSL Finance's price-to-book (PB) ratio is 0.79 at the previous close: a market capitalisation of ₹490 crore divided by shareholders' equity (book value) of ₹622 crore on 31 March 2026. That is a book value of ₹276.41 per share against a share price of ₹217.92.

What is the CSL Finance dividend yield?

CSL Finance's dividend yield is 4.59% at the previous close: dividends of ₹10 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹217.92. They were ₹10 on 11 September 2026 (special).

What is the CSL Finance promoter holding?

Promoters held 49.17% of CSL Finance on 30 September 2026, up 1.00 percentage points from 48.17% the previous quarter and up 1.61 percentage points from 47.56% a year earlier, according to the shareholding pattern filed with NSE.

What is the CSL Finance market cap?

CSL Finance's market capitalisation was ₹490 crore at the previous close: 2.25 crore shares at ₹217.92 each.

What is the CSL Finance ROE?

In FY26, CSL Finance's return on equity (ROE) was 14.8%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the CSL Finance EPS?

CSL Finance's basic earnings per share (EPS) were ₹37.80 in FY26, against ₹31.64 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹38.15.

What is the CSL Finance debt to equity ratio?

CSL Finance's debt-to-equity ratio was 1.37 on 31 March 2026: borrowings of ₹854 crore against total equity of ₹622 crore. A year earlier, on 31 March 2025, it was 1.29.

What is the CSL Finance dividend in 2026 and its record date?

In 2026, CSL Finance has declared one dividend: ₹10 (special) with record date 12 September 2026 and ex-date 11 September 2026.

CSL Finance vs Mangal Credit and Fincorp: how do they compare?

In FY26, CSL Finance earned net profit of ₹86.1 crore on revenue of ₹256 crore, against ₹15.3 crore on ₹69.9 crore for Mangal Credit and Fincorp.

What is the CSL Finance shareholding pattern?

On 30 September 2026, CSL Finance's shares were held by promoters 49.17%, foreign portfolio investors (FII/FPI) 0.09%, domestic institutions (DII) 3.11% and retail and other non-institutional investors 46.33%. Over the year, FII holding was down 0.68 percentage points from 0.77% and DII holding was up 2.15 percentage points from 0.96%.

What are the CSL Finance latest quarterly results?

CSL Finance's latest results are for Q1 FY27 (April–June 2026), filed on 12 August 2026: consolidated net profit ₹22.1 crore, up 3.9% from ₹21.3 crore in Q1 FY26; revenue from operations ₹70 crore, up 17.7% year on year.

What is the CSL Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), CSL Finance's consolidated net profit was ₹86.1 crore, up 19.4% from ₹72.1 crore in FY25, on revenue from operations of ₹256 crore (up 19.1%). Over three years, from FY23, net profit was up 88.7%.

When are the CSL Finance next results?

CSL Finance will announce its Q2 FY27 results (July–September 2026) on Monday, 2 November 2026, the date of the board meeting it has notified to the exchanges.

How does CSL Finance compare with its peers?

On FY26 consolidated figures, against Mangal Credit and Fincorp, Dhunseri Investments and Manba Finance: CSL Finance's return on equity of 14.8% is the highest of the four (Mangal Credit and Fincorp 9.8%, Dhunseri Investments 0.7%, Manba Finance 11.7%; peer average 7.4%).

Where do these CSL Finance figures come from?

From CSL Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.