Mangal Credit and Fincorp financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹22.2cr+53.1% on Q1 FY26
Net interest income
₹11.5cr+50.9% on Q1 FY26
Net profit
₹5.7cr+89.7% on Q1 FY26
EPS
₹2.70+76.5% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income22.214.5+53.1%
Net interest income11.57.6+50.9%
Net profit5.73.0+89.7%
EPS₹2.70₹1.53+76.5%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹22.2 crNet profit₹5.7 crNet interest margin8.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025
507——
77.770.049.6
—+41.1%—
39.535.129.6
—+18.4%—
8.1%8.1%8.5%
40.9%40.9%38.2%
0.5%0.5%0.3%
18.015.313.1
—+17.1%—
₹8.52₹7.25₹6.19
—+17.1%—
9.8%9.8%9.3%
3.5%3.5%3.7%
Balance sheet
424424292
—+45.4%—
329329200
1.90×1.90×1.42×
2.99×2.99×2.48×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

MANCREDIT₹239.94

Mangal Credit and Fincorp Limited

· Banking & Finance
₹ CrorePeersCSLFINANCEDHUNINVMANBALAXMIINDIAAFILMONEYBOXXMUTHOOTCAPAVONMOREMcap ₹507 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization——506.6
Total Income49.670.077.7
Growth %, YoY—+41.1—
Net Interest Income29.635.139.5
Growth %, YoY—+18.4—
NIM %, on assets8.488.108.10
Cost to Income %38.2240.9240.92
Credit Cost %, on avg loans0.250.450.45
Net Income13.115.318.0
Growth %, YoY—+17.1—
EPS, Adj (current shares)6.197.258.52
Growth %, YoY—+17.1—
ROE %9.299.779.77
ROA %3.743.533.53
Balance Sheet
Loans291.7424.2424.2
Growth %, YoY—+45.4—
Total Borrowings200.5328.9328.9
Debt/Equity ×1.421.901.90
Leverage (Assets/Equity) ×2.482.992.99
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Mangal Credit and Fincorp financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Mangal Credit and Fincorp (NSE: MANCREDIT) had a market capitalisation of ₹507 crore at the previous close (₹239.94 a share), a PE ratio of 28.1 on the last four quarters' profit and a price-to-book ratio of 2.93. In FY26 its consolidated net profit was ₹15.3 crore on revenue of ₹69.9 crore; in Q1 FY27 (April–June 2026) it was ₹5.7 crore, up 89.7% year on year. Promoters held 55.25% of the shares on 30 September 2026.

Share price used
₹239.94 · previous close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Mangal Credit and Fincorp at a glance · consolidated

Market cap
₹507 Crat ₹239.94 · previous close
PE ratio (last 4 quarters)
28.133.1 on FY26 profit
Price to book (PB)
2.93book value ₹81.79 a share
ROE (FY26)
9.8%
Debt to equity
1.90net debt ₹277 Cr
Promoter holding
55.25%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.31%₹0.75 a share in 12 months
Net worth
₹173 Cr+22.7% vs 31 Mar 202531 March 2026
EPS (FY26)
₹7.46

Questions

What is the Mangal Credit and Fincorp PE ratio today?

Mangal Credit and Fincorp's PE ratio is 28.1 at the previous close (₹239.94 a share): a market capitalisation of ₹507 crore divided by consolidated net profit of ₹18 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹15.3 crore) it is 33.1.

What is the Mangal Credit and Fincorp PB ratio (price to book value)?

Mangal Credit and Fincorp's price-to-book (PB) ratio is 2.93 at the previous close: a market capitalisation of ₹507 crore divided by shareholders' equity (book value) of ₹173 crore on 31 March 2026. That is a book value of ₹81.79 per share against a share price of ₹239.94.

What is the Mangal Credit and Fincorp debt to equity ratio?

Mangal Credit and Fincorp's debt-to-equity ratio was 1.90 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹329 crore against total equity of ₹173 crore. A year earlier, on 31 March 2025, it was 1.42.

What is the Mangal Credit and Fincorp market cap?

Mangal Credit and Fincorp's market capitalisation was ₹507 crore at the previous close: 2.11 crore shares at ₹239.94 each.

What is the Mangal Credit and Fincorp EPS?

Mangal Credit and Fincorp's basic earnings per share (EPS) were ₹7.46 in FY26, against ₹6.68 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹8.59.

What is the Mangal Credit and Fincorp dividend in 2026 and its record date?

In 2026, Mangal Credit and Fincorp has declared one dividend: ₹0.75 with record date 14 September 2026 and ex-date 11 September 2026.

What is the Mangal Credit and Fincorp net worth?

Mangal Credit and Fincorp's net worth — shareholders' equity in its consolidated balance sheet — was ₹173 crore on 31 March 2026, up 22.7% from ₹141 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹507 crore at the previous close.

What is the Mangal Credit and Fincorp book value per share?

Mangal Credit and Fincorp's book value per share was ₹81.79 on 31 March 2026: shareholders' equity of ₹173 crore divided by the 2.11 crore shares in issue, up 13.5% from ₹72.03 a year earlier. The share price at the previous close was ₹239.94.

What is the Mangal Credit and Fincorp dividend yield?

Mangal Credit and Fincorp's dividend yield is 0.31% at the previous close: dividends of ₹0.75 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹239.94. They were ₹0.75 on 11 September 2026.

What is the Mangal Credit and Fincorp ROE?

In FY26, Mangal Credit and Fincorp's return on equity (ROE) was 9.8%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Mangal Credit and Fincorp promoter holding?

Promoters held 55.25% of Mangal Credit and Fincorp on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.

Mangal Credit and Fincorp vs CSL Finance: how do they compare?

In FY26, Mangal Credit and Fincorp earned net profit of ₹15.3 crore on revenue of ₹69.9 crore, against ₹86.1 crore on ₹256 crore for CSL Finance.

What is the Mangal Credit and Fincorp shareholding pattern?

On 30 September 2026, Mangal Credit and Fincorp's shares were held by promoters 55.25%, foreign portfolio investors (FII/FPI) 0.27%, domestic institutions (DII) 0.01% and retail and other non-institutional investors 44.47%. Over the year, FII holding was up 0.26 percentage points from 0.01% and DII holding was unchanged.

What are the Mangal Credit and Fincorp latest quarterly results?

Mangal Credit and Fincorp's latest results are for Q1 FY27 (April–June 2026): consolidated net profit ₹5.7 crore, up 89.7% from ₹3 crore in Q1 FY26; revenue from operations ₹22.2 crore, up 53.1% year on year.

How does Mangal Credit and Fincorp compare with its peers?

On FY26 consolidated figures, against CSL Finance, Dhunseri Investments and Manba Finance: Mangal Credit and Fincorp's return on equity of 9.8% is the third highest of the four (CSL Finance 14.8%, Dhunseri Investments 0.7%, Manba Finance 11.7%; peer average 9.0%).

What is the Mangal Credit and Fincorp revenue and profit in FY26?

In FY26 (April 2025–March 2026), Mangal Credit and Fincorp's consolidated net profit was ₹15.3 crore, up 17.1% from ₹13.1 crore in FY25, on revenue from operations of ₹69.9 crore (up 41.0%).

When are the Mangal Credit and Fincorp next results?

Mangal Credit and Fincorp will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.

Where do these Mangal Credit and Fincorp figures come from?

From Mangal Credit and Fincorp's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.