Laxmi India Finance financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹93.9cr+34.0% on Q1 FY26
Net interest income
₹47.1cr+39.0% on Q1 FY26
Net profit
₹16.6cr+69.5% on Q1 FY26
EPS
₹3.17+35.5% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income93.970.1+34.0%
Net interest income47.133.9+39.0%
Net profit16.69.8+69.5%
EPS₹3.17₹2.34+35.5%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹93.9 crNet profit₹16.6 crNet interest margin10.4%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026
503—
343320
175162
8.9%8.9%
56.1%56.1%
1.0%1.0%
56.649.8
₹10.82₹9.52
10.7%10.7%
2.7%2.7%
Balance sheet
1,4801,480
1,3371,337
2.87×2.87×
3.91×3.91×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

LAXMIINDIA₹96.33

Laxmi India Finance Limited

· Banking & Finance
₹ CrorePeersMANBADHUNINVCIFLCSLFINANCEMANCREDITAFILMONEYBOXXMUTHOOTCAPMcap ₹503 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization—503.5
Total Income319.6343.4
Net Interest Income161.8175.0
NIM %, on assets8.908.90
Cost to Income %56.0556.05
Credit Cost %, on avg loans0.950.95
Net Income49.856.6
EPS, Adj (current shares)9.5210.82
ROE %10.6910.69
ROA %2.742.74
Balance Sheet
Loans1,480.11,480.1
Total Borrowings1,337.31,337.3
Debt/Equity ×2.872.87
Leverage (Assets/Equity) ×3.913.91
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Laxmi India Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Laxmi India Finance (NSE: LAXMIINDIA) had a market capitalisation of ₹474 crore at the 29 October 2026 close (₹90.50 a share), a PE ratio of 8.4 on the last four quarters' profit and a price-to-book ratio of 1.02. In FY26 its consolidated net profit was ₹49.8 crore on revenue of ₹317 crore; in Q1 FY27 (April–June 2026) it was ₹16.6 crore, up 69.5% year on year. Promoters held 60.17% of the shares on 30 September 2026.

Share price used
₹90.50 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Laxmi India Finance at a glance · consolidated

Market cap
₹474 Crat ₹90.50 · 29 Oct close
PE ratio (last 4 quarters)
8.49.5 on FY26 profit
Price to book (PB)
1.02book value ₹88.84 a share
Debt to equity
2.87net debt ₹1,202 Cr
Promoter holding
60.17%unchanged vs 30 Jun 202630 September 2026
Net worth
₹465 Cr31 March 2026

Questions

What is the Laxmi India Finance PE ratio today?

Laxmi India Finance's PE ratio is 8.4 at the 29 October 2026 close (₹90.50 a share): a market capitalisation of ₹474 crore divided by consolidated net profit of ₹56.6 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹49.8 crore) it is 9.5.

What is the Laxmi India Finance PB ratio (price to book value)?

Laxmi India Finance's price-to-book (PB) ratio is 1.02 at the 29 October 2026 close: a market capitalisation of ₹474 crore divided by shareholders' equity (book value) of ₹465 crore on 31 March 2026. That is a book value of ₹88.84 per share against a share price of ₹90.50.

What is the Laxmi India Finance debt to equity ratio?

Laxmi India Finance's debt-to-equity ratio was 2.87 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,337 crore against total equity of ₹465 crore.

What is the Laxmi India Finance market cap?

Laxmi India Finance's market capitalisation was ₹474 crore at the 29 October 2026 close: 5.24 crore shares at ₹90.50 each.

What is the Laxmi India Finance EPS?

Laxmi India Finance's basic earnings per share (EPS) were ₹10.20 in FY26.

What is the Laxmi India Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Laxmi India Finance's consolidated net profit was ₹49.8 crore, on revenue from operations of ₹317 crore.

What is the Laxmi India Finance net worth?

Laxmi India Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹465 crore on 31 March 2026. Its market value is a different figure: a market capitalisation of ₹474 crore at the 29 October 2026 close.

What is the Laxmi India Finance book value per share?

Laxmi India Finance's book value per share was ₹88.84 on 31 March 2026: shareholders' equity of ₹465 crore divided by the 5.24 crore shares in issue. The share price at the 29 October 2026 close was ₹90.50.

What is the Laxmi India Finance promoter holding?

Promoters held 60.17% of Laxmi India Finance on 30 September 2026, unchanged from the previous quarter and down 0.28 percentage points from 60.45% a year earlier, according to the shareholding pattern filed with NSE.

What is the Laxmi India Finance shareholding pattern?

On 30 September 2026, Laxmi India Finance's shares were held by promoters 60.17%, foreign portfolio investors (FII/FPI) 1.60%, domestic institutions (DII) 5.10% (including mutual funds at 0.00%) and retail and other non-institutional investors 33.13%. Over the year, FII holding was down 3.01 percentage points from 4.61% and DII holding was up 0.08 percentage points from 5.02%.

How does the Laxmi India Finance PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Laxmi India Finance's PE ratio is 9.5, the lowest of the four: Manba Finance 16.0, Dhunseri Investments 28.3 and Capital India Finance 18.0, a peer average of 20.7. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Laxmi India Finance vs Manba Finance: how do they compare?

In FY26, Laxmi India Finance earned net profit of ₹49.8 crore on revenue of ₹317 crore, against ₹45.4 crore on ₹328 crore for Manba Finance. At the 29 October 2026 close, Laxmi India Finance's market capitalisation was ₹474 crore against ₹723 crore for Manba Finance, and its PE ratio on FY26 profit 9.5 against 16.0.

What are the Laxmi India Finance latest quarterly results?

Laxmi India Finance's latest results are for Q1 FY27 (April–June 2026), filed on 12 August 2026: consolidated net profit ₹16.6 crore, up 69.5% from ₹9.8 crore in Q1 FY26; revenue from operations ₹93.5 crore, up 34.2% year on year.

When are the Laxmi India Finance next results?

Laxmi India Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.

Where do these Laxmi India Finance figures come from?

From Laxmi India Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.