Capital India Finance financials

Latest results Q1 FY27 · Apr–Jun 2026
Revenue
₹128cr−8.6% on Q1 FY26
Net profit
−₹9.6cr−₹5.6 cr in Q1 FY26
EBITDA margin
18.7%−3.4 pts on Q1 FY26
EPS
−₹0.08−₹0.07 in Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Revenue128140−8.6%
EBITDA23.930.9−22.8%
EBITDA margin18.7%22.1%−3.4 pts
Profit before tax−8.4−4.8—
Net profit−9.6−5.6—
EPS−₹0.08−₹0.07—

Over time

Q1 FY27 · Apr–Jun 2026latest
Revenue₹128 crNet profit₹−9.6 crNet margin−7.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025
766——
223223162
17.417.425.2
961961996
1,522——
531528615
—−14.1%—
42.740.6126
8.0%7.7%20.4%
11.79.393.7
26.930.9−10.2
5.1%5.9%−1.7%
₹0.98₹0.99₹0.04
—+2,413.0%—
—−25412.5
—−5.5−10.4
−260−2602.1
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

CIFL₹19.60

Capital India Finance Limited

· Banking & Finance
₹ CrorePeersLAXMIINDIAMANBADHUNINVCRESTFINKURVECSLFINANCEMANCREDITUGROCAPMcap ₹766 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization——766.5
- Cash, Equiv & ST Investments161.8223.4223.4
+ Minority Interest25.217.417.4
+ Total Debt996.3961.4961.4
Enterprise Value——1,521.9
Revenue614.5528.0530.7
Growth %, YoY—-14.1—
EBITDA125.640.642.7
Margin %20.447.708.05
EBIT93.79.311.7
Net Income-10.230.926.9
Margin %-1.665.855.07
EPS, Adj (current shares)0.040.990.98
Growth %, YoY—+2,413.0—
Cash from Operations12.5-254.1—
Capital Expenditures-10.4-5.5—
Free Cash Flow2.1-259.5-259.5
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Capital India Finance financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Capital India Finance (NSE: CIFL) had a market capitalisation of ₹766 crore at the previous close (₹19.60 a share), a PE ratio of 19.9 on the last four quarters' profit and a price-to-book ratio of 1.14. In FY26 its consolidated net profit attributable to shareholders was ₹38.9 crore on revenue of ₹528 crore; in Q1 FY27 (April–June 2026) it was a loss of ₹3.3 crore. Its debt-to-equity ratio was 1.39 on 31 March 2026. Promoters held 72.59% of the shares on 30 September 2026.

Share price used
₹19.60 · previous close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Capital India Finance at a glance · consolidated

Market cap
₹766 Crat ₹19.60 · previous close
PE ratio (last 4 quarters)
19.919.7 on FY26 profit
Price to book (PB)
1.14book value ₹17.21 a share
ROE (FY26)
6.0%
Debt to equity
1.39net debt ₹645 Cr
Promoter holding
72.59%unchanged vs 30 Jun 202630 September 2026
Net worth
₹673 Cr+7.2% vs 31 Mar 202531 March 2026
Free cash flow (FY26)
−₹260 Cr
EPS (FY26)
₹0.99

Questions

What is the Capital India Finance PE ratio today?

Capital India Finance's PE ratio is 19.9 at the previous close (₹19.60 a share): a market capitalisation of ₹766 crore divided by consolidated net profit attributable to shareholders of ₹38.5 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹38.9 crore) it is 19.7. These four quarters include net exceptional items of ₹106 crore (one-off gains reported separately), so the ratio on recurring profit would differ.

What is the Capital India Finance PB ratio (price to book value)?

Capital India Finance's price-to-book (PB) ratio is 1.14 at the previous close: a market capitalisation of ₹766 crore divided by shareholders' equity (book value) of ₹673 crore on 31 March 2026. That is a book value of ₹17.21 per share against a share price of ₹19.60.

What is the Capital India Finance debt to equity ratio?

Capital India Finance's debt-to-equity ratio was 1.39 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹961 crore against total equity of ₹691 crore. A year earlier, on 31 March 2025, it was 1.53.

What is the Capital India Finance market cap?

Capital India Finance's market capitalisation was ₹766 crore at the previous close: 39.11 crore shares at ₹19.60 each.

Is Capital India Finance debt free?

No. Capital India Finance had borrowings of ₹961 crore on 31 March 2026 (consolidated balance sheet), a debt-to-equity ratio of 1.39. Its cash and current investments were ₹317 crore, so its net debt was ₹645 crore.

What is the Capital India Finance EPS?

Capital India Finance's basic earnings per share (EPS) were ₹0.99 in FY26, against ₹0.04 in FY25.

What is the Capital India Finance net worth?

Capital India Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹673 crore on 31 March 2026, up 7.2% from ₹628 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹766 crore at the previous close.

What is the Capital India Finance ROE and ROCE?

In FY26, Capital India Finance's return on equity (ROE) was 6.0%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the Capital India Finance promoter holding?

Promoters held 72.59% of Capital India Finance on 30 September 2026, unchanged from the previous quarter and down 0.25 percentage points from 72.84% a year earlier, according to the shareholding pattern filed with NSE.

What is the Capital India Finance book value per share?

Capital India Finance's book value per share was ₹17.21 on 31 March 2026: shareholders' equity of ₹673 crore divided by the 39.11 crore shares in issue, up 6.7% from ₹16.14 a year earlier. The share price at the previous close was ₹19.60.

What is the Capital India Finance free cash flow?

In FY26, Capital India Finance generated ₹254 crore of cash from operations and spent ₹5.5 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹260 crore. In FY25 it was ₹2.1 crore.

What are the Capital India Finance latest quarterly results?

Capital India Finance's latest results are for Q1 FY27 (April–June 2026), filed on 14 August 2026: consolidated net loss ₹3.3 crore, wider than the loss of ₹2.8 crore in Q1 FY26; revenue from operations ₹128 crore, down 8.6% year on year.

What is the Capital India Finance shareholding pattern?

On 30 September 2026, Capital India Finance's shares were held by promoters 72.59%, foreign portfolio investors (FII/FPI) 0.02%, domestic institutions (DII) 0.03% and retail and other non-institutional investors 27.37%. Over the year, FII holding was down 0.06 percentage points from 0.08%.

What is the Capital India Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Capital India Finance's consolidated net profit attributable to shareholders was ₹38.9 crore, null, on revenue from operations of ₹528 crore (down 14.1%).

How does Capital India Finance compare with its peers?

On FY26 consolidated figures, against Laxmi India Finance, Manba Finance and Dhunseri Investments: Capital India Finance's return on equity of 6.0% is the third highest of the four (Laxmi India Finance 10.7%, Manba Finance 11.7%, Dhunseri Investments 0.7%; peer average 7.7%).

When are the Capital India Finance next results?

Capital India Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.

Capital India Finance vs Laxmi India Finance: how do they compare?

In FY26, Capital India Finance earned net profit attributable to shareholders of ₹38.9 crore on revenue of ₹528 crore, against ₹49.8 crore on ₹317 crore for Laxmi India Finance.

Where do these Capital India Finance figures come from?

From Capital India Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.