| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Revenue | 128 | 140 | −8.6% |
| EBITDA | 23.9 | 30.9 | −22.8% |
| EBITDA margin | 18.7% | 22.1% | −3.4 pts |
| Profit before tax | −8.4 | −4.8 | — |
| Net profit | −9.6 | −5.6 | — |
| EPS | −₹0.08 | −₹0.07 | — |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 |
|---|
| 766 | — | — | |
| 223 | 223 | 162 | |
| 17.4 | 17.4 | 25.2 | |
| 961 | 961 | 996 | |
| 1,522 | — | — | |
| 531 | 528 | 615 | |
| — | −14.1% | — | |
| 42.7 | 40.6 | 126 | |
| 8.0% | 7.7% | 20.4% | |
| 11.7 | 9.3 | 93.7 | |
| 26.9 | 30.9 | −10.2 | |
| 5.1% | 5.9% | −1.7% | |
| ₹0.98 | ₹0.99 | ₹0.04 | |
| — | +2,413.0% | — | |
| — | −254 | 12.5 | |
| — | −5.5 | −10.4 | |
| −260 | −260 | 2.1 | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|
| Market Capitalization | — | — | 766.5 | |
| - Cash, Equiv & ST Investments | 161.8 | 223.4 | 223.4 | |
| + Minority Interest | 25.2 | 17.4 | 17.4 | |
| + Total Debt | 996.3 | 961.4 | 961.4 | |
| Enterprise Value | — | — | 1,521.9 | |
| Revenue | 614.5 | 528.0 | 530.7 | |
| Growth %, YoY | — | -14.1 | — | |
| EBITDA | 125.6 | 40.6 | 42.7 | |
| Margin % | 20.44 | 7.70 | 8.05 | |
| EBIT | 93.7 | 9.3 | 11.7 | |
| Net Income | -10.2 | 30.9 | 26.9 | |
| Margin % | -1.66 | 5.85 | 5.07 | |
| EPS, Adj (current shares) | 0.04 | 0.99 | 0.98 | |
| Growth %, YoY | — | +2,413.0 | — | |
| Cash from Operations | 12.5 | -254.1 | — | |
| Capital Expenditures | -10.4 | -5.5 | — | |
| Free Cash Flow | 2.1 | -259.5 | -259.5 | |
Prices at the 30 October 2026 close · figures from the company's filings with NSE
Capital India Finance (NSE: CIFL) had a market capitalisation of ₹701 crore at the 30 October 2026 close (₹17.92 a share), a PE ratio of 18.2 on the last four quarters' profit and a price-to-book ratio of 1.04. In FY26 its consolidated net profit attributable to shareholders was ₹38.9 crore on revenue of ₹528 crore; in Q1 FY27 (April–June 2026) it was a loss of ₹3.3 crore. Its debt-to-equity ratio was 1.39 on 31 March 2026. Promoters held 72.59% of the shares on 30 September 2026.
Capital India Finance's PE ratio is 18.2 at the 30 October 2026 close (₹17.92 a share): a market capitalisation of ₹701 crore divided by consolidated net profit attributable to shareholders of ₹38.5 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit attributable to shareholders (₹38.9 crore) it is 18.0. These four quarters include net exceptional items of ₹106 crore (one-off gains reported separately), so the ratio on recurring profit would differ.
Capital India Finance's price-to-book (PB) ratio is 1.04 at the 30 October 2026 close: a market capitalisation of ₹701 crore divided by shareholders' equity (book value) of ₹673 crore on 31 March 2026. That is a book value of ₹17.21 per share against a share price of ₹17.92.
Capital India Finance's debt-to-equity ratio was 1.39 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹961 crore against total equity of ₹691 crore. A year earlier, on 31 March 2025, it was 1.53.
Capital India Finance's market capitalisation was ₹701 crore at the 30 October 2026 close: 39.11 crore shares at ₹17.92 each.
No. Capital India Finance had borrowings of ₹961 crore on 31 March 2026 (consolidated balance sheet), a debt-to-equity ratio of 1.39. Its cash and current investments were ₹317 crore, so its net debt was ₹645 crore.
Capital India Finance's basic earnings per share (EPS) were ₹0.99 in FY26, against ₹0.04 in FY25.
Capital India Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹673 crore on 31 March 2026, up 7.2% from ₹628 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹701 crore at the 30 October 2026 close.
In FY26, Capital India Finance's return on equity (ROE) was 6.0%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).
Promoters held 72.59% of Capital India Finance on 30 September 2026, unchanged from the previous quarter and down 0.25 percentage points from 72.84% a year earlier, according to the shareholding pattern filed with NSE.
Capital India Finance's book value per share was ₹17.21 on 31 March 2026: shareholders' equity of ₹673 crore divided by the 39.11 crore shares in issue, up 6.7% from ₹16.14 a year earlier. The share price at the 30 October 2026 close was ₹17.92.
In FY26, Capital India Finance generated ₹254 crore of cash from operations and spent ₹5.5 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹260 crore. In FY25 it was ₹2.1 crore.
Capital India Finance's latest results are for Q1 FY27 (April–June 2026), filed on 14 August 2026: consolidated net loss ₹3.3 crore, wider than the loss of ₹2.8 crore in Q1 FY26; revenue from operations ₹128 crore, down 8.6% year on year.
On 30 September 2026, Capital India Finance's shares were held by promoters 72.59%, foreign portfolio investors (FII/FPI) 0.02%, domestic institutions (DII) 0.03% and retail and other non-institutional investors 27.37%. Over the year, FII holding was down 0.06 percentage points from 0.08%.
On FY26 consolidated figures, against Laxmi India Finance, Manba Finance and Dhunseri Investments: Capital India Finance's return on equity of 6.0% is the third highest of the four (Laxmi India Finance 10.7%, Manba Finance 11.7%, Dhunseri Investments 0.7%; peer average 7.7%).
At the 30 October 2026 closing prices, on FY26 net profit attributable to shareholders, Capital India Finance's PE ratio is 18.0, the second highest of the four: Laxmi India Finance 9.6, Manba Finance 16.1 and Dhunseri Investments 27.6, a peer average of 17.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26 (April 2025–March 2026), Capital India Finance's consolidated net profit attributable to shareholders was ₹38.9 crore, null, on revenue from operations of ₹528 crore (down 14.1%).
Capital India Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.
In FY26, Capital India Finance earned net profit attributable to shareholders of ₹38.9 crore on revenue of ₹528 crore, against ₹49.8 crore on ₹317 crore for Laxmi India Finance. At the 30 October 2026 close, Capital India Finance's market capitalisation was ₹701 crore against ₹476 crore for Laxmi India Finance, and its PE ratio on FY26 profit 18.0 against 9.6.
From Capital India Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.