| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 97.8 | 77.6 | +26.0% |
| Net interest income | 52.2 | 37.5 | +39.0% |
| Net profit | 13.7 | 11.4 | +20.5% |
| EPS | ₹2.73 | ₹2.27 | +20.3% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 |
|---|
| 739 | — | — | |
| 374 | 330 | 250 | |
| — | +31.8% | — | |
| 186 | 162 | 129 | |
| — | +25.1% | — | |
| 9.4% | 9.4% | 8.8% | |
| 51.8% | 51.8% | 53.0% | |
| 1.8% | 1.8% | 1.5% | |
| 51.2 | 45.4 | 37.8 | |
| — | +20.0% | — | |
| ₹10.19 | ₹9.03 | ₹7.52 | |
| — | +20.0% | — | |
| 11.7% | 11.7% | 10.3% | |
| 2.6% | 2.6% | 2.6% | |
Balance sheet | |||
| 1,634 | 1,560 | 1,146 | |
| — | +36.1% | — | |
| 1,549 | 1,549 | 1,075 | |
| 3.78× | 3.78× | 2.91× | |
| 4.83× | 4.83× | 3.97× | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|
| Market Capitalization | — | — | 738.7 | |
| Total Income | 250.4 | 330.2 | 373.6 | |
| Growth %, YoY | — | +31.8 | — | |
| Net Interest Income | 129.1 | 161.5 | 185.7 | |
| Growth %, YoY | — | +25.1 | — | |
| NIM %, on assets | 8.81 | 9.38 | 9.38 | |
| Cost to Income % | 52.98 | 51.77 | 51.77 | |
| Credit Cost %, on avg loans | 1.48 | 1.81 | 1.81 | |
| Net Income | 37.8 | 45.4 | 51.2 | |
| Growth %, YoY | — | +20.0 | — | |
| EPS, Adj (current shares) | 7.52 | 9.03 | 10.19 | |
| Growth %, YoY | — | +20.0 | — | |
| ROE % | 10.25 | 11.65 | 11.65 | |
| ROA % | 2.58 | 2.63 | 2.63 | |
| Balance Sheet | ||||
| Loans | 1,146.1 | 1,560.3 | 1,634.4 | |
| Growth %, YoY | — | +36.1 | — | |
| Total Borrowings | 1,075.1 | 1,548.7 | 1,548.7 | |
| Debt/Equity × | 2.91 | 3.78 | 3.78 | |
| Leverage (Assets/Equity) × | 3.97 | 4.83 | 4.83 | |
Prices at the previous close · figures from the company's filings with NSE
Manba Finance (NSE: MANBA) had a market capitalisation of ₹739 crore at the previous close (₹147.04 a share), a PE ratio of 14.4 on the last four quarters' profit and a price-to-book ratio of 1.70. In FY26 its consolidated net profit was ₹45.4 crore on revenue of ₹328 crore; in Q2 FY27 (July–September 2026) it was ₹13.7 crore, up 20.5% year on year. Promoters held 74.98% of the shares on 30 September 2026.
Manba Finance's PE ratio is 14.4 at the previous close (₹147.04 a share): a market capitalisation of ₹739 crore divided by consolidated net profit of ₹51.2 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹45.4 crore) it is 16.3.
Manba Finance's price-to-book (PB) ratio is 1.70 at the previous close: a market capitalisation of ₹739 crore divided by shareholders' equity (book value) of ₹434 crore on 30 September 2026. That is a book value of ₹86.46 per share against a share price of ₹147.04.
Manba Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹434 crore on 30 September 2026, up 11.7% from ₹389 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹739 crore at the previous close.
Manba Finance's market capitalisation was ₹739 crore at the previous close: 5.02 crore shares at ₹147.04 each.
In FY26, Manba Finance's return on equity (ROE) was 11.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Manba Finance's basic earnings per share (EPS) were ₹9.03 in FY26, against ₹7.52 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹10.18.
Manba Finance's debt-to-equity ratio was 3.61 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹1,568 crore against total equity of ₹434 crore. A year earlier, on 30 September 2025, it was 3.76.
Manba Finance's book value per share was ₹86.46 on 30 September 2026: shareholders' equity of ₹434 crore divided by the 5.02 crore shares in issue, up 11.7% from ₹77.40 a year earlier. The share price at the previous close was ₹147.04.
In 2026, Manba Finance has declared four dividends totalling ₹1 a share: ₹0.25 (interim) with record date 6 February 2026, ₹0.25 (interim) with record date 7 August 2026, ₹0.25 with record date 18 September 2026 and ₹0.25 (interim) with record date 6 November 2026.
Manba Finance's dividend yield is 0.85% at the previous close: dividends of ₹1.25 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹147.04. They were ₹0.25 on 18 September 2026, ₹0.25 on 7 August 2026 (interim), ₹0.25 on 6 February 2026 (interim) and ₹0.50 on 21 November 2025 (interim).
On 30 September 2026, Manba Finance's shares were held by promoters 74.98%, foreign portfolio investors (FII/FPI) 1.07% and retail and other non-institutional investors 23.95%. Over the year, FII holding was up 0.19 percentage points from 0.88%.
Manba Finance's latest results are for Q2 FY27 (July–September 2026), filed on 27 October 2026: consolidated net profit ₹13.7 crore, up 20.5% from ₹11.4 crore in Q2 FY26; revenue from operations ₹97.7 crore, up 25.9% year on year.
Promoters held 74.98% of Manba Finance on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
In FY26 (April 2025–March 2026), Manba Finance's consolidated net profit was ₹45.4 crore, up 20.0% from ₹37.8 crore in FY25, on revenue from operations of ₹328 crore (up 31.1%).
In FY26, Manba Finance earned net profit of ₹45.4 crore on revenue of ₹328 crore, against ₹49.8 crore on ₹317 crore for Laxmi India Finance.
Manba Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
On FY26 consolidated figures, against Laxmi India Finance, Dhunseri Investments and CSL Finance: Manba Finance's return on equity of 11.7% is the second highest of the four (Laxmi India Finance 10.7%, Dhunseri Investments 0.7%, CSL Finance 14.8%; peer average 8.7%).
From Manba Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.