| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 161 | 147 | +8.9% |
| Net interest income | 70.7 | 63.7 | +10.9% |
| Net profit | 8.1 | −4.7 | — |
| EPS | ₹4.94 | −₹2.84 | — |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 310 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 646 | 633 | 476 | 401 | 445 | ||
| — | +32.7% | +18.7% | −9.7% | — | ||
| 273 | 266 | 223 | 201 | — | ||
| — | +19.1% | +10.8% | — | — | ||
| 7.0% | 7.0% | 7.6% | 8.5% | — | ||
| 70.7% | 70.7% | 68.4% | 67.5% | — | ||
| 2.4% | 2.4% | 0.8% | 0.4% | — | ||
| 24.0 | 11.2 | 45.7 | 123 | 78.7 | ||
| — | −75.6% | −62.7% | +55.9% | — | ||
| ₹14.57 | ₹6.79 | ₹27.81 | ₹74.58 | ₹47.84 | ||
| — | −75.6% | −62.7% | +55.9% | — | ||
| 1.7% | 1.7% | 7.2% | 22.3% | 16.1% | ||
| 0.3% | 0.3% | 1.6% | 5.2% | 3.2% | ||
Balance sheet | ||||||
| 3,276 | 3,276 | 2,980 | 1,855 | — | ||
| — | +9.9% | +60.7% | — | — | ||
| 3,313 | 3,313 | 2,853 | 1,660 | — | ||
| 4.94× | 4.94× | 4.33× | 2.71× | — | ||
| 6.05× | 6.05× | 5.45× | 3.78× | — | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 309.9 | |
| Total Income | 444.6 | 401.4 | 476.5 | 632.5 | 645.7 | |
| Growth %, YoY | — | -9.7 | +18.7 | +32.7 | — | |
| Net Interest Income | — | 201.3 | 223.0 | 265.7 | 272.7 | |
| Growth %, YoY | — | — | +10.8 | +19.1 | — | |
| NIM %, on assets | — | 8.47 | 7.56 | 6.96 | 6.96 | |
| Cost to Income % | — | 67.49 | 68.39 | 70.72 | 70.72 | |
| Credit Cost %, on avg loans | — | 0.41 | 0.80 | 2.42 | 2.42 | |
| Net Income | 78.7 | 122.7 | 45.7 | 11.2 | 24.0 | |
| Growth %, YoY | — | +55.9 | -62.7 | -75.6 | — | |
| EPS, Adj (current shares) | 47.84 | 74.58 | 27.81 | 6.79 | 14.57 | |
| Growth %, YoY | — | +55.9 | -62.7 | -75.6 | — | |
| ROE % | 16.08 | 22.28 | 7.21 | 1.68 | 1.68 | |
| ROA % | 3.23 | 5.17 | 1.55 | 0.29 | 0.29 | |
| Balance Sheet | ||||||
| Loans | — | 1,855.0 | 2,980.1 | 3,276.0 | 3,276.0 | |
| Growth %, YoY | — | — | +60.7 | +9.9 | — | |
| Total Borrowings | — | 1,660.1 | 2,852.6 | 3,312.7 | 3,312.7 | |
| Debt/Equity × | — | 2.71 | 4.33 | 4.94 | 4.94 | |
| Leverage (Assets/Equity) × | — | 3.78 | 5.45 | 6.05 | 6.05 | |
Prices at the previous close · figures from the company's filings with NSE
Muthoot Capital Services (NSE: MUTHOOTCAP) had a market capitalisation of ₹310 crore at the previous close (₹188.41 a share), a PE ratio of 12.9 on the last four quarters' profit and a price-to-book ratio of 0.46. In FY26 its consolidated net profit was ₹11.2 crore on revenue of ₹621 crore; in Q1 FY27 (April–June 2026) it was ₹8.1 crore. Promoters held 63.33% of the shares on 30 September 2026.
Muthoot Capital Services' PE ratio is 12.9 at the previous close (₹188.41 a share): a market capitalisation of ₹310 crore divided by consolidated net profit of ₹24 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹11.2 crore) it is 27.7.
Muthoot Capital Services' price-to-book (PB) ratio is 0.46 at the previous close: a market capitalisation of ₹310 crore divided by shareholders' equity (book value) of ₹670 crore on 31 March 2026. That is a book value of ₹407.61 per share against a share price of ₹188.41.
Muthoot Capital Services' debt-to-equity ratio was 4.94 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹3,313 crore against total equity of ₹670 crore. A year earlier, on 31 March 2025, it was 4.33.
Muthoot Capital Services' market capitalisation was ₹310 crore at the previous close: 1.64 crore shares at ₹188.41 each.
In FY26, Muthoot Capital Services' return on equity (ROE) was 1.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Muthoot Capital Services' basic earnings per share (EPS) were ₹6.79 in FY26, against ₹27.81 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹14.57.
Muthoot Capital Services' net worth — shareholders' equity in its consolidated balance sheet — was ₹670 crore on 31 March 2026, up 1.9% from ₹658 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹310 crore at the previous close.
Muthoot Capital Services' book value per share was ₹407.61 on 31 March 2026: shareholders' equity of ₹670 crore divided by the 1.64 crore shares in issue, up 1.9% from ₹400.10 a year earlier. The share price at the previous close was ₹188.41.
Muthoot Capital Services' latest results are for Q1 FY27 (April–June 2026), filed on 16 July 2026: consolidated net profit ₹8.1 crore, against a loss of ₹4.7 crore in Q1 FY26; revenue from operations ₹156 crore, up 7.0% year on year.
Promoters held 63.33% of Muthoot Capital Services on 30 September 2026, unchanged from both the previous quarter and a year earlier, according to the shareholding pattern filed with NSE.
Muthoot Capital Services will announce its Q2 FY27 results (July–September 2026) on Thursday, 5 November 2026, the date of the board meeting it has notified to the exchanges.
In FY26, Muthoot Capital Services earned net profit of ₹11.2 crore on revenue of ₹621 crore, against ₹7.9 crore on ₹191 crore for Avonmore Capital & Management Services.
On 30 September 2026, Muthoot Capital Services' shares were held by promoters 63.33%, foreign portfolio investors (FII/FPI) 1.24%, domestic institutions (DII) 1.01% and retail and other non-institutional investors 34.42%. Over the year, FII holding was down 0.75 percentage points from 1.99% and DII holding was down 0.42 percentage points from 1.43%.
In FY26 (April 2025–March 2026), Muthoot Capital Services' consolidated net profit was ₹11.2 crore, down 75.6% from ₹45.7 crore in FY25, on revenue from operations of ₹621 crore (up 31.6%). Over three years, from FY23, net profit was down 85.8%.
On FY26 consolidated figures, against Avonmore Capital & Management Services, Moneyboxx Finance and Akme Fintrade: Muthoot Capital Services' return on equity of 1.7% is the third highest of the four (Avonmore Capital & Management Services 2.1%, Moneyboxx Finance 0.5%, Akme Fintrade 10.5%; peer average 4.3%).
From Muthoot Capital Services' own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.