| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 11.8 | 10.2 | +15.7% |
| Net interest income | 3.7 | 2.0 | +82.5% |
| Net profit | 4.3 | 3.5 | +21.8% |
| EPS | ₹4.36 | ₹3.58 | +21.8% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
| 243 | — | — | — | — | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |
| 54.8 | 53.1 | 36.5 | 37.8 | 28.2 | ||
| — | +45.7% | −3.4% | +33.8% | — | ||
| 11.1 | 9.5 | 8.8 | 14.8 | 16.6 | ||
| — | +7.0% | −40.3% | −11.0% | — | ||
| 1.6% | 1.6% | 1.9% | 3.6% | 5.1% | ||
| 13.5% | 13.5% | 25.7% | 28.8% | 33.7% | ||
| 24.4 | 23.6 | 10.4 | 15.9 | 21.8 | ||
| — | +126.5% | −34.5% | −27.1% | — | ||
| ₹24.61 | ₹23.83 | ₹10.52 | ₹16.05 | ₹22.02 | ||
| — | +126.5% | −34.5% | −27.1% | — | ||
| 9.5% | 9.5% | 4.8% | 8.3% | 12.2% | ||
| 4.0% | 4.0% | 2.2% | 3.9% | 6.7% | ||
Balance sheet | ||||||
| 228 | 228 | 195 | 180 | 183 | ||
| — | +16.9% | +8.4% | −1.5% | — | ||
| 351 | 351 | 227 | 202 | 181 | ||
| 1.33× | 1.33× | 0.97× | 0.99× | 1.01× | ||
| 2.57× | 2.57× | 2.20× | 2.17× | 2.14× | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 243.1 | |
| Total Income | 28.2 | 37.8 | 36.5 | 53.1 | 54.8 | |
| Growth %, YoY | — | +33.8 | -3.4 | +45.7 | — | |
| Net Interest Income | 16.6 | 14.8 | 8.8 | 9.5 | 11.1 | |
| Growth %, YoY | — | -11.0 | -40.3 | +7.0 | — | |
| NIM %, on assets | 5.10 | 3.58 | 1.85 | 1.59 | 1.59 | |
| Cost to Income % | 33.73 | 28.76 | 25.69 | 13.53 | 13.53 | |
| Net Income | 21.8 | 15.9 | 10.4 | 23.6 | 24.4 | |
| Growth %, YoY | — | -27.1 | -34.5 | +126.5 | — | |
| EPS, Adj (current shares) | 22.02 | 16.05 | 10.52 | 23.83 | 24.61 | |
| Growth %, YoY | — | -27.1 | -34.5 | +126.5 | — | |
| ROE % | 12.16 | 8.29 | 4.76 | 9.50 | 9.50 | |
| ROA % | 6.69 | 3.85 | 2.18 | 3.97 | 3.97 | |
| Balance Sheet | ||||||
| Loans | 183.0 | 180.2 | 195.3 | 228.3 | 228.3 | |
| Growth %, YoY | — | -1.5 | +8.4 | +16.9 | — | |
| Total Borrowings | 180.6 | 201.8 | 226.9 | 351.0 | 351.0 | |
| Debt/Equity × | 1.01 | 0.99 | 0.97 | 1.33 | 1.33 | |
| Leverage (Assets/Equity) × | 2.14 | 2.17 | 2.20 | 2.57 | 2.57 | |
Prices at the 30 October 2026 close · figures from the company's filings with NSE
Starteck Finance (NSE: STARTECK) had a market capitalisation of ₹243 crore at the 30 October 2026 close (₹245.70 a share), a PE ratio of 10.0 on the last four quarters' profit and a price-to-book ratio of 0.93. In FY26 its consolidated net profit was ₹23.6 crore on revenue of ₹35.8 crore; in Q1 FY27 (April–June 2026) it was ₹4.3 crore, up 21.8% year on year. Promoters held 73.30% of the shares on 30 September 2026.
Starteck Finance's PE ratio is 10.0 at the 30 October 2026 close (₹245.70 a share): a market capitalisation of ₹243 crore divided by consolidated net profit of ₹24.4 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹23.6 crore) it is 10.3.
Starteck Finance's debt-to-equity ratio was 1.33 on 31 March 2026: borrowings of ₹351 crore against total equity of ₹263 crore. A year earlier, on 31 March 2025, it was 0.97.
Starteck Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹263 crore on 31 March 2026, up 12.2% from ₹234 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹243 crore at the 30 October 2026 close.
Starteck Finance's price-to-book (PB) ratio is 0.93 at the 30 October 2026 close: a market capitalisation of ₹243 crore divided by shareholders' equity (book value) of ₹263 crore on 31 March 2026. That is a book value of ₹265.33 per share against a share price of ₹245.70.
Starteck Finance's book value per share was ₹265.33 on 31 March 2026: shareholders' equity of ₹263 crore divided by the 99.1 lakh shares in issue, up 12.2% from ₹236.48 a year earlier. The share price at the 30 October 2026 close was ₹245.70.
On 30 September 2026, Starteck Finance's shares were held by promoters 73.30%, foreign portfolio investors (FII/FPI) 0.00% and retail and other non-institutional investors 26.70%. Over the year, FII holding was down 0.08 percentage points from 0.08%.
Starteck Finance's market capitalisation was ₹243 crore at the 30 October 2026 close: 99.1 lakh shares at ₹245.70 each.
In FY26, Starteck Finance's return on equity (ROE) was 9.5%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
In 2026, Starteck Finance has declared one dividend: ₹0.25 with record date 11 September 2026.
Starteck Finance's basic earnings per share (EPS) were ₹23.83 in FY26, against ₹10.52 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹24.61.
Promoters held 73.30% of Starteck Finance on 30 September 2026, unchanged from the previous quarter and up 0.20 percentage points from 73.10% a year earlier, according to the shareholding pattern filed with NSE.
Starteck Finance has not yet announced the date of its Q2 FY27 results (July–September 2026); under SEBI's listing rules (Regulation 33) they are due by 14 November 2026.
Starteck Finance's dividend yield is 0.10% at the 30 October 2026 close: dividends of ₹0.25 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹245.70. They were ₹0.25 on 11 September 2026.
Starteck Finance's latest results are for Q1 FY27 (April–June 2026), filed on 11 August 2026: consolidated net profit ₹4.3 crore, up 21.8% from ₹3.5 crore in Q1 FY26; revenue from operations ₹10.9 crore, up 39.5% year on year.
In FY26 (April 2025–March 2026), Starteck Finance's consolidated net profit was ₹23.6 crore, up 126.5% from ₹10.4 crore in FY25, on revenue from operations of ₹35.8 crore (up 9.3%). Over three years, from FY23, net profit was up 8.2%.
On FY26 consolidated figures, against Shalibhadra Finance, Team India Guaranty and CP Capital: Starteck Finance's return on equity of 9.5% is the second highest of the four (Shalibhadra Finance 11.3%, Team India Guaranty 1.5%, CP Capital 7.6%; peer average 6.8%).
At the 30 October 2026 closing prices, on FY26 net profit, Starteck Finance's PE ratio is 10.3, the third highest of the four: Shalibhadra Finance 11.4, Team India Guaranty 294.8 and CP Capital 6.2, a peer average of 104.1. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Starteck Finance earned net profit of ₹23.6 crore on revenue of ₹35.8 crore, against ₹19.5 crore on ₹41.1 crore for Shalibhadra Finance. At the 30 October 2026 close, Starteck Finance's market capitalisation was ₹243 crore against ₹223 crore for Shalibhadra Finance, and its PE ratio on FY26 profit 10.3 against 11.4.
From Starteck Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.