Baid Finserv financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Total income
₹22.1cr−7.8% on Q1 FY26
Net interest income
₹13.6cr+23.1% on Q1 FY26
Net profit
₹4.3cr+8.2% on Q1 FY26
EPS
₹0.28−15.2% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Total income22.123.9−7.8%
Net interest income13.611.1+23.1%
Net profit4.34.0+8.2%
EPS₹0.28₹0.33−15.2%

Over time

Q1 FY27 · Apr–Jun 2026latest
Total income₹22.1 crNet profit₹4.3 crNet interest margin10.1%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023
153————
97.399.282.566.455.7
—+20.2%+24.4%+19.1%—
49.146.637.833.333.6
—+23.1%+13.8%−1.0%—
9.4%9.4%8.6%8.7%9.9%
29.1%29.1%38.8%32.6%32.9%
1.7%1.7%0.4%0.7%1.8%
15.315.013.412.910.4
—+11.4%+4.0%+24.5%—
₹0.99₹0.97₹0.87₹0.83₹0.67
—+11.4%+4.0%+24.5%—
7.3%7.3%7.8%8.0%6.7%
3.0%3.0%3.1%3.4%3.0%
Balance sheet
486486403362299
—+20.8%+11.2%+20.9%—
285285255242171
1.23×1.23×1.43×1.45×1.10×
2.32×2.32×2.54×2.55×2.20×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

BAIDFIN₹9.89

Baid Finserv Limited

· Banking & Finance
₹ CrorePeersCPCAPTEAMGTYSAHLIBHFISTARTECKTFLTRUAVONMOREMUTHOOTCAPMcap ₹153 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————153.2
Total Income55.766.482.599.297.3
Growth %, YoY—+19.1+24.4+20.2—
Net Interest Income33.633.337.846.649.1
Growth %, YoY—-1.0+13.8+23.1—
NIM %, on assets9.858.678.609.389.38
Cost to Income %32.8632.6338.7529.0629.06
Credit Cost %, on avg loans1.820.650.411.741.74
Net Income10.412.913.415.015.3
Growth %, YoY—+24.5+4.0+11.4—
EPS, Adj (current shares)0.670.830.870.970.99
Growth %, YoY—+24.5+4.0+11.4—
ROE %6.708.037.787.277.27
ROA %3.043.373.063.023.02
Balance Sheet
Loans299.4361.9402.7486.4486.4
Growth %, YoY—+20.9+11.2+20.8—
Total Borrowings170.7241.9255.4285.4285.4
Debt/Equity ×1.101.451.431.231.23
Leverage (Assets/Equity) ×2.202.552.542.322.32
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Baid Finserv financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Baid Finserv (NSE: BAIDFIN) had a market capitalisation of ₹150 crore at the 30 October 2026 close (₹9.66 a share), a PE ratio of 9.8 on the last four quarters' profit and a price-to-book ratio of 0.64. In FY26 its consolidated net profit was ₹15 crore on revenue of ₹97.3 crore; in Q1 FY27 (April–June 2026) it was ₹4.3 crore, up 8.2% year on year. Promoters held 49.73% of the shares on 30 September 2026.

Share price used
₹9.66 · 30 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Baid Finserv at a glance · consolidated

Market cap
₹150 Crat ₹9.66 · 30 Oct close
PE ratio (last 4 quarters)
9.810.0 on FY26 profit
Price to book (PB)
0.64book value ₹15.03 a share
ROE (FY26)
7.3%
Debt to equity
1.23net debt ₹277 Cr
Promoter holding
49.73%+2.3 pts vs 30 Jun 202630 September 2026

Questions

What is the Baid Finserv PE ratio today?

Baid Finserv's PE ratio is 9.8 at the 30 October 2026 close (₹9.66 a share): a market capitalisation of ₹150 crore divided by consolidated net profit of ₹15.3 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹15 crore) it is 10.0.

What is the Baid Finserv PB ratio (price to book value)?

Baid Finserv's price-to-book (PB) ratio is 0.64 at the 30 October 2026 close: a market capitalisation of ₹150 crore divided by shareholders' equity (book value) of ₹233 crore on 31 March 2026. That is a book value of ₹15.03 per share against a share price of ₹9.66.

What is the Baid Finserv net worth?

Baid Finserv's net worth — shareholders' equity in its consolidated balance sheet — was ₹233 crore on 31 March 2026, up 30.0% from ₹179 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹150 crore at the 30 October 2026 close.

What is the Baid Finserv market cap?

Baid Finserv's market capitalisation was ₹150 crore at the 30 October 2026 close: 15.49 crore shares at ₹9.66 each.

What is the Baid Finserv ROE?

In FY26, Baid Finserv's return on equity (ROE) was 7.3%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Baid Finserv dividend in 2026 and its record date?

In 2026, Baid Finserv has declared one dividend: ₹0.10 with record date 16 September 2026.

What is the Baid Finserv debt to equity ratio?

Baid Finserv's debt-to-equity ratio was 1.23 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹285 crore against total equity of ₹233 crore. A year earlier, on 31 March 2025, it was 1.43.

What is the Baid Finserv book value per share?

Baid Finserv's book value per share was ₹15.03 on 31 March 2026: shareholders' equity of ₹233 crore divided by the 15.49 crore shares in issue. The share price at the 30 October 2026 close was ₹9.66.

What is the Baid Finserv promoter holding?

Promoters held 49.73% of Baid Finserv on 30 September 2026, up 2.34 percentage points from 47.39% the previous quarter and up 13.48 percentage points from 36.25% a year earlier, according to the shareholding pattern filed with NSE.

What is the Baid Finserv EPS?

Baid Finserv's basic earnings per share (EPS) were ₹1.15 in FY26, against ₹1.12 in FY25.

What is the Baid Finserv shareholding pattern?

On 30 September 2026, Baid Finserv's shares were held by promoters 49.73%, foreign portfolio investors (FII/FPI) 0.18% and retail and other non-institutional investors 50.09%. Over the year, FII holding was down 0.08 percentage points from 0.26%.

When are the Baid Finserv next results?

Baid Finserv will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.

What are the Baid Finserv latest quarterly results?

Baid Finserv's latest results are for Q1 FY27 (April–June 2026), filed on 13 August 2026: consolidated net profit ₹4.3 crore, up 8.2% from ₹4 crore in Q1 FY26; revenue from operations ₹21.6 crore, down 9.0% year on year.

What is the Baid Finserv revenue and profit in FY26?

In FY26 (April 2025–March 2026), Baid Finserv's consolidated net profit was ₹15 crore, up 11.4% from ₹13.4 crore in FY25, on revenue from operations of ₹97.3 crore (up 18.6%). Over three years, from FY23, net profit was up 44.3%.

How does Baid Finserv compare with its peers?

On FY26 consolidated figures, against CP Capital, Team India Guaranty and Shalibhadra Finance: Baid Finserv's return on equity of 7.3% is the third highest of the four (CP Capital 7.6%, Team India Guaranty 1.5%, Shalibhadra Finance 11.3%; peer average 6.8%).

How does the Baid Finserv PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Baid Finserv's PE ratio is 10.0, the third highest of the four: CP Capital 6.2, Team India Guaranty 294.8 and Shalibhadra Finance 11.4, a peer average of 104.1. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Baid Finserv vs CP Capital: how do they compare?

In FY26, Baid Finserv earned net profit of ₹15 crore on revenue of ₹97.3 crore, against ₹42.6 crore on ₹76.3 crore for CP Capital. At the 30 October 2026 close, Baid Finserv's market capitalisation was ₹150 crore against ₹265 crore for CP Capital, and its PE ratio on FY26 profit 10.0 against 6.2.

Where do these Baid Finserv figures come from?

From Baid Finserv's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.