Baid Finserv profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023

Returns
	7.3%	7.3%	7.8%	8.0%	6.7%
	3.0%	3.0%	3.1%	3.4%	3.0%
Margins & efficiency
	9.4%	9.4%	8.6%	8.7%	9.9%
	29.1%	29.1%	38.8%	32.6%	32.9%
	1.7%	1.7%	0.4%	0.7%	1.8%
	16.1%	15.4%	16.4%	19.6%	18.9%
Leverage
	2.32×	2.32×	2.54×	2.55×	2.20×
	1.23×	1.23×	1.43×	1.45×	1.10×
Additional
	25.4%	25.4%	25.9%	28.6%	25.8%
	—	8.0%	8.9%	9.3%	11.6%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

BAIDFIN₹9.52

Baid Finserv Limited

· Banking & Finance

₹ CrorePeersCPCAP TEAMGTY SAHLIBHFI STARTECK TFL TRU AVONMORE MUTHOOTCAPMcap ₹147 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	6.70	8.03	7.78	7.27	7.27
Return on Assets	3.04	3.37	3.06	3.02	3.02
Margins & Efficiency
Net Interest Margin (on avg assets)	9.85	8.67	8.60	9.38	9.38
Cost to Income	32.86	32.63	38.75	29.06	29.06
Credit Cost (impairment / avg loans)	1.82	0.65	0.41	1.74	1.74
Net Income Margin	18.92	19.61	16.40	15.40	16.09
Leverage
Leverage (Assets/Equity)	2.20	2.55	2.54	2.32	2.32
Total Debt/Equity	1.10	1.45	1.43	1.23	1.23
Additional
Effective Tax Rate	25.81	28.59	25.86	25.40	25.39
Dvd Payout Ratio	11.57	9.29	8.93	8.02	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.