In ₹ Crore except Per Share Latest Annual	BAIDFIN FY26	CPCAP FY26	TEAMGTY FY26	SAHLIBHFI FY26	Peer Average
Valuation — at last close
P/E	8.28×	◆ 6.03×	279.93×	11.63×	99.20× -92%
P/B	0.63×	◆ 0.45×	4.41×	1.32×	2.06× -69%
EV/EBITDA	—	◆ 5.20×	150.98×	8.97×	55.05×
Market Cap	₹147 Cr	₹257 Cr	₹214 Cr	₹227 Cr	₹232 Cr -37%
Growth
Revenue CAGR 3Y	21.04%	-3.67%	◆ 40.94%	—	18.63% +13%
Revenue CAGR 5Y	—	◆ 9.18%	-8.88%	—	0.15%
Net Income CAGR 3Y	13.00%	◆ 51.72%	-8.53%	—	21.59% -40%
Revenue YoY (latest Q)	-8.98%	47.39%	◆ 124.54%	—	85.97% -110%
Net Income YoY (latest Q)	8.17%	23.50%	◆ 68.08%	—	45.79% -82%
Profitability
EBITDA Margin	—	◆ 83.30%	25.24%	75.08%	61.21%
NIM (banks)	9.38%	—	—	—	—
Net Income Margin	15.40%	◆ 55.79%	13.06%	47.45%	38.77% -60%
Return on Common Equity	7.27%	7.61%	1.49%	◆ 11.33%	6.81% +7%
Return on Assets	3.02%	6.62%	1.47%	◆ 8.39%	5.49% -45%
Credit & Quality
Total Debt/Equity	1.23×	0.13×	◆ 0.00×	0.33×	0.15× +702%
Interest Coverage	—	◆ 8.64×	—	5.96×	7.30×
Cost/Income (banks)	29.06%	—	—	—	—
Scale — latest FY
Revenue / Total Income	₹97.3 Cr	₹76.3 Cr	₹5.5 Cr	₹41.1 Cr	₹41 Cr +138%
Net Income	₹15 Cr	₹42.6 Cr	₹0.7 Cr	₹19.5 Cr	₹20.9 Cr -28%
Total Assets	₹539 Cr	₹663 Cr	₹49.5 Cr	₹232 Cr	₹315 Cr +71%
EPS	₹1.15	₹23.4	₹0.85	₹6.31	₹10.19 -89%
Book Value per Share	₹15.03	₹314.91	₹53.97	₹55.67	₹141.52 -89%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.