TruCap Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹13.1cr−46.8% on Q2 FY26
Net interest income
₹2.1cr+95.5% on Q2 FY26
Net profit
−₹11.6cr−₹32.9 cr in Q2 FY26
EPS
−₹0.03−₹2.81 in Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income13.124.6−46.8%
Net interest income2.11.1+95.5%
Net profit−11.6−32.9—
EPS−₹0.03−₹2.81—

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹13.1 crNet profit₹−11.6 crNet interest margin2.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
45.4———
56.385.6200183
—−57.1%+9.1%—
2.53.875.437.9
—−94.9%+98.8%—
0.7%0.7%9.3%4.1%
720.6%720.6%117.4%83.3%
23.4%23.4%9.8%0.7%
−83.8−113−59.311.0
—−90.1%−640.4%—
−₹7.05−₹9.48−₹4.98₹0.92
—−90.1%−640.4%—
−105.7%−105.7%−31.7%5.2%
−20.7%−20.7%−7.3%1.2%
Balance sheet
228244458593
—−46.7%−22.8%—
331331520686
6.50×6.50×3.21×3.24×
7.68×7.68×4.31×4.35×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

TRU₹3.82

TruCap Finance Limited

· Banking & Finance
₹ CrorePeersTFLBAIDFINCPCAPTEAMGTYSAHLIBHFISTARTECKAVONMOREMUTHOOTCAPMcap ₹45.4 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———45.4
Total Income182.8199.685.656.3
Growth %, YoY—+9.1-57.1—
Net Interest Income37.975.43.82.5
Growth %, YoY—+98.8-94.9—
NIM %, on assets4.129.310.700.70
Cost to Income %83.31117.43720.55720.55
Credit Cost %, on avg loans0.699.8423.4023.40
Net Income11.0-59.3-112.7-83.8
Growth %, YoY—-640.4-90.1—
EPS, Adj (current shares)0.92-4.98-9.48-7.05
Growth %, YoY—-640.4-90.1—
ROE %5.17-31.68-105.71-105.71
ROA %1.19-7.31-20.66-20.66
Balance Sheet
Loans592.7457.7244.2228.2
Growth %, YoY—-22.8-46.7—
Total Borrowings686.1520.5331.3331.3
Debt/Equity ×3.243.216.506.50
Leverage (Assets/Equity) ×4.354.317.687.68
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

TruCap Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

TruCap Finance (NSE: TRU) had a market capitalisation of ₹46.6 crore at the 30 October 2026 close (₹3.89 a share) and a price-to-book ratio of 1.62. In FY26 its consolidated net loss was ₹113 crore on revenue of ₹82.5 crore; in Q2 FY27 (July–September 2026) it was a loss of ₹11.6 crore. Promoters held 30.73% of the shares on 30 September 2026.

TruCap Finance Q2 FY27 results
filed 28 October 2026
Share price used
₹3.89 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

TruCap Finance at a glance · consolidated

Market cap
₹46.6 Crat ₹3.89 · 30 Oct close
PE ratio
n/aloss over the last 4 quarters
Price to book (PB)
1.62book value ₹2.40 a share
ROE (FY26)
−105.7%
Debt to equity
11.63net debt ₹317 Cr
Promoter holding
30.73%−0.2 pts vs 30 Jun 202630 September 2026

Questions

What is the TruCap Finance PE ratio today?

TruCap Finance's PE ratio is not meaningful at the 30 October 2026 close: its consolidated net profit over the last four quarters (Q3 FY26 to Q2 FY27) was a loss of ₹83.8 crore, and a price-to-earnings ratio needs positive earnings. Its market capitalisation was ₹46.6 crore at ₹3.89 a share.

What is the TruCap Finance PB ratio (price to book value)?

TruCap Finance's price-to-book (PB) ratio is 1.62 at the 30 October 2026 close: a market capitalisation of ₹46.6 crore divided by shareholders' equity (book value) of ₹28.8 crore on 30 September 2026. That is a book value of ₹2.40 per share against a share price of ₹3.89.

What is the TruCap Finance debt to equity ratio?

TruCap Finance's debt-to-equity ratio was 11.63 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹335 crore against total equity of ₹28.8 crore. A year earlier, on 30 September 2025, it was 3.02.

What is the TruCap Finance market cap?

TruCap Finance's market capitalisation was ₹46.6 crore at the 30 October 2026 close: 11.98 crore shares at ₹3.89 each.

What is the TruCap Finance ROE?

In FY26, TruCap Finance's return on equity (ROE) was −105.7%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the TruCap Finance EPS?

TruCap Finance's basic earnings per share (EPS) were −₹9.48 in FY26, against −₹5.07 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to −₹6.81.

What is the TruCap Finance net worth?

TruCap Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹28.8 crore on 30 September 2026, down 73.3% from ₹108 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹46.6 crore at the 30 October 2026 close.

What is the TruCap Finance promoter holding?

Promoters held 30.73% of TruCap Finance on 30 September 2026, down 0.23 percentage points from 30.96% the previous quarter and down 0.23 percentage points from 30.96% a year earlier, according to the shareholding pattern filed with NSE.

What is the TruCap Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), TruCap Finance's consolidated net loss was ₹113 crore, wider than the loss of ₹59.3 crore in FY25, on revenue from operations of ₹82.5 crore (down 58.0%).

What is the TruCap Finance book value per share?

TruCap Finance's book value per share was ₹2.40 on 30 September 2026: shareholders' equity of ₹28.8 crore divided by the 11.98 crore shares in issue, down 73.5% from ₹9.08 a year earlier. The share price at the 30 October 2026 close was ₹3.89.

What are the TruCap Finance latest quarterly results?

TruCap Finance's latest results are for Q2 FY27 (July–September 2026), filed on 28 October 2026: consolidated net loss ₹11.6 crore, narrower than the loss of ₹32.9 crore in Q2 FY26; revenue from operations ₹12.3 crore, down 46.3% year on year.

How does TruCap Finance compare with its peers?

On FY26 consolidated figures, against Transwarranty Finance, Baid Finserv and CP Capital: TruCap Finance's return on equity of −105.7% is the lowest of the four (Transwarranty Finance −14.8%, Baid Finserv 7.3%, CP Capital 7.6%; peer average 0.0%).

What is the TruCap Finance shareholding pattern?

On 30 September 2026, TruCap Finance's shares were held by promoters 30.73%, foreign portfolio investors (FII/FPI) 4.98%, domestic institutions (DII) 0.98% and retail and other non-institutional investors 63.31%. Over the year, FII holding was down 0.24 percentage points from 5.22% and DII holding was down 0.01 percentage points from 0.99%.

When are the TruCap Finance next results?

TruCap Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

TruCap Finance vs Transwarranty Finance: how do they compare?

In FY26, TruCap Finance earned net profit of ₹113 crore on revenue of ₹82.5 crore, against ₹4.4 crore on ₹14.4 crore for Transwarranty Finance. At the 30 October 2026 close, TruCap Finance's market capitalisation was ₹46.6 crore against ₹62.6 crore for Transwarranty Finance.

Where do these TruCap Finance figures come from?

From TruCap Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.