In ₹ Crore except Per Share Latest Annual	TRU FY26	TFL FY26	BAIDFIN FY26	CPCAP FY26	Peer Average
Valuation — at last close
P/E	—	—	8.28×	◆ 6.03×	7.15×
P/B	0.89×	2.40×	0.63×	◆ 0.45×	1.16× -23%
EV/EBITDA	—	◆ -53.13×	—	5.20×	-23.96×
Market Cap	₹45.4 Cr	₹68.8 Cr	₹147 Cr	₹257 Cr	₹158 Cr -71%
Growth
Revenue CAGR 3Y	—	10.04%	◆ 21.04%	-3.67%	9.14%
Revenue CAGR 5Y	—	0.18%	—	◆ 9.18%	4.68%
Net Income CAGR 3Y	—	—	13.00%	◆ 51.72%	32.36%
Revenue YoY (latest Q)	-46.25%	-22.51%	-8.98%	◆ 47.39%	5.30% -973%
Net Income YoY (latest Q)	64.83%	◆ 91.15%	8.17%	23.50%	40.94% +58%
Profitability
EBITDA Margin	—	-12.76%	—	◆ 83.30%	35.27%
NIM (banks)	0.70%	—	◆ 9.38%	—	9.38% -93%
Net Income Margin	-136.48%	-30.65%	15.40%	◆ 55.79%	13.51% -1110%
Return on Common Equity	-105.71%	-14.80%	7.27%	◆ 7.61%	0.03% -396513%
Return on Assets	-20.66%	-5.39%	3.02%	◆ 6.62%	1.42% -1558%
Credit & Quality
Total Debt/Equity	6.50×	1.07×	1.23×	◆ 0.13×	0.81× +702%
Interest Coverage	—	-0.61×	—	◆ 8.64×	4.02×
Cost/Income (banks)	720.55%	—	◆ 29.06%	—	29.06% +2380%
Scale — latest FY
Revenue / Total Income	₹82.5 Cr	₹14.4 Cr	₹97.3 Cr	₹76.3 Cr	₹62.7 Cr +32%
Net Income	−₹113 Cr	−₹4.4 Cr	₹15 Cr	₹42.6 Cr	₹17.7 Cr -736%
Total Assets	₹392 Cr	₹64 Cr	₹539 Cr	₹663 Cr	₹422 Cr -7%
EPS	₹-9.48	₹-0.97	₹1.15	₹23.4	₹7.86 -221%
Book Value per Share	₹4.29	₹5.2	₹15.03	₹314.91	₹111.71 -96%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.