| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 9.5% | 9.5% | 4.8% | 8.3% | 12.2% | ||
| 4.0% | 4.0% | 2.2% | 3.9% | 6.7% | ||
Margins & efficiency | ||||||
| 1.6% | 1.6% | 1.9% | 3.6% | 5.1% | ||
| 13.5% | 13.5% | 25.7% | 28.8% | 33.7% | ||
| 62.8% | 66.0% | 31.9% | 42.6% | 82.8% | ||
Leverage | ||||||
| 2.57× | 2.57× | 2.20× | 2.17× | 2.14× | ||
| 1.33× | 1.33× | 0.97× | 0.99× | 1.01× | ||
Additional | ||||||
| 13.0% | 12.3% | 9.8% | 14.5% | 10.0% | ||
| — | 0.3% | 0.6% | 0.4% | 0.3% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 12.16 | 8.29 | 4.76 | 9.50 | 9.50 | |
| Return on Assets | 6.69 | 3.85 | 2.18 | 3.97 | 3.97 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | 5.10 | 3.58 | 1.85 | 1.59 | 1.59 | |
| Cost to Income | 33.73 | 28.76 | 25.69 | 13.53 | 13.53 | |
| Net Income Margin | 82.79 | 42.61 | 31.87 | 66.04 | 62.77 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | 2.14 | 2.17 | 2.20 | 2.57 | 2.57 | |
| Total Debt/Equity | 1.01 | 0.99 | 0.97 | 1.33 | 1.33 | |
| Additional | ||||||
| Effective Tax Rate | 9.98 | 14.54 | 9.84 | 12.32 | 13.01 | |
| Dvd Payout Ratio | 0.32 | 0.44 | 0.65 | 0.28 | — | |