| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 1.7% | 1.7% | 7.2% | 22.3% | 16.1% | ||
| 0.3% | 0.3% | 1.6% | 5.2% | 3.2% | ||
Margins & efficiency | ||||||
| 7.0% | 7.0% | 7.6% | 8.5% | — | ||
| 70.7% | 70.7% | 68.4% | 67.5% | — | ||
| 2.4% | 2.4% | 0.8% | 0.4% | — | ||
| 3.8% | 1.8% | 9.7% | 30.8% | 17.7% | ||
Leverage | ||||||
| 6.05× | 6.05× | 5.45× | 3.78× | — | ||
| 4.94× | 4.94× | 4.33× | 2.71× | — | ||
Additional | ||||||
| 26.6% | 28.5% | 24.3% | 25.4% | 27.7% | ||
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 16.08 | 22.28 | 7.21 | 1.68 | 1.68 | |
| Return on Assets | 3.23 | 5.17 | 1.55 | 0.29 | 0.29 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | 8.47 | 7.56 | 6.96 | 6.96 | |
| Cost to Income | — | 67.49 | 68.39 | 70.72 | 70.72 | |
| Credit Cost (impairment / avg loans) | — | 0.41 | 0.80 | 2.42 | 2.42 | |
| Net Income Margin | 17.71 | 30.79 | 9.70 | 1.80 | 3.80 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | 3.78 | 5.45 | 6.05 | 6.05 | |
| Total Debt/Equity | — | 2.71 | 4.33 | 4.94 | 4.94 | |
| Additional | ||||||
| Effective Tax Rate | 27.68 | 25.36 | 24.26 | 28.46 | 26.57 | |