In ₹ Crore except Per Share Latest Annual	MUTHOOTCAP FY26	AVONMORE FY26	MONEYBOXX FY26	AFIL FY26	Peer Average
Valuation — at last close
P/E	27.75×	46.50×	230.00×	◆ 7.45×	94.65× -71%
P/B	◆ 0.46×	0.97×	1.08×	0.74×	0.93× -50%
EV/EBITDA	—	31.81×	—	—	31.81×
Market Cap	₹310 Cr	₹376 Cr	₹321 Cr	₹315 Cr	₹337 Cr -8%
Growth
Revenue CAGR 3Y	◆ 11.79%	-3.38%	—	—	-3.38% +449%
Revenue CAGR 5Y	4.24%	—	—	—	—
Net Income CAGR 3Y	-47.83%	◆ -43.78%	—	—	-43.78% -9%
Revenue YoY (latest Q)	7.03%	◆ 36.34%	—	30.32%	33.33% -79%
Net Income YoY (latest Q)	◆ 273.92%	135.53%	—	18.82%	77.17% +255%
Profitability
EBITDA Margin	—	8.34%	—	—	8.34%
NIM (banks)	6.96%	—	◆ 11.12%	10.71%	10.91% -36%
Net Income Margin	1.80%	11.36%	0.58%	◆ 28.39%	13.44% -87%
Return on Common Equity	1.68%	2.08%	0.45%	◆ 10.50%	4.34% -61%
Return on Assets	0.29%	3.73%	0.13%	◆ 5.26%	3.04% -90%
Credit & Quality
Total Debt/Equity	4.94×	◆ 0.04×	2.24×	1.19×	1.16× +327%
Interest Coverage	—	4.39×	—	—	4.39×
Cost/Income (banks)	70.72%	—	77.95%	◆ 35.82%	56.89% +24%
Scale — latest FY
Revenue / Total Income	₹621 Cr	₹191 Cr	₹232 Cr	₹149 Cr	₹190 Cr +226%
Net Income	₹11.2 Cr	₹21.7 Cr	₹1.3 Cr	₹42.3 Cr	₹21.8 Cr -49%
Total Assets	₹4,056 Cr	₹581 Cr	₹995 Cr	₹934 Cr	₹837 Cr +385%
EPS	₹6.79	₹0.28	₹0.2	₹0.99	₹0.49 +1286%
Book Value per Share	₹407.61	₹13.39	₹42.43	₹9.93	₹21.92 +1760%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.