In ₹ Crore except Per Share Latest Annual	LAXMIINDIA FY26	MANBA FY26	DHUNINV FY26	CIFL FY26	Peer Average
Valuation — at last close
P/E	◆ 9.46×	15.57×	27.98×	17.04×	20.19× -53%
P/B	1.08×	1.72×	◆ 0.18×	0.98×	0.96× +13%
EV/EBITDA	—	—	◆ -27.21×	32.53×	2.66×
Market Cap	₹505 Cr	₹706 Cr	₹503 Cr	₹660 Cr	₹623 Cr -19%
Growth
Revenue CAGR 3Y	—	—	14.08%	—	14.08%
Revenue CAGR 5Y	—	—	7.90%	—	7.90%
Net Income CAGR 3Y	—	—	-55.50%	—	-55.50%
Revenue YoY (latest Q)	34.18%	25.92%	◆ 39.83%	-8.62%	19.04% +79%
Net Income YoY (latest Q)	69.54%	20.50%	◆ 150.68%	-70.77%	33.47% +108%
Profitability
EBITDA Margin	—	—	-21.39%	◆ 7.70%	-6.85%
NIM (banks)	8.90%	◆ 9.38%	—	—	9.38% -5%
Net Income Margin	◆ 15.69%	13.82%	12.91%	5.85%	10.86% +44%
Return on Common Equity	10.69%	◆ 11.65%	0.66%	5.98%	6.10% +75%
Return on Assets	◆ 2.74%	2.63%	0.98%	1.67%	1.76% +56%
Credit & Quality
Total Debt/Equity	2.87×	3.78×	◆ 0.27×	1.39×	1.81× +58%
Interest Coverage	—	—	-1.57×	◆ 0.11×	-0.73×
Cost/Income (banks)	56.05%	◆ 51.77%	—	—	51.77% +8%
Scale — latest FY
Revenue / Total Income	₹317 Cr	₹328 Cr	₹361 Cr	₹528 Cr	₹406 Cr -22%
Net Income	₹49.8 Cr	₹45.4 Cr	₹46.6 Cr	₹30.9 Cr	₹40.9 Cr +22%
Total Assets	₹1,818 Cr	₹1,979 Cr	₹5,096 Cr	₹1,846 Cr	₹2,974 Cr -39%
EPS	₹10.2	₹9.03	₹29.49	₹0.99	₹13.17 -23%
Book Value per Share	₹89.06	₹81.56	₹4,497.92	₹17.21	₹1,532.23 -94%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.