In ₹ Crore except Per Share Latest Annual	MANCREDIT FY26	CSLFINANCE FY26	DHUNINV FY26	MANBA FY26	Peer Average
Valuation — at last close
P/E	32.16×	◆ 5.77×	28.01×	16.28×	16.69× +93%
P/B	2.93×	0.79×	◆ 0.18×	1.80×	0.92× +217%
EV/EBITDA	—	—	-27.22×	—	-27.22×
Market Cap	₹507 Cr	₹490 Cr	₹504 Cr	₹739 Cr	₹577 Cr -12%
Growth
Revenue CAGR 3Y	—	◆ 29.75%	14.08%	—	21.91%
Revenue CAGR 5Y	—	—	7.90%	—	7.90%
Net Income CAGR 3Y	—	◆ 23.58%	-55.50%	—	-15.96%
Revenue YoY (latest Q)	◆ 53.10%	17.70%	39.83%	25.92%	27.82% +91%
Net Income YoY (latest Q)	89.73%	3.89%	◆ 150.68%	20.50%	58.36% +54%
Profitability
EBITDA Margin	—	—	-21.39%	—	-21.39%
NIM (banks)	8.10%	◆ 11.58%	—	9.38%	10.48% -23%
Net Income Margin	21.90%	◆ 33.63%	12.91%	13.82%	20.12% +9%
Return on Common Equity	9.77%	◆ 14.81%	0.66%	11.65%	9.04% +8%
Return on Assets	3.53%	◆ 6.30%	0.98%	2.63%	3.30% +7%
Credit & Quality
Total Debt/Equity	1.90×	1.37×	◆ 0.27×	3.78×	1.81× +5%
Interest Coverage	—	—	-1.57×	—	-1.57×
Cost/Income (banks)	40.92%	◆ 28.46%	—	51.77%	40.12% +2%
Scale — latest FY
Revenue / Total Income	₹69.9 Cr	₹256 Cr	₹361 Cr	₹328 Cr	₹315 Cr -78%
Net Income	₹15.3 Cr	₹86.1 Cr	₹46.6 Cr	₹45.4 Cr	₹59.3 Cr -74%
Total Assets	₹517 Cr	₹1,488 Cr	₹5,096 Cr	₹1,979 Cr	₹2,854 Cr -82%
EPS	₹7.46	₹37.8	₹29.49	₹9.03	₹25.44 -71%
Book Value per Share	₹81.79	₹276.41	₹4,497.92	₹81.56	₹1,618.63 -95%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.