MANCREDIT216.50

Mangal Credit and Fincorp Limited

· Banking & Finance
₹ CrorePeersCSLFINANCEDHUNINVMANBALAXMIINDIAAFILMONEYBOXXMUTHOOTCAPAVONMOREMcap ₹457 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation1.21.7
+ Impairment Loss / (Reversal)0.01.6
+ Finance Costs18.431.9
+ Interest Income-48.0-66.9
+ Other Non-cash Items1.10.0
Changes in Working Capital
+ Trade Receivables — Current0.4-0.2
+ Other Financial Assets — Current0.0-0.1
+ Other Financial Assets — Non-current-0.1-132.4
+ Other Current Assets-0.10.0
+ Other Non-current Assets-64.4-0.9
+ Trade Payables — Current-0.10.2
+ Other Financial Liabilities — Current0.00.0
+ Other Current Liabilities0.0-0.1
+ Other Non-current Liabilities-0.00.2
+ Provisions — Current0.20.1
Cash from Operating Activities
Profit Before Tax (per I/S)18.220.924.4
+ Total Adjustments (incl. Working Capital)-91.3-164.8
Cash from Operations (pre-tax)-73.1-143.9
+ Interest Received — Operating45.865.8
+ Interest Paid — Operating18.330.2
+ Income Taxes Paid3.85.8
Cash from Operating Activities-49.4-114.1
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)0.81.1
+ Interest Received — Investing0.62.1
+ Other Inflows / (Outflows) — Investing-4.9-10.7
Cash from Investing Activities-5.1-9.7
Cash from Financing Activities
+ Proceeds from Issue of Shares0.012.8
+ Proceeds from Debentures / Notes / Bonds0.078.2
+ Proceeds from Borrowings62.151.2
+ Payment of Lease Liabilities0.91.5
+ Dividends Paid1.21.5
Cash from Financing Activities60.0139.2
Net Changes in Cash (pre-FX)5.515.3
Net Changes in Cash5.515.3
Reference Items
EBITDA38.254.461.2
EBITDA Margin %76.9977.8178.87
Free Cash Flow (CFO − Capex)-50.2-115.3-115.3
Free Cash Flow per Basic Share-23.76-54.58-54.58
Cash Flow to Net Income-3.78-7.46
Cash Paid for Taxes3.85.8
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.