Mangal Credit and Fincorp cash flow

Latest FY26

Cash from operations: −₹114cr−₹49.4 cr in FY25
Cash from investing: −₹9.7cr−₹5.1 cr in FY25
Cash from financing: ₹139cr+131.9% on FY25
Capital spending: ₹1.1cr+36.3% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025

Adjustments to reconcile profit — non-cash items
	—	1.7	1.2
	—	1.6	0.0
	—	31.9	18.4
	—	−66.9	−48.0
	—	0.0	1.1
Changes in working capital
	—	−0.2	0.4
	—	−0.1	0.0
	—	−132	−0.1
	—	0.0	−0.1
	—	−0.9	−64.4
	—	0.2	−0.1
	—	0.0	0.0
	—	−0.1	0.0
	—	0.2	−0.0
	—	0.1	0.2
Cash from operating activities
	24.4	20.9	18.2
	—	−165	−91.3
	—	−144	−73.1
	—	65.8	45.8
	—	30.2	18.3
	—	5.8	3.8
	—	−114	−49.4
Cash from investing activities
	—	1.1	0.8
	—	2.1	0.6
	—	−10.7	−4.9
	—	−9.7	−5.1
Cash from financing activities
	—	12.8	0.0
	—	78.2	0.0
	—	51.2	62.1
	—	1.5	0.9
	—	1.5	1.2
	—	139	60.0
	—	15.3	5.5
	—	15.3	5.5
Reference items
	—	−115	−50.2
	—	13.1	—
	—	−₹54.58	−₹23.76
	—	−7.46×	−3.78×
	—	5.8	3.8
	—	30.2	18.3

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

MANCREDIT₹239.94

Mangal Credit and Fincorp Limited

· Banking & Finance

₹ CrorePeersCSLFINANCE DHUNINV MANBA LAXMIINDIA AFIL MONEYBOXX MUTHOOTCAP AVONMOREMcap ₹507 Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	1.2	1.7	—
+ Impairment Loss / (Reversal)	0.0	1.6	—
+ Finance Costs	18.4	31.9	—
+ Interest Income	-48.0	-66.9	—
+ Other Non-cash Items	1.1	0.0	—
Changes in Working Capital
+ Trade Receivables — Current	0.4	-0.2	—
+ Other Financial Assets — Current	0.0	-0.1	—
+ Other Financial Assets — Non-current	-0.1	-132.4	—
+ Other Current Assets	-0.1	0.0	—
+ Other Non-current Assets	-64.4	-0.9	—
+ Trade Payables — Current	-0.1	0.2	—
+ Other Financial Liabilities — Current	0.0	0.0	—
+ Other Current Liabilities	0.0	-0.1	—
+ Other Non-current Liabilities	-0.0	0.2	—
+ Provisions — Current	0.2	0.1	—
Cash from Operating Activities
Profit Before Tax (per I/S)	18.2	20.9	24.4
+ Total Adjustments (incl. Working Capital)	-91.3	-164.8	—
Cash from Operations (pre-tax)	-73.1	-143.9	—
+ Interest Received — Operating	45.8	65.8	—
+ Interest Paid — Operating	18.3	30.2	—
+ Income Taxes Paid	3.8	5.8	—
Cash from Operating Activities	-49.4	-114.1	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	0.8	1.1	—
+ Interest Received — Investing	0.6	2.1	—
+ Other Inflows / (Outflows) — Investing	-4.9	-10.7	—
Cash from Investing Activities	-5.1	-9.7	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	0.0	12.8	—
+ Proceeds from Debentures / Notes / Bonds	0.0	78.2	—
+ Proceeds from Borrowings	62.1	51.2	—
+ Payment of Lease Liabilities	0.9	1.5	—
+ Dividends Paid	1.2	1.5	—
Cash from Financing Activities	60.0	139.2	—
Net Changes in Cash (pre-FX)	5.5	15.3	—
Net Changes in Cash	5.5	15.3	—
Reference Items
Free Cash Flow (CFO − Capex)	-50.2	-115.3	—
Free Cash Flow to Equity	—	13.1	—
Free Cash Flow per Basic Share	-23.76	-54.58	—
Cash Flow to Net Income	-3.78	-7.46	—
Cash Paid for Taxes	3.8	5.8	—
Cash Paid for Interest	18.3	30.2	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.