| Tap a line for its trend | Last 12Mto Jun 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 |
|---|
Returns | |||||
|---|---|---|---|---|---|
| 14.8% | 14.8% | 14.2% | 15.1% | 12.6% | |
| 6.3% | 6.3% | 6.5% | 7.2% | 5.9% | |
Margins & efficiency | |||||
| 11.6% | 11.6% | 12.0% | 12.6% | — | |
| 28.5% | 28.5% | 27.7% | 26.4% | — | |
| 0.9% | 0.9% | 1.2% | 0.6% | — | |
| 32.6% | 33.6% | 33.5% | 38.3% | 38.9% | |
Leverage | |||||
| 2.39× | 2.39× | 2.30× | 2.08× | — | |
| 1.37× | 1.37× | 1.29× | 1.06× | 1.13× | |
Additional | |||||
| 23.9% | 23.2% | 25.6% | 26.0% | 25.9% | |
| — | 7.9% | 7.9% | 8.8% | 11.1% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 12.59 | 15.13 | 14.18 | 14.81 | 14.81 | |
| Return on Assets | 5.86 | 7.18 | 6.46 | 6.30 | 6.30 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on avg assets) | — | 12.56 | 12.03 | 11.58 | 11.58 | |
| Cost to Income | — | 26.40 | 27.67 | 28.46 | 28.46 | |
| Credit Cost (impairment / avg loans) | — | 0.63 | 1.16 | 0.90 | 0.90 | |
| Net Income Margin | 38.92 | 38.25 | 33.52 | 33.63 | 32.61 | |
| Leverage | ||||||
| Leverage (Assets/Equity) | — | 2.08 | 2.30 | 2.39 | 2.39 | |
| Total Debt/Equity | 1.13 | 1.06 | 1.29 | 1.37 | 1.37 | |
| Additional | ||||||
| Effective Tax Rate | 25.85 | 25.98 | 25.59 | 23.19 | 23.89 | |
| Dvd Payout Ratio | 11.13 | 8.85 | 7.90 | 7.94 | — | |