In ₹ Crore except Per Share Latest Annual	CSLFINANCE FY26	MANCREDIT FY26	DHUNINV FY26	MANBA FY26	Peer Average
Valuation — at last close
P/E	◆ 5.77×	32.16×	28.01×	16.28×	25.49× -77%
P/B	0.79×	2.93×	◆ 0.18×	1.80×	1.64× -52%
EV/EBITDA	—	—	-27.22×	—	-27.22×
Market Cap	₹490 Cr	₹507 Cr	₹504 Cr	₹739 Cr	₹583 Cr -16%
Growth
Revenue CAGR 3Y	◆ 29.75%	—	14.08%	—	14.08% +111%
Revenue CAGR 5Y	—	—	7.90%	—	7.90%
Net Income CAGR 3Y	◆ 23.58%	—	-55.50%	—	-55.50% +142%
Revenue YoY (latest Q)	17.70%	◆ 53.10%	39.83%	25.92%	39.62% -55%
Net Income YoY (latest Q)	3.89%	89.73%	◆ 150.68%	20.50%	86.97% -96%
Profitability
EBITDA Margin	—	—	-21.39%	—	-21.39%
NIM (banks)	◆ 11.58%	8.10%	—	9.38%	8.74% +32%
Net Income Margin	◆ 33.63%	21.90%	12.91%	13.82%	16.21% +107%
Return on Common Equity	◆ 14.81%	9.77%	0.66%	11.65%	7.36% +101%
Return on Assets	◆ 6.30%	3.53%	0.98%	2.63%	2.38% +165%
Credit & Quality
Total Debt/Equity	1.37×	1.90×	◆ 0.27×	3.78×	1.98× -31%
Interest Coverage	—	—	-1.57×	—	-1.57×
Cost/Income (banks)	◆ 28.46%	40.92%	—	51.77%	46.34% -39%
Scale — latest FY
Revenue / Total Income	₹256 Cr	₹69.9 Cr	₹361 Cr	₹328 Cr	₹253 Cr +1%
Net Income	₹86.1 Cr	₹15.3 Cr	₹46.6 Cr	₹45.4 Cr	₹35.7 Cr +141%
Total Assets	₹1,488 Cr	₹517 Cr	₹5,096 Cr	₹1,979 Cr	₹2,531 Cr -41%
EPS	₹37.8	₹7.46	₹29.49	₹9.03	₹15.33 +147%
Book Value per Share	₹276.41	₹81.79	₹4,497.92	₹81.56	₹1,553.76 -82%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.