| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 |
|---|
Returns | |||
|---|---|---|---|
| 11.7% | 11.7% | 10.3% | |
| 2.6% | 2.6% | 2.6% | |
Margins & efficiency | |||
| 9.4% | 9.4% | 8.8% | |
| 51.8% | 51.8% | 53.0% | |
| 1.8% | 1.8% | 1.5% | |
| 13.7% | 13.8% | 15.1% | |
Leverage | |||
| 4.83× | 4.83× | 3.97× | |
| 3.78× | 3.78× | 2.91× | |
Additional | |||
| 28.8% | 26.3% | 24.6% | |
| — | 11.1% | 6.6% | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|
| Returns | ||||
| Return on Common Equity | 10.25 | 11.65 | 11.65 | |
| Return on Assets | 2.58 | 2.63 | 2.63 | |
| Margins & Efficiency | ||||
| Net Interest Margin (on avg assets) | 8.81 | 9.38 | 9.38 | |
| Cost to Income | 52.98 | 51.77 | 51.77 | |
| Credit Cost (impairment / avg loans) | 1.48 | 1.81 | 1.81 | |
| Net Income Margin | 15.10 | 13.82 | 13.71 | |
| Leverage | ||||
| Leverage (Assets/Equity) | 3.97 | 4.83 | 4.83 | |
| Total Debt/Equity | 2.91 | 3.78 | 3.78 | |
| Additional | ||||
| Effective Tax Rate | 24.55 | 26.25 | 28.79 | |
| Dvd Payout Ratio | 6.65 | 11.08 | — | |