Jammu & Kashmir Bank quarterly results

·Banking & FinanceChart ›
Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income4,0473,450+17.3%
Net interest income1,5041,435+4.8%
Operating profit790624+26.7%
Net profit547495+10.6%
EPS₹5.01₹4.49+11.6%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
2,8122,6852,4522,4352,3912,4302,3842,3982,3582,2832,2372,229
764722685746767723714695649610572565
15.77.98.38.524.210.716.510.118.23.96.49.2
13713212812511110598.910698.397.495.478.2
3,7293,5473,2733,3153,2933,2693,2133,2103,1242,9942,9102,881
2,2252,0491,7841,8241,8581,8031,7321,6971,6871,6251,6041,600
1,5041,4991,4891,4911,4351,4671,4821,5121,4361,3691,3061,281
318217262282157253406242301198229186
4,0473,7653,5363,5973,4503,5233,6193,4523,4243,1933,1393,067
Operating
650653511659648663733703660692486637
382358328333321383354303288280384279
1,0321,0118399919691,0461,0871,006948972870915
790705913781624674801749789596665551
72.484.050.3−25.8−10.915.1−9.2−9.832.5−17.5−165−9.4
Profit
718621862807635659810758757614830561
17119563.2220140173225227204197191139
547425799588495486585532553417640422
553429799581495485582529553419633423
Per share
₹5.01₹3.89₹7.25₹5.28₹4.49₹4.40₹5.28₹4.80₹5.02₹3.80₹5.75₹4.05
₹5.01₹3.89₹7.25₹5.28₹4.49₹4.40₹5.28₹4.80₹5.02₹3.80₹5.75₹4.05
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹5.01₹3.89₹7.25₹5.28₹4.49₹4.40₹5.28₹4.80₹5.02₹3.80₹5.75₹4.05
₹5.01₹3.89₹7.25₹5.28₹4.49₹4.40₹5.28₹4.80₹5.02₹3.80₹5.75₹4.05
Regulatory disclosures — filed alongside, not part of the P&L
0.6%0.6%0.6%—————————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

J&KBANK₹122.25

Jammu & Kashmir Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersFEDERALBNKKARURVYSYASOUTHBANKIEXHOMEFIRSTGODIGITNIVABUPASAMMAANCAPMcap ₹13,463 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills2,228.92,236.62,282.72,357.82,398.42,384.12,430.12,390.92,435.12,452.22,685.12,812.4
+ Income on Investments564.9571.9610.4649.4695.5714.0723.3767.0745.9685.4722.4764.1
+ Interest on RBI / Interbank9.26.43.918.210.116.510.724.28.58.37.915.7
+ Other Interest78.295.497.498.3105.798.9105.4110.8125.4127.5132.2136.6
Interest Earned2,881.22,910.42,994.43,123.73,209.73,213.43,269.53,293.03,314.93,273.33,547.53,728.8
Interest Expended1,600.31,603.91,625.01,687.41,697.21,731.71,802.61,857.61,824.41,784.02,048.72,224.6
Net Interest Income1,280.91,306.51,369.41,436.21,512.51,481.71,466.81,435.41,490.61,489.31,498.81,504.2
Other Income185.8228.7198.4300.7242.0405.8253.2157.3281.9262.5217.5318.3
Total Income3,067.03,139.03,192.83,424.33,451.73,619.23,522.73,450.33,596.93,535.83,765.04,047.1
Operating
+ Employee Cost636.6486.1691.7659.6703.2733.4662.8647.7658.5511.2653.2650.4
+ Other Operating Expenses278.7383.8279.9287.9302.7353.7382.8321.2332.6328.0358.2381.6
Operating Expenses915.3869.8971.6947.51,005.91,087.11,045.6968.9991.1839.21,011.41,032.1
Operating Profit (PPOP)551.4665.4596.3789.4748.7800.5674.5623.8781.4912.6704.8790.4
Provisions & Contingencies-9.4-165.1-17.532.5-9.8-9.215.1-10.9-25.850.384.072.4
Profit
Pretax Income560.9830.4613.7756.8758.5809.7659.4634.7807.2862.3620.8718.1
Tax Expense139.1190.6197.0204.2226.5224.7173.4139.8219.763.2195.5170.8
Net Income421.8639.8416.7552.7531.9584.9486.0494.9587.5799.2425.3547.3
Net Income to Common422.8633.4418.5552.8528.6581.9484.5494.9581.5798.6428.8552.7
Per Share
Basic EPS4.055.753.805.024.805.284.404.495.287.253.895.01
Diluted EPS4.055.753.805.024.805.284.404.495.287.253.895.01
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items4.055.753.805.024.805.284.404.495.287.253.895.01
Diluted EPS before Extraordinary Items4.055.753.805.024.805.284.404.495.287.253.895.01
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %—————————0.590.590.59
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.120.130.130.130.130.140.140.130.130.140.150.15
Cet1 Ratio0.110.120.120.120.120.130.130.120.120.130.140.14
Expenditure Ex Provisions2,515.52,473.72,596.52,635.02,703.12,818.72,848.22,826.52,815.52,623.23,060.13,256.6
Face Value1.001.001.001.001.001.001.001.001.001.001.001.00
Filed Roa0.010.020.010.010.010.010.010.010.010.020.010.01
Gnpa Pct0.050.040.040.040.040.030.040.030.030.030.020.02
Gross Npa4,526.53,956.23,857.63,916.34,041.03,604.83,638.23,585.33,487.13,124.83,088.92,983.4
Net Npa740.8736.9727.6813.4898.1818.1829.0795.9776.4785.1769.3666.2
Nnpa Pct0.010.010.010.010.010.010.010.010.010.010.010.01
Paid Up Equity Capital110.1110.1110.1110.1110.1110.1110.1110.1110.1110.1110.1110.1
Pat Ordinary421.8639.8416.7552.7531.9584.9486.0494.9587.5799.2425.3547.3
Share Of Associates1.0-6.41.80.1-3.3-3.0-1.50.0-6.0-0.63.55.4
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Jammu & Kashmir Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 22 October 2026 at 1:11 pm IST

Jammu & Kashmir Bank (NSE: J&KBANK) reported its Q2 FY27 results (July–September 2026) on Thursday, 22 October 2026 at 1:11 pm IST. Standalone net profit was ₹546 crore, up 10.6% from ₹494 crore in Q2 FY26 and up 28.8% from ₹424 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹1,502 crore, up 4.8% on the year.

Q2 FY26 results (a year earlier)
18 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹546 Cr+10.6% vs Q2 FY26+28.8% vs Q1 FY27
Net interest income
₹1,502 Cr+4.8% vs Q2 FY26+0.3% vs Q1 FY27
Operating profit (before provisions)
₹789 Cr+26.7% vs Q2 FY26+12.2% vs Q1 FY27
Gross NPA
2.23%3.32% in Q2 FY262.37% in Q1 FY27₹2,983 Cr · net NPA 0.51%
Deposits
₹1,76,796 Cr+16.3% vs Q2 FY26
Advances (loans)
₹1,31,234 Cr+24.8% vs Q2 FY26

Questions

What was Jammu & Kashmir Bank's net profit in Q2 FY27?

Standalone net profit was ₹546 crore, up 10.6% from ₹494 crore in Q2 FY26 and up 28.8% from ₹424 crore in Q1 FY27.

What was Jammu & Kashmir Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹1,502 crore, up 4.8% on the year. Operating profit before provisions was ₹789 crore, and provisions were ₹72.3 crore.

What were Jammu & Kashmir Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹2,983 crore, 2.23% of gross advances, against 3.32% a year earlier and 2.37% in Q1 FY27. Net NPAs were 0.51% of net advances (0.76% a year earlier).

How were Jammu & Kashmir Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 10.6% at ₹546 crore and net interest income was up 4.8% at ₹1,502 crore. Gross NPAs were 2.23% of advances, against 3.32% a year earlier. Against Q1 FY27, net profit was up 28.8% and net interest income up 0.3%.

How much did Jammu & Kashmir Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹1,76,796 crore, up 16.3% from ₹1,52,030 crore a year earlier, and advances (loans) were ₹1,31,234 crore, up 24.8% from ₹1,05,153 crore a year earlier.

What was Jammu & Kashmir Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹971 crore, down 0.9% from ₹979 crore in the same months a year earlier. Net interest income was ₹2,999 crore, up 3.4%.

What was Jammu & Kashmir Bank's EPS in Q2 FY27?

Basic earnings per share were ₹4.96, against ₹4.49 in Q2 FY26.

What was Jammu & Kashmir Bank's net profit in FY26?

Standalone net profit was ₹2,363 crore in FY26 (April 2025–March 2026), up 13.5% from ₹2,082 crore in FY25. It was ₹1,767 crore in FY24 and ₹1,197 crore in FY23: up 97.4% over three years, 25.4% a year on average.

When did Jammu & Kashmir Bank announce its Q2 FY27 results?

On Thursday, 22 October 2026 at 1:11 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 18 October 2025.

How has Jammu & Kashmir Bank's profit changed over the last four quarters?

Net profit by quarter: ₹587 crore in Q3 FY26, ₹798 crore in Q4 FY26, ₹424 crore in Q1 FY27 and ₹546 crore in Q2 FY27. That is ₹2,355 crore over the four quarters, up 12.4% from ₹2,095 crore in the four quarters before. Net interest income: ₹1,489 crore, ₹1,487 crore, ₹1,497 crore and ₹1,502 crore.

What was Jammu & Kashmir Bank's net interest income in FY26?

Net interest income was ₹5,876 crore in FY26 (April 2025–March 2026), up 1.4% from ₹5,794 crore in FY25. It was ₹5,204 crore in FY24 and ₹4,745 crore in FY23: up 23.8% over three years, 7.4% a year on average.

When will Jammu & Kashmir Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Jammu & Kashmir Bank figures come from?

From Jammu & Kashmir Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 22 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.