In ₹ Crore except Per Share Latest Annual | J&KBANK FY26 | FEDERALBNK FY26 | KARURVYSYA FY26 | SOUTHBANK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | ◆ 6.86× | 19.54× | — | 8.31× | 13.92× -51% | |
| P/B | ◆ 0.98× | 2.07× | — | 1.06× | 1.56× -37% | |
| Market Cap | ₹16,173 Cr | ₹85,080 Cr | — | ₹12,091 Cr | ₹48,585 Cr -67% | |
| Growth | ||||||
| Revenue CAGR 3Y | 11.69% | ◆ 19.18% | — | 13.80% | 16.49% -29% | |
| Revenue CAGR 5Y | 9.79% | ◆ 16.06% | — | — | 16.06% -39% | |
| Net Income CAGR 3Y | ◆ 25.47% | 12.18% | — | 23.37% | 17.77% +43% | |
| Revenue YoY (latest Q) | 6.88% | ◆ 7.55% | — | 0.78% | 4.17% +65% | |
| Net Income YoY (latest Q) | -12.49% | ◆ 37.06% | — | 17.22% | 27.14% -146% | |
| Profitability | ||||||
| NIM (banks) | ◆ 3.11% | 2.96% | — | 2.42% | 2.69% +16% | |
| Net Income Margin | ◆ 16.79% | 13.08% | — | 12.28% | 12.68% +32% | |
| Return on Common Equity | ◆ 14.30% | 10.57% | — | 12.76% | 11.66% +23% | |
| Return on Assets | ◆ 1.25% | 1.12% | — | 1.03% | 1.08% +16% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 2.50% | 1.62% | — | ◆ 1.43% | 1.52% +64% | |
| Cost/Income (banks) | 56.21% | ◆ 52.52% | — | 56.41% | 54.47% +3% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹14,101 Cr | ₹34,272 Cr | — | ₹11,855 Cr | ₹23,064 Cr -39% | |
| Net Income | ₹2,368 Cr | ₹4,483 Cr | — | ₹1,456 Cr | ₹2,970 Cr -20% | |
| Total Assets | ₹1.89L Cr | ₹4.02L Cr | — | ₹1.42L Cr | ₹2.72L Cr -31% | |
| EPS | ₹21.42 | ₹17.67 | — | ₹5.56 | ₹11.62 +84% | |
| Book Value per Share | ₹149.82 | ₹166.83 | — | ₹43.57 | ₹105.2 +42% | |