alphaveJ&KBANK₹146.85

Jammu & Kashmir Bank Ltd.

Annual Quarterly₹ CrorePeersFEDERALBNK KARURVYSYA SOUTHBANK IEX HOMEFIRST GODIGIT NIVABUPA SAMMAANCAPMcap ₹16,173 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Interest Income
+ Interest on Advances / Bills	8,608.7	9,423.0	9,708.3	9,963.3
+ Income on Investments	2,265.4	2,669.2	2,921.6	2,920.7
+ Interest on RBI / Interbank	36.7	48.6	51.7	48.9
+ Other Interest	302.4	400.3	469.1	495.9
Interest Earned	11,213.2	12,541.1	13,150.7	13,428.8
Interest Expended	6,007.9	6,741.3	7,268.6	7,514.7
Net Interest Income	5,205.3	5,799.8	5,882.1	5,914.1
Other Income	837.7	1,146.9	950.7	919.1
Total Income	12,050.9	13,688.0	14,101.4	14,347.9
Operating
+ Employee Cost	2,579.0	2,787.9	2,486.8	2,470.6
+ Other Operating Expenses	1,183.6	1,224.1	1,353.7	1,340.0
Operating Expenses	3,762.6	4,012.0	3,840.6	3,810.6
Operating Profit (PPOP)	2,280.4	2,934.8	2,992.2	3,022.6
Provisions & Contingencies	-107.7	-3.9	28.6	97.6
Profit
Pretax Income	2,388.1	2,938.7	2,963.6	2,925.0
Tax Expense	618.2	852.4	596.0	618.1
Net Income	1,769.9	2,086.3	2,367.6	2,306.9
Net Income to Common	1,771.2	2,081.8	2,359.5	2,303.8
Per Share
Basic EPS	16.84	18.91	21.42	20.91
Diluted EPS	16.84	18.91	21.42	20.91
Book Value per Share	0.0	0.0	0.0	0.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items	16.84	18.91	21.42	20.91
Diluted EPS before Extraordinary Items	16.84	18.91	21.42	20.91
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.13	0.14	0.14	0.55
Cet1 Ratio	0.12	0.13	0.13	0.51
Expenditure Ex Provisions	9,770.5	10,753.3	11,109.2	11,325.3
Face Value	1.00	1.00	1.00	1.00
Filed Roa	0.01	0.01	0.02	0.05
Gnpa Pct	0.04	0.03	0.03	0.11
Gross Npa	3,956.2	3,604.8	3,124.8	13,286.2
Net Npa	736.9	818.1	785.1	3,126.7
Nnpa Pct	0.01	0.01	0.01	0.03
Paid Up Equity Capital	110.1	110.1	110.1	110.1
Pat Ordinary	1,769.9	2,086.3	2,367.6	2,306.9
Pbt Before Exceptional	—	2,938.7	2,963.6	—
Share Of Associates	1.3	-4.5	-8.1	-3.1

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.