CSB Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	13.5%	13.5%	14.3%	16.2%	17.1%
	1.2%	1.2%	1.4%	1.7%	1.9%
	3.3%	3.3%	3.5%	4.5%	4.6%
	62.5%	62.5%	62.8%	62.2%	57.1%
	0.7%	0.7%	0.4%	0.1%	—
	3.4%	3.4%	3.7%	3.9%	3.2%
	20.7%	20.7%	21.3%	16.6%	—
	90.1%	90.1%	85.5%	81.9%	84.3%
Additional
	25.6%	25.6%	25.7%	25.6%	—

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

CSBBANK₹317.00

CSB Bank Ltd.

· Banking & Finance

₹ CrorePeersSOUTHBANK CUB FEDERALBNK CRAMC DCBBANK CCAVENUE EDELWEISS EQUITASBNKMcap ₹5,501 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	17.09	16.18	14.31	13.48	13.48
Return on Assets	1.88	1.74	1.42	1.20	1.20
Margins & Efficiency
Net Interest Margin (on assets)	4.57	4.53	3.52	3.26	3.26
Cost to Income	57.10	62.15	62.82	62.53	62.53
Credit Cost (provisions / avg advances)	—	0.08	0.40	0.66	0.66
Operating Expenses / Avg Assets	3.23	3.93	3.67	3.43	3.43
Other Income Share of Total Income	—	16.64	21.27	20.71	20.71
Credit-Deposit Ratio	84.27	81.89	85.47	90.06	90.06
Additional
Effective Tax Rate	—	25.56	25.73	25.61	25.60

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.