| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 16.0% | 16.0% | 17.8% | 24.1% | 15.2% | ||
| 1.0% | 1.0% | 1.1% | 1.3% | — | ||
Margins & efficiency | ||||||
| 2.1% | 2.1% | 2.4% | 2.5% | — | ||
| 48.7% | 48.7% | 54.6% | 55.7% | 52.0% | ||
| 0.7% | 0.7% | 0.9% | 1.0% | — | ||
| 1.7% | 1.7% | 2.3% | 2.4% | — | ||
| 17.5% | 17.5% | 20.3% | 20.6% | 22.8% | ||
| 77.8% | 77.8% | 72.1% | 71.0% | — | ||
Additional | ||||||
| 24.6% | 23.2% | 24.7% | 0.0% | 25.1% | ||
| — | 21.2% | 16.8% | 10.9% | 10.9% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 15.21 | 24.09 | 17.76 | 16.02 | 16.02 | |
| Return on Assets | — | 1.30 | 1.06 | 0.95 | 0.95 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | — | 2.50 | 2.38 | 2.06 | 2.06 | |
| Cost to Income | 51.95 | 55.69 | 54.57 | 48.70 | 48.70 | |
| Credit Cost (provisions / avg advances) | — | 1.04 | 0.88 | 0.72 | 0.72 | |
| Operating Expenses / Avg Assets | — | 2.43 | 2.34 | 1.72 | 1.72 | |
| Other Income Share of Total Income | 22.77 | 20.58 | 20.34 | 17.45 | 17.45 | |
| Credit-Deposit Ratio | — | 71.01 | 72.05 | 77.79 | 77.79 | |
| Additional | ||||||
| Effective Tax Rate | 25.08 | 0.00 | 24.71 | 23.22 | 24.55 | |
| Dvd Payout Ratio | 10.91 | 10.88 | 16.85 | 21.20 | — | |