| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 98,987 | 93,248 | 87,799 | 78,206 | 61,372 | ||
| 24,641 | 25,122 | 26,419 | 24,517 | 21,004 | ||
| 6,032 | 5,951 | 4,678 | 4,249 | 2,962 | ||
| 1,235 | 2,051 | 2,705 | 3,546 | 548 | ||
| 1,30,895 | 1,26,371 | 1,21,601 | 1,10,519 | 85,885 | ||
| 91,621 | 89,138 | 82,681 | 72,118 | 52,990 | ||
| 39,274 | 37,234 | 38,920 | 38,401 | 32,895 | ||
| 19,367 | 26,712 | 31,057 | 28,646 | 25,325 | ||
| 1,50,262 | 1,53,083 | 1,52,658 | 1,39,165 | 1,11,210 | ||
Operating | ||||||
| 19,162 | 19,279 | 18,606 | 17,112 | 14,293 | ||
| 6,633 | 11,863 | 19,583 | 20,225 | 15,953 | ||
| 25,795 | 31,142 | 38,189 | 37,337 | 30,245 | ||
| 32,847 | 32,804 | 31,789 | 29,710 | 27,974 | ||
| 7,271 | 8,122 | 8,764 | 9,711 | 13,548 | ||
Profit | ||||||
| 25,575 | 24,681 | 23,025 | 20,000 | 14,427 | ||
| 6,280 | 5,730 | 5,689 | 0.0 | 3,619 | ||
| 19,295 | 17,118 | 17,336 | 20,000 | 10,808 | ||
| −75.9 | 5.7 | 152 | 122 | 89.8 | ||
| 20,390 | 17,873 | 17,540 | 20,496 | 11,255 | ||
Per share | ||||||
| ₹22.47 | ₹21.73 | ₹19.34 | ₹84.22 | ₹62.04 | ||
| ₹22.47 | ₹21.73 | ₹19.34 | ₹84.22 | ₹62.04 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| 0.0 | −1,833 | 0.0 | 0.0 | 0.0 | ||
| — | 6,636 | 8,605 | 8,498 | 16,097 | ||
Per share — as-filed variants | ||||||
| ₹22.47 | ₹21.73 | ₹19.34 | ₹84.22 | ₹62.04 | ||
| ₹22.47 | ₹21.73 | ₹19.34 | ₹84.22 | ₹62.04 | ||
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 0.6% | 0.6% | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 61,371.8 | 78,205.7 | 87,798.8 | 93,247.6 | 98,987.5 | |
| + Income on Investments | 21,003.7 | 24,517.2 | 26,419.0 | 25,121.8 | 24,640.8 | |
| + Interest on RBI / Interbank | 2,961.6 | 4,249.5 | 4,678.1 | 5,951.2 | 6,032.2 | |
| + Other Interest | 547.7 | 3,546.4 | 2,705.3 | 2,050.7 | 1,235.0 | |
| Interest Earned | 85,884.7 | 1,10,518.8 | 1,21,601.1 | 1,26,371.2 | 1,30,895.4 | |
| Interest Expended | 52,990.1 | 72,117.6 | 82,680.7 | 89,137.5 | 91,621.1 | |
| Net Interest Income | 32,894.7 | 38,401.2 | 38,920.4 | 37,233.7 | 39,274.2 | |
| Other Income | 25,325.0 | 28,646.2 | 31,056.8 | 26,712.0 | 19,367.1 | |
| Total Income | 1,11,209.8 | 1,39,164.9 | 1,52,657.9 | 1,53,083.2 | 1,50,262.5 | |
| Operating | ||||||
| + Employee Cost | 14,292.8 | 17,112.3 | 18,605.8 | 19,279.0 | 19,161.6 | |
| + Other Operating Expenses | 15,952.7 | 20,224.6 | 19,582.8 | 11,862.9 | 6,633.2 | |
| Operating Expenses | 30,245.4 | 37,336.9 | 38,188.6 | 31,141.9 | 25,794.8 | |
| Operating Profit (PPOP) | 27,974.3 | 29,710.5 | 31,788.7 | 32,803.8 | 32,846.5 | |
| Provisions & Contingencies | 13,547.6 | 9,710.9 | 8,763.6 | 8,122.4 | 7,271.4 | |
| Profit | ||||||
| Pretax Income | 14,426.7 | 19,999.6 | 23,025.0 | 24,681.5 | 25,575.1 | |
| Tax Expense | 3,618.9 | 0.0 | 5,689.0 | 5,730.2 | 6,279.7 | |
| Net Income | 10,807.8 | 19,999.6 | 17,336.0 | 17,118.2 | 19,295.4 | |
| - Minority Interest | 89.8 | 122.4 | 152.3 | 5.7 | -75.9 | |
| Net Income to Common | 11,254.8 | 20,495.8 | 17,539.6 | 17,872.9 | 20,390.2 | |
| Per Share | ||||||
| Basic EPS | 62.04 | 84.22 | 19.34 | 21.73 | 22.47 | |
| Diluted EPS | 62.04 | 84.22 | 19.34 | 21.73 | 22.47 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Extraordinary Items | 0.0 | 0.0 | 0.0 | -1,833.0 | 0.0 | |
| + Adjustments to Profit / (Loss) | 16,096.5 | 8,497.9 | 8,605.4 | 6,635.5 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 62.04 | 84.22 | 19.34 | 21.73 | 22.47 | |
| Diluted EPS before Extraordinary Items | 62.04 | 84.22 | 19.34 | 21.73 | 22.47 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||
| Government of India Shareholding % | — | — | — | 0.63 | 0.63 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| At1 Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Cet1 Ratio | 0.12 | 0.12 | 0.12 | 0.12 | 0.13 | |
| Expenditure Ex Provisions | 83,235.5 | 1,09,454.5 | 1,20,869.2 | 1,20,279.4 | 1,17,416.0 | |
| Face Value | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gnpa Pct | 0.05 | 0.04 | 0.03 | 0.02 | 0.01 | |
| Gross Npa | 46,213.5 | 40,657.2 | 31,548.3 | 22,749.4 | 18,308.4 | |
| Net Npa | 14,356.2 | 11,831.3 | 7,357.0 | 5,209.4 | 4,053.2 | |
| Nnpa Pct | 0.02 | 0.01 | 0.01 | 0.00 | 0.00 | |
| Paid Up Equity Capital | 1,814.1 | 1,814.1 | 1,814.1 | 1,814.1 | 1,814.1 | |
| Pat Ordinary | 10,807.8 | 19,999.6 | 17,336.0 | 18,951.2 | 19,295.4 | |
| Pbt Before Exceptional | — | — | 23,025.0 | 24,681.5 | — | |
| Share Of Associates | 536.8 | 618.6 | 355.9 | 760.4 | 1,019.0 | |