Aptus Value Housing Finance India profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	20.1%	20.1%	18.6%	17.2%	16.1%
	7.8%	7.8%	7.4%	7.6%	7.8%
	10.7%	10.7%	11.2%	—	—
	20.3%	20.3%	20.3%	—	—
	0.6%	0.6%	0.3%	—	—
	42.7%	42.0%	42.9%	44.8%	46.0%
Leverage
	2.58×	2.58×	2.60×	—	—
	1.56×	1.56×	1.59×	—	1.13×
Additional
	21.5%	22.2%	22.9%	22.9%	23.1%
	—	23.9%	29.9%	32.6%	19.8%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

APTUS₹200.32

Aptus Value Housing Finance India Ltd.

· Banking & Finance

₹ CrorePeersAAVAS HOMEFIRST AADHARHFC CENTRALBK CGCL CREDITACC RBLBANK POONAWALLAMcap ₹10,031 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Returns
Return on Common Equity	16.08	17.22	18.58	20.11	20.11
Return on Assets	7.82	7.56	7.42	7.76	7.76
Margins & Efficiency
Net Interest Margin (on avg assets)	—	—	11.15	10.67	10.67
Cost to Income	—	—	20.25	20.31	20.31
Credit Cost (impairment / avg loans)	—	—	0.27	0.55	0.55
Net Income Margin	46.01	44.82	42.92	41.99	42.70
Leverage
Leverage (Assets/Equity)	—	—	2.60	2.58	2.58
Total Debt/Equity	1.13	—	1.59	1.56	1.56
Additional
Effective Tax Rate	23.05	22.85	22.94	22.15	21.52
Dvd Payout Ratio	19.80	32.59	29.91	23.87	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.