Suryoday Small Finance Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	7.6%	7.6%	6.2%	12.0%
	0.9%	0.9%	0.8%	1.7%
Margins & efficiency
	6.2%	6.2%	7.9%	7.8%
	73.7%	73.7%	70.6%	61.6%
	1.6%	1.6%	2.7%	2.1%
	6.1%	6.1%	6.7%	5.9%
	14.3%	14.3%	10.0%	12.1%
	92.0%	92.0%	94.3%	103.9%
Additional
	25.5%	23.9%	20.1%	24.9%

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SURYODAY₹133.12

Suryoday Small Finance Bank Limited

· Banking & Finance

₹ CrorePeersCAPITALSFB FINOPB UTKARSHBNKMcap ₹1,415 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	11.96	6.16	7.59	7.59
Return on Assets	1.74	0.82	0.86	0.86
Margins & Efficiency
Net Interest Margin (on assets)	7.77	7.90	6.19	6.19
Cost to Income	61.59	70.59	73.67	73.67
Credit Cost (provisions / avg advances)	2.06	2.72	1.61	1.61
Operating Expenses / Avg Assets	5.88	6.67	6.05	6.05
Other Income Share of Total Income	12.13	10.01	14.27	14.27
Credit-Deposit Ratio	103.87	94.28	92.03	92.03
Additional
Effective Tax Rate	24.90	20.07	23.85	25.52

No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.