Suryoday Small Finance Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income829600+38.3%
Net interest income369258+42.8%
Operating profit14679.2+83.8%
Net profit76.630.4+151.7%
EPS₹7.20₹2.86+151.7%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023
Interest income
613543527477456434416430451434396359
72.363.257.651.853.851.148.352.249.149.045.348.6
16.115.015.012.510.010.26.05.67.65.23.43.0
1.91.11.82.50.00.00.00.00.00.00.00.0
703622602544520495471488507488445411
334307285267261248226220207195174165
369316317277258247245268300293271246
12714890.380.979.810960.139.647.570.264.751.9
829770692625600604531527555558509463
Operating
14813714312812611511610511011410893.3
20218815714113213214213111110598.790.2
350325300269259247258236221219207183
14613910789.079.210946.671.4127144128114
41.336.741.341.239.962.193.433.666.851.648.237.9
Profit
10410265.747.839.346.8−46.837.760.292.780.276.3
27.726.715.911.28.911.6−13.04.414.822.719.319.1
76.675.249.736.630.435.3−33.833.345.470.160.857.2
76.675.249.736.630.435.3−33.833.345.470.160.857.2
Per share
₹7.20₹7.07₹4.68₹3.44₹2.86₹3.32−₹3.18₹3.13₹4.27₹6.60₹5.73₹5.39
₹7.19₹7.07₹4.68₹3.44₹2.86₹3.32−₹3.18₹3.12₹4.24₹6.55₹5.71₹5.36
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹7.20₹7.07₹4.68₹3.44₹2.86₹3.32−₹3.18₹3.13₹4.27₹6.60₹5.73₹5.39
₹7.19₹7.07₹4.68₹3.44₹2.86₹3.32−₹3.18₹3.12₹4.24₹6.55₹5.71₹5.36
Regulatory disclosures — filed alongside, not part of the P&L
1.2—1.2—1.3—0.9—————
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SURYODAY₹133.12

Suryoday Small Finance Bank Limited

· Banking & Finance
AnnualQuarterly₹ CrorePeersCAPITALSFBFINOPBUTKARSHBNKMcap ₹1,415 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills359.1396.0433.9450.5430.0416.4433.9455.9477.1527.2543.2612.6
+ Income on Investments48.645.349.049.152.248.351.153.851.857.663.272.3
+ Interest on RBI / Interbank3.03.45.27.65.66.010.210.012.515.015.016.1
+ Other Interest0.00.00.00.00.00.00.00.02.51.81.11.9
Interest Earned410.7444.7488.1507.2487.9470.6495.2519.7543.9601.6622.4702.9
Interest Expended165.0173.9194.9207.2219.6225.9248.0261.5267.1285.0306.6334.1
Net Interest Income245.7270.8293.2300.0268.3244.7247.1258.2276.8316.6315.7368.8
Other Income51.964.770.247.539.660.1108.779.880.990.3147.9126.5
Total Income462.6509.4558.3554.7527.4530.7603.8599.5624.8691.9770.2829.4
Operating
+ Employee Cost93.3108.5113.6109.8105.1115.8115.3126.4127.9142.8136.8147.5
+ Other Operating Expenses90.298.7105.5110.7131.4142.4131.5132.5140.8157.1188.3202.3
Operating Expenses183.4207.2219.1220.5236.5258.1246.9258.9268.7299.9325.0349.8
Operating Profit (PPOP)114.2128.3144.3126.971.446.6108.979.289.0107.0138.6145.5
Provisions & Contingencies37.948.251.666.833.693.462.139.941.241.336.741.3
Profit
Pretax Income76.380.292.760.237.7-46.846.839.347.865.7101.9104.2
Tax Expense19.119.322.714.84.4-13.011.68.911.215.926.727.7
Net Income57.260.870.145.433.3-33.835.330.436.649.775.276.6
Net Income to Common57.260.870.145.433.3-33.835.330.436.649.775.276.6
Per Share
Basic EPS5.395.736.604.273.13-3.183.322.863.444.687.077.20
Diluted EPS5.365.716.554.243.12-3.183.322.863.444.687.077.19
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items5.395.736.604.273.13-3.183.322.863.444.687.077.20
Diluted EPS before Extraordinary Items5.365.716.554.243.12-3.183.322.863.444.687.077.19
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period—————0.9—1.3—1.2—1.2
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.000.000.000.000.000.010.010.000.000.000.00
Cet1 Ratio0.260.270.260.240.250.240.240.220.210.200.190.19
Expenditure Ex Provisions348.5381.0414.0427.7456.0484.0494.9520.4535.7584.9631.7683.9
Face Value10.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.0010.00
Filed Roa0.010.010.010.000.00-0.000.000.000.000.000.000.00
Gnpa Pct0.030.030.030.030.060.070.080.060.070.070.070.03
Gross Npa223.3242.4241.0273.0529.0733.8917.5655.0790.4864.2931.2438.3
Net Npa102.069.938.970.2292.3457.0593.0410.6501.1541.9169.6224.5
Nnpa Pct0.010.010.000.010.030.050.060.040.040.040.010.02
Paid Up Equity Capital106.2106.2106.2106.3106.3106.3106.3106.3106.3106.3106.3106.3
Pat Ordinary57.260.870.145.433.3-33.835.330.436.649.775.276.6
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Suryoday Small Finance Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Thursday, 29 October 2026 at 6:44 pm IST

Suryoday Small Finance Bank (NSE: SURYODAY) reported its Q2 FY27 results (July–September 2026) on Thursday, 29 October 2026 at 6:44 pm IST. Standalone net profit was ₹76.6 crore, up 151.7% from ₹30.4 crore in Q2 FY26 and up 1.8% from ₹75.2 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹369 crore, up 42.8% on the year.

Q2 FY26 results (a year earlier)
6 November 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹76.6 Cr+151.7% vs Q2 FY26+1.8% vs Q1 FY27
Net interest income
₹369 Cr+42.8% vs Q2 FY26+16.8% vs Q1 FY27
Operating profit (before provisions)
₹146 Cr+83.8% vs Q2 FY26+5.0% vs Q1 FY27
Gross NPA
2.97%5.93% in Q2 FY266.60% in Q1 FY27₹438 Cr · net NPA 1.54%
Deposits
₹16,184 Cr+35.0% vs Q2 FY26
Advances (loans)
₹14,559 Cr+34.7% vs Q2 FY26

Questions

What was Suryoday Small Finance Bank's net profit in Q2 FY27?

Standalone net profit was ₹76.6 crore, up 151.7% from ₹30.4 crore in Q2 FY26 and up 1.8% from ₹75.2 crore in Q1 FY27.

What was Suryoday Small Finance Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹369 crore, up 42.8% on the year. Operating profit before provisions was ₹146 crore, and provisions were ₹41.3 crore.

What were Suryoday Small Finance Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹438 crore, 2.97% of gross advances, against 5.93% a year earlier and 6.60% in Q1 FY27. Net NPAs were 1.54% of net advances (3.80% a year earlier).

How were Suryoday Small Finance Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 151.7% at ₹76.6 crore and net interest income was up 42.8% at ₹369 crore. Gross NPAs were 2.97% of advances, against 5.93% a year earlier. Against Q1 FY27, net profit was up 1.8% and net interest income up 16.8%.

How much did Suryoday Small Finance Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹16,184 crore, up 35.0% from ₹11,991 crore a year earlier, and advances (loans) were ₹14,559 crore, up 34.7% from ₹10,805 crore a year earlier.

What was Suryoday Small Finance Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹152 crore, up 131.0% from ₹65.7 crore in the same months a year earlier. Net interest income was ₹685 crore, up 35.5%.

What was Suryoday Small Finance Bank's EPS in Q2 FY27?

Basic earnings per share were ₹7.20, against ₹2.86 in Q2 FY26.

What was Suryoday Small Finance Bank's net profit in FY26?

Standalone net profit was ₹152 crore in FY26 (April 2025–March 2026), up 32.2% from ₹115 crore in FY25. It was a profit of ₹216 crore in FY24 and a loss of ₹93 crore in FY22.

When did Suryoday Small Finance Bank announce its Q2 FY27 results?

On Thursday, 29 October 2026 at 6:44 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 6 November 2025.

How has Suryoday Small Finance Bank's profit changed over the last four quarters?

Net profit by quarter: ₹36.6 crore in Q3 FY26, ₹49.7 crore in Q4 FY26, ₹75.2 crore in Q1 FY27 and ₹76.6 crore in Q2 FY27. That is ₹238 crore over the four quarters, up 265.0% from ₹65.2 crore in the four quarters before. Net interest income: ₹277 crore, ₹317 crore, ₹316 crore and ₹369 crore.

What was Suryoday Small Finance Bank's net interest income in FY26?

Net interest income was ₹1,099 crore in FY26 (April 2025–March 2026), down 0.7% from ₹1,106 crore in FY25. It was ₹962 crore in FY24 and ₹584 crore in FY22: up 88.0% over three years, 23.4% a year on average.

When will Suryoday Small Finance Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Suryoday Small Finance Bank figures come from?

From Suryoday Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 29 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.