alphaveSURYODAY₹151.10

Suryoday Small Finance Bank Limited

Annual Quarterly₹ CrorePeersCAPITALSFB FINOPB UTKARSHBNKMcap ₹1,606 Cr

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Interest Income
+ Interest on Advances / Bills	325.6	359.1	396.0	433.9	450.5	430.0	416.4	433.9	455.9	477.1	527.2	543.2
+ Income on Investments	47.1	48.6	45.3	49.0	49.1	52.2	48.3	51.1	53.8	51.8	57.6	63.2
+ Interest on RBI / Interbank	2.6	3.0	3.4	5.2	7.6	5.6	6.0	10.2	10.0	12.5	15.0	15.0
+ Other Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.5	1.8	1.1
Interest Earned	375.2	410.7	444.7	488.1	507.2	487.9	470.6	495.2	519.7	543.9	601.6	622.4
Interest Expended	154.2	165.0	173.9	194.9	207.2	219.6	225.9	248.0	261.5	267.1	285.0	306.6
Net Interest Income	221.1	245.7	270.8	293.2	300.0	268.3	244.7	247.1	258.2	276.8	316.6	315.7
Other Income	51.8	51.9	64.7	70.2	47.5	39.6	60.1	108.7	79.8	80.9	90.3	147.9
Total Income	427.0	462.6	509.4	558.3	554.7	527.4	530.7	603.8	599.5	624.8	691.9	770.2
Operating
+ Employee Cost	83.9	93.3	108.5	113.6	109.8	105.1	115.8	115.3	126.4	127.9	142.8	136.8
+ Other Operating Expenses	94.6	90.2	98.7	105.5	110.7	131.4	142.4	131.5	132.5	140.8	157.1	188.3
Operating Expenses	178.5	183.4	207.2	219.1	220.5	236.5	258.1	246.9	258.9	268.7	299.9	325.0
Operating Profit (PPOP)	94.4	114.2	128.3	144.3	126.9	71.4	46.6	108.9	79.2	89.0	107.0	138.6
Provisions & Contingencies	26.7	37.9	48.2	51.6	66.8	33.6	93.4	62.1	39.9	41.2	41.3	36.7
Profit
Pretax Income	67.7	76.3	80.2	92.7	60.2	37.7	-46.8	46.8	39.3	47.8	65.7	101.9
Tax Expense	17.4	19.1	19.3	22.7	14.8	4.4	-13.0	11.6	8.9	11.2	15.9	26.7
Net Income	50.3	57.2	60.8	70.1	45.4	33.3	-33.8	35.3	30.4	36.6	49.7	75.2
Net Income to Common	50.3	57.2	60.8	70.1	45.4	33.3	-33.8	35.3	30.4	36.6	49.7	75.2
Per Share
Basic EPS	4.74	5.39	5.73	6.60	4.27	3.13	-3.18	3.32	2.86	3.44	4.68	7.07
Diluted EPS	4.61	5.36	5.71	6.55	4.24	3.12	-3.18	3.32	2.86	3.44	4.68	7.07
Book Value per Share	0.0	0.0	0.0	0.0	0.0	0.0	0.0	—	0.0	—	0.0	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	4.74	5.39	5.73	6.60	4.27	3.13	-3.18	3.32	2.86	3.44	4.68	7.07
Diluted EPS before Extraordinary Items	4.61	5.36	5.71	6.55	4.24	3.12	-3.18	3.32	2.86	3.44	4.68	7.07
Regulatory Disclosures — filed alongside, not part of the P&L
Related-party Transactions — During the Period	—	—	—	—	—	—	0.9	—	1.3	—	1.2	—
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.01	0.01	0.00	0.00	0.00
Cet1 Ratio	0.28	0.26	0.27	0.26	0.24	0.25	0.24	0.24	0.22	0.21	0.20	0.19
Expenditure Ex Provisions	332.6	348.5	381.0	414.0	427.7	456.0	484.0	494.9	520.4	535.7	584.9	631.7
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Filed Roa	0.00	0.01	0.01	0.01	0.00	0.00	-0.00	0.00	0.00	0.00	0.00	0.00
Gnpa Pct	0.03	0.03	0.03	0.03	0.03	0.06	0.07	0.08	0.06	0.07	0.07	0.07
Gross Npa	197.7	223.3	242.4	241.0	273.0	529.0	733.8	917.5	655.0	790.4	864.2	931.2
Net Npa	97.9	102.0	69.9	38.9	70.2	292.3	457.0	593.0	410.6	501.1	541.9	169.6
Nnpa Pct	0.01	0.01	0.01	0.00	0.01	0.03	0.05	0.06	0.04	0.04	0.04	0.01
Paid Up Equity Capital	106.2	106.2	106.2	106.2	106.3	106.3	106.3	106.3	106.3	106.3	106.3	106.3
Pat Ordinary	50.3	57.2	60.8	70.1	45.4	33.3	-33.8	35.3	30.4	36.6	49.7	75.2

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.