| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 829 | 600 | +38.3% |
| Net interest income | 369 | 258 | +42.8% |
| Operating profit | 146 | 79.2 | +83.8% |
| Net profit | 76.6 | 30.4 | +151.7% |
| EPS | ₹7.20 | ₹2.86 | +151.7% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 |
|---|
Interest income | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 613 | 543 | 527 | 477 | 456 | 434 | 416 | 430 | 451 | 434 | 396 | 359 | |
| 72.3 | 63.2 | 57.6 | 51.8 | 53.8 | 51.1 | 48.3 | 52.2 | 49.1 | 49.0 | 45.3 | 48.6 | |
| 16.1 | 15.0 | 15.0 | 12.5 | 10.0 | 10.2 | 6.0 | 5.6 | 7.6 | 5.2 | 3.4 | 3.0 | |
| 1.9 | 1.1 | 1.8 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| 703 | 622 | 602 | 544 | 520 | 495 | 471 | 488 | 507 | 488 | 445 | 411 | |
| 334 | 307 | 285 | 267 | 261 | 248 | 226 | 220 | 207 | 195 | 174 | 165 | |
| 369 | 316 | 317 | 277 | 258 | 247 | 245 | 268 | 300 | 293 | 271 | 246 | |
| 127 | 148 | 90.3 | 80.9 | 79.8 | 109 | 60.1 | 39.6 | 47.5 | 70.2 | 64.7 | 51.9 | |
| 829 | 770 | 692 | 625 | 600 | 604 | 531 | 527 | 555 | 558 | 509 | 463 | |
Operating | ||||||||||||
| 148 | 137 | 143 | 128 | 126 | 115 | 116 | 105 | 110 | 114 | 108 | 93.3 | |
| 202 | 188 | 157 | 141 | 132 | 132 | 142 | 131 | 111 | 105 | 98.7 | 90.2 | |
| 350 | 325 | 300 | 269 | 259 | 247 | 258 | 236 | 221 | 219 | 207 | 183 | |
| 146 | 139 | 107 | 89.0 | 79.2 | 109 | 46.6 | 71.4 | 127 | 144 | 128 | 114 | |
| 41.3 | 36.7 | 41.3 | 41.2 | 39.9 | 62.1 | 93.4 | 33.6 | 66.8 | 51.6 | 48.2 | 37.9 | |
Profit | ||||||||||||
| 104 | 102 | 65.7 | 47.8 | 39.3 | 46.8 | −46.8 | 37.7 | 60.2 | 92.7 | 80.2 | 76.3 | |
| 27.7 | 26.7 | 15.9 | 11.2 | 8.9 | 11.6 | −13.0 | 4.4 | 14.8 | 22.7 | 19.3 | 19.1 | |
| 76.6 | 75.2 | 49.7 | 36.6 | 30.4 | 35.3 | −33.8 | 33.3 | 45.4 | 70.1 | 60.8 | 57.2 | |
| 76.6 | 75.2 | 49.7 | 36.6 | 30.4 | 35.3 | −33.8 | 33.3 | 45.4 | 70.1 | 60.8 | 57.2 | |
Per share | ||||||||||||
| ₹7.20 | ₹7.07 | ₹4.68 | ₹3.44 | ₹2.86 | ₹3.32 | −₹3.18 | ₹3.13 | ₹4.27 | ₹6.60 | ₹5.73 | ₹5.39 | |
| ₹7.19 | ₹7.07 | ₹4.68 | ₹3.44 | ₹2.86 | ₹3.32 | −₹3.18 | ₹3.12 | ₹4.24 | ₹6.55 | ₹5.71 | ₹5.36 | |
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
Per share — as-filed variants | ||||||||||||
| ₹7.20 | ₹7.07 | ₹4.68 | ₹3.44 | ₹2.86 | ₹3.32 | −₹3.18 | ₹3.13 | ₹4.27 | ₹6.60 | ₹5.73 | ₹5.39 | |
| ₹7.19 | ₹7.07 | ₹4.68 | ₹3.44 | ₹2.86 | ₹3.32 | −₹3.18 | ₹3.12 | ₹4.24 | ₹6.55 | ₹5.71 | ₹5.36 | |
Regulatory disclosures — filed alongside, not part of the P&L | ||||||||||||
| 1.2 | — | 1.2 | — | 1.3 | — | 0.9 | — | — | — | — | — | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 359.1 | 396.0 | 433.9 | 450.5 | 430.0 | 416.4 | 433.9 | 455.9 | 477.1 | 527.2 | 543.2 | 612.6 | |
| + Income on Investments | 48.6 | 45.3 | 49.0 | 49.1 | 52.2 | 48.3 | 51.1 | 53.8 | 51.8 | 57.6 | 63.2 | 72.3 | |
| + Interest on RBI / Interbank | 3.0 | 3.4 | 5.2 | 7.6 | 5.6 | 6.0 | 10.2 | 10.0 | 12.5 | 15.0 | 15.0 | 16.1 | |
| + Other Interest | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2.5 | 1.8 | 1.1 | 1.9 | |
| Interest Earned | 410.7 | 444.7 | 488.1 | 507.2 | 487.9 | 470.6 | 495.2 | 519.7 | 543.9 | 601.6 | 622.4 | 702.9 | |
| Interest Expended | 165.0 | 173.9 | 194.9 | 207.2 | 219.6 | 225.9 | 248.0 | 261.5 | 267.1 | 285.0 | 306.6 | 334.1 | |
| Net Interest Income | 245.7 | 270.8 | 293.2 | 300.0 | 268.3 | 244.7 | 247.1 | 258.2 | 276.8 | 316.6 | 315.7 | 368.8 | |
| Other Income | 51.9 | 64.7 | 70.2 | 47.5 | 39.6 | 60.1 | 108.7 | 79.8 | 80.9 | 90.3 | 147.9 | 126.5 | |
| Total Income | 462.6 | 509.4 | 558.3 | 554.7 | 527.4 | 530.7 | 603.8 | 599.5 | 624.8 | 691.9 | 770.2 | 829.4 | |
| Operating | |||||||||||||
| + Employee Cost | 93.3 | 108.5 | 113.6 | 109.8 | 105.1 | 115.8 | 115.3 | 126.4 | 127.9 | 142.8 | 136.8 | 147.5 | |
| + Other Operating Expenses | 90.2 | 98.7 | 105.5 | 110.7 | 131.4 | 142.4 | 131.5 | 132.5 | 140.8 | 157.1 | 188.3 | 202.3 | |
| Operating Expenses | 183.4 | 207.2 | 219.1 | 220.5 | 236.5 | 258.1 | 246.9 | 258.9 | 268.7 | 299.9 | 325.0 | 349.8 | |
| Operating Profit (PPOP) | 114.2 | 128.3 | 144.3 | 126.9 | 71.4 | 46.6 | 108.9 | 79.2 | 89.0 | 107.0 | 138.6 | 145.5 | |
| Provisions & Contingencies | 37.9 | 48.2 | 51.6 | 66.8 | 33.6 | 93.4 | 62.1 | 39.9 | 41.2 | 41.3 | 36.7 | 41.3 | |
| Profit | |||||||||||||
| Pretax Income | 76.3 | 80.2 | 92.7 | 60.2 | 37.7 | -46.8 | 46.8 | 39.3 | 47.8 | 65.7 | 101.9 | 104.2 | |
| Tax Expense | 19.1 | 19.3 | 22.7 | 14.8 | 4.4 | -13.0 | 11.6 | 8.9 | 11.2 | 15.9 | 26.7 | 27.7 | |
| Net Income | 57.2 | 60.8 | 70.1 | 45.4 | 33.3 | -33.8 | 35.3 | 30.4 | 36.6 | 49.7 | 75.2 | 76.6 | |
| Net Income to Common | 57.2 | 60.8 | 70.1 | 45.4 | 33.3 | -33.8 | 35.3 | 30.4 | 36.6 | 49.7 | 75.2 | 76.6 | |
| Per Share | |||||||||||||
| Basic EPS | 5.39 | 5.73 | 6.60 | 4.27 | 3.13 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 | 7.20 | |
| Diluted EPS | 5.36 | 5.71 | 6.55 | 4.24 | 3.12 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 | 7.19 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 5.39 | 5.73 | 6.60 | 4.27 | 3.13 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 | 7.20 | |
| Diluted EPS before Extraordinary Items | 5.36 | 5.71 | 6.55 | 4.24 | 3.12 | -3.18 | 3.32 | 2.86 | 3.44 | 4.68 | 7.07 | 7.19 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | |||||||||||||
| Related-party Transactions — During the Period | — | — | — | — | — | 0.9 | — | 1.3 | — | 1.2 | — | 1.2 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| At1 Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Cet1 Ratio | 0.26 | 0.27 | 0.26 | 0.24 | 0.25 | 0.24 | 0.24 | 0.22 | 0.21 | 0.20 | 0.19 | 0.19 | |
| Expenditure Ex Provisions | 348.5 | 381.0 | 414.0 | 427.7 | 456.0 | 484.0 | 494.9 | 520.4 | 535.7 | 584.9 | 631.7 | 683.9 | |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | -0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Gnpa Pct | 0.03 | 0.03 | 0.03 | 0.03 | 0.06 | 0.07 | 0.08 | 0.06 | 0.07 | 0.07 | 0.07 | 0.03 | |
| Gross Npa | 223.3 | 242.4 | 241.0 | 273.0 | 529.0 | 733.8 | 917.5 | 655.0 | 790.4 | 864.2 | 931.2 | 438.3 | |
| Net Npa | 102.0 | 69.9 | 38.9 | 70.2 | 292.3 | 457.0 | 593.0 | 410.6 | 501.1 | 541.9 | 169.6 | 224.5 | |
| Nnpa Pct | 0.01 | 0.01 | 0.00 | 0.01 | 0.03 | 0.05 | 0.06 | 0.04 | 0.04 | 0.04 | 0.01 | 0.02 | |
| Paid Up Equity Capital | 106.2 | 106.2 | 106.2 | 106.3 | 106.3 | 106.3 | 106.3 | 106.3 | 106.3 | 106.3 | 106.3 | 106.3 | |
| Pat Ordinary | 57.2 | 60.8 | 70.1 | 45.4 | 33.3 | -33.8 | 35.3 | 30.4 | 36.6 | 49.7 | 75.2 | 76.6 | |
Filed with NSE on Thursday, 29 October 2026 at 6:44 pm IST
Suryoday Small Finance Bank (NSE: SURYODAY) reported its Q2 FY27 results (July–September 2026) on Thursday, 29 October 2026 at 6:44 pm IST. Standalone net profit was ₹76.6 crore, up 151.7% from ₹30.4 crore in Q2 FY26 and up 1.8% from ₹75.2 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹369 crore, up 42.8% on the year.
Standalone net profit was ₹76.6 crore, up 151.7% from ₹30.4 crore in Q2 FY26 and up 1.8% from ₹75.2 crore in Q1 FY27.
Net interest income (interest earned less interest paid) was ₹369 crore, up 42.8% on the year. Operating profit before provisions was ₹146 crore, and provisions were ₹41.3 crore.
Gross non-performing assets (NPAs) were ₹438 crore, 2.97% of gross advances, against 5.93% a year earlier and 6.60% in Q1 FY27. Net NPAs were 1.54% of net advances (3.80% a year earlier).
Both grew from a year earlier: net profit was up 151.7% at ₹76.6 crore and net interest income was up 42.8% at ₹369 crore. Gross NPAs were 2.97% of advances, against 5.93% a year earlier. Against Q1 FY27, net profit was up 1.8% and net interest income up 16.8%.
On 30 September 2026, deposits were ₹16,184 crore, up 35.0% from ₹11,991 crore a year earlier, and advances (loans) were ₹14,559 crore, up 34.7% from ₹10,805 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹152 crore, up 131.0% from ₹65.7 crore in the same months a year earlier. Net interest income was ₹685 crore, up 35.5%.
Basic earnings per share were ₹7.20, against ₹2.86 in Q2 FY26.
Standalone net profit was ₹152 crore in FY26 (April 2025–March 2026), up 32.2% from ₹115 crore in FY25. It was a profit of ₹216 crore in FY24 and a loss of ₹93 crore in FY22.
On Thursday, 29 October 2026 at 6:44 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 6 November 2025.
Net profit by quarter: ₹36.6 crore in Q3 FY26, ₹49.7 crore in Q4 FY26, ₹75.2 crore in Q1 FY27 and ₹76.6 crore in Q2 FY27. That is ₹238 crore over the four quarters, up 265.0% from ₹65.2 crore in the four quarters before. Net interest income: ₹277 crore, ₹317 crore, ₹316 crore and ₹369 crore.
Net interest income was ₹1,099 crore in FY26 (April 2025–March 2026), down 0.7% from ₹1,106 crore in FY25. It was ₹962 crore in FY24 and ₹584 crore in FY22: up 88.0% over three years, 23.4% a year on average.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Suryoday Small Finance Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 29 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.