Capital Small Finance Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹331cr+18.4% on Q2 FY26
Net interest income
₹136cr+22.0% on Q2 FY26
Net profit
₹45.6cr+30.7% on Q2 FY26
EPS
₹10.03+30.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income331280+18.4%
Net interest income136112+22.0%
Operating profit64.950.7+28.1%
Net profit45.634.9+30.7%
EPS₹10.03₹7.70+30.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹331 crNet profit₹45.6 crNet interest margin4.1%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
1,197———
1,1341,049909794
—+15.4%+14.4%—
510461410345
—+12.5%+18.8%—
4.2%4.2%4.2%3.7%
241214185155
161141132112
—+7.4%+18.0%—
₹35.54₹31.13₹28.99₹24.56
—+7.4%+18.0%—
10.1%10.1%10.4%9.3%
Balance sheet & asset quality
10,83110,0188,3237,478
9,6338,5727,0906,075
—2.5%2.6%2.8%
—1.2%1.3%1.4%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

CAPITALSFB₹263.50

Capital Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersFINOPBSURYODAYUTKARSHBNKMcap ₹1,197 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———1,196.8
Interest Earned794.3908.51,048.61,134.1
Growth %, YoY—+14.4+15.4—
Net Interest Income345.2410.2461.4509.7
Growth %, YoY—+18.8+12.5—
NIM %, on assets3.714.234.154.15
Operating Profit (PPOP)154.9185.4213.5240.8
Net Income111.5131.7141.4161.4
Growth %, YoY—+18.0+7.4—
EPS, Adj (current shares)24.5628.9931.1335.54
Growth %, YoY—+18.0+7.4—
ROE %9.3110.3810.1010.10
Balance Sheet & Asset Quality
Deposits7,477.78,322.610,017.710,830.6
Advances6,074.77,090.48,572.49,632.7
Gross NPA %2.762.582.54—
Net NPA %1.401.301.24—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Capital Small Finance Bank financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

Capital Small Finance Bank (NSE: CAPITALSFB) had a market capitalisation of ₹1,198 crore at the previous close (₹263.50 a share), a PE ratio of 7.4 on the last four quarters' profit and a price-to-book ratio of 0.79. In FY26 its standalone net profit was ₹141 crore on net interest income of ₹461 crore; in Q2 FY27 (July–September 2026) it was ₹45.6 crore, up 30.7% year on year. Gross NPAs were 2.36% of advances on 30 September 2026. Promoters held 18.29% of the shares on 30 September 2026.

Share price used
₹263.50 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Capital Small Finance Bank at a glance · consolidated

Market cap
₹1,198 Crat ₹263.50 · previous close
PE ratio (last 4 quarters)
7.48.5 on FY26 profit
Price to book (PB)
0.79book value ₹334.94 a share
ROE (FY26)
10.1%−0.3 pts vs FY25
Gross NPA
2.36%2.70% in Q2 FY26net NPA 1.12% · Q2 FY27
Promoter holding
18.29%unchanged vs 30 Jun 202630 September 2026
Net worth
₹1,523 Cr+9.5% vs 30 Sep 202530 September 2026
CET1 ratio
20.78%30 September 2026
EPS (FY26)
₹31.20

Questions

What is the Capital Small Finance Bank PE ratio today?

Capital Small Finance Bank's PE ratio is 7.4 at the previous close (₹263.50 a share): a market capitalisation of ₹1,198 crore divided by consolidated net profit of ₹161 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹141 crore) it is 8.5.

What is the Capital Small Finance Bank PB ratio (price to book value)?

Capital Small Finance Bank's price-to-book (PB) ratio is 0.79 at the previous close: a market capitalisation of ₹1,198 crore divided by shareholders' equity (book value) of ₹1,523 crore on 30 September 2026. That is a book value of ₹334.94 per share against a share price of ₹263.50.

What is the Capital Small Finance Bank book value per share?

Capital Small Finance Bank's book value per share was ₹334.94 on 30 September 2026: shareholders' equity of ₹1,523 crore divided by the 4.55 crore shares in issue, up 9.1% from ₹307.13 a year earlier. The share price at the previous close was ₹263.50.

What is the Capital Small Finance Bank market cap?

Capital Small Finance Bank's market capitalisation was ₹1,198 crore at the previous close: 4.55 crore shares at ₹263.50 each.

What is the Capital Small Finance Bank ROE?

In FY26, Capital Small Finance Bank's return on equity (ROE) was 10.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 10.4%.

What is the Capital Small Finance Bank EPS?

Capital Small Finance Bank's basic earnings per share (EPS) were ₹31.20 in FY26, against ₹29.18 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹35.54.

What is the Capital Small Finance Bank net worth?

Capital Small Finance Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,523 crore on 30 September 2026, up 9.5% from ₹1,391 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,198 crore at the previous close.

What is the Capital Small Finance Bank promoter holding?

Promoters held 18.29% of Capital Small Finance Bank on 30 September 2026, unchanged from the previous quarter and down 0.46 percentage points from 18.75% a year earlier, according to the shareholding pattern filed with NSE.

What are the Capital Small Finance Bank latest quarterly results?

Capital Small Finance Bank's latest results are for Q2 FY27 (July–September 2026), filed on 29 October 2026: standalone net profit ₹45.6 crore, up 30.7% from ₹34.9 crore in Q2 FY26; net interest income ₹136 crore, up 22.0% year on year.

What is the Capital Small Finance Bank NPA?

Capital Small Finance Bank's gross non-performing assets (NPAs) were ₹231 crore, 2.36% of gross advances, on 30 September 2026 (2.70% a year earlier). Net NPAs were 1.12% of net advances (1.38% a year earlier).

What is the Capital Small Finance Bank CD ratio (credit-deposit ratio)?

Capital Small Finance Bank's credit-deposit ratio was 88.9% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Capital Small Finance Bank capital adequacy ratio?

Capital Small Finance Bank's common equity tier 1 (CET1) ratio was 20.78% on 30 September 2026.

What are the Capital Small Finance Bank deposits and advances?

On 30 September 2026, Capital Small Finance Bank's deposits were ₹10,831 crore, up 16.2% from a year earlier, and its advances (loans) were ₹9,633 crore, up 23.5% from a year earlier.

What is the Capital Small Finance Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Capital Small Finance Bank's standalone net profit was ₹141 crore, up 7.4% from ₹132 crore in FY25, on net interest income of ₹461 crore (up 12.5%).

When are the Capital Small Finance Bank next results?

Capital Small Finance Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Capital Small Finance Bank shareholding pattern?

On 30 September 2026, Capital Small Finance Bank's shares were held by promoters 18.29%, foreign portfolio investors (FII/FPI) 3.14%, domestic institutions (DII) 25.25% (including mutual funds at 1.53%) and retail and other non-institutional investors 53.32%. Over the year, FII holding was up 1.88 percentage points from 1.26% and DII holding was down 2.72 percentage points from 27.97%.

How does Capital Small Finance Bank compare with its peers?

On FY26 consolidated figures, against Fino Payments Bank, Suryoday Small Finance Bank and Utkarsh Small Finance Bank: Capital Small Finance Bank's return on equity of 10.1% is the highest of the four (Fino Payments Bank 6.8%, Suryoday Small Finance Bank 7.6%, Utkarsh Small Finance Bank −40.0%; peer average −8.6%); its return on assets of 1.27% is the highest of the four (Fino Payments Bank 1.10%, Suryoday Small Finance Bank 0.86%, Utkarsh Small Finance Bank -4.04%; peer average -0.69%); its gross NPA ratio of 2.54% is the third highest of the four (Fino Payments Bank 0.00%, Suryoday Small Finance Bank 6.55%, Utkarsh Small Finance Bank 7.71%; peer average 4.75%).

Capital Small Finance Bank vs Fino Payments Bank: how do they compare?

In FY26, Capital Small Finance Bank earned net profit of ₹141 crore, against ₹52.5 crore for Fino Payments Bank. Capital Small Finance Bank's return on equity was 10.1% (Fino Payments Bank 6.8%) and its gross NPA ratio 2.54% (Fino Payments Bank 0.00%).

Where do these Capital Small Finance Bank figures come from?

From Capital Small Finance Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.