Capital Small Finance Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024

Returns
	10.1%	10.1%	10.4%	9.3%
	1.3%	1.3%	1.4%	1.2%
Margins & efficiency
	4.2%	4.2%	4.2%	3.7%
	61.9%	61.9%	62.6%	62.5%
	0.3%	0.3%	0.2%	0.1%
	3.1%	3.1%	3.2%	2.8%
	8.6%	8.6%	8.7%	7.9%
	85.6%	85.6%	85.2%	81.2%
Additional
	25.6%	25.1%	24.8%	24.8%
	—	12.8%	4.1%	3.8%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

CAPITALSFB₹263.50

Capital Small Finance Bank Limited

· Banking & Finance

₹ CrorePeersFINOPB SURYODAY UTKARSHBNKMcap ₹1,197 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	9.31	10.38	10.10	10.10
Return on Assets	1.20	1.36	1.27	1.27
Margins & Efficiency
Net Interest Margin (on assets)	3.71	4.23	4.15	4.15
Cost to Income	62.51	62.63	61.85	61.85
Credit Cost (provisions / avg advances)	0.11	0.16	0.32	0.32
Operating Expenses / Avg Assets	2.78	3.20	3.11	3.11
Other Income Share of Total Income	7.89	8.65	8.57	8.57
Credit-Deposit Ratio	81.24	85.19	85.57	85.57
Additional
Effective Tax Rate	24.75	24.83	25.11	25.56
Dvd Payout Ratio	3.80	4.11	12.80	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.