In ₹ Crore except Per Share Latest Annual	CAPITALSFB FY26	FINOPB FY26	SURYODAY FY26	UTKARSHBNK FY26	Peer Average
Valuation — at last close
P/E	◆ 8.45×	19.52×	9.31×	—	14.41× -41%
P/B	0.82×	1.27×	◆ 0.68×	0.76×	0.90× -9%
Market Cap	₹1,197 Cr	₹1,023 Cr	₹1,415 Cr	₹2,118 Cr	₹1,519 Cr -21%
Growth
Revenue CAGR 3Y	—	16.32%	◆ 34.51%	—	25.41%
Net Income CAGR 3Y	—	7.07%	—	—	7.07%
Revenue YoY (latest Q)	18.37%	-16.61%	◆ 38.35%	-1.60%	6.71% +174%
Net Income YoY (latest Q)	30.73%	-236.16%	◆ 151.73%	85.84%	0.47% +6438%
Profitability
NIM (banks)	4.15%	2.81%	◆ 6.19%	5.18%	4.73% -12%
Net Income Margin	◆ 12.33%	3.30%	6.03%	-30.21%	-6.96% +277%
Return on Common Equity	◆ 10.10%	6.76%	7.59%	-40.03%	-8.56% +218%
Return on Assets	◆ 1.27%	1.10%	0.86%	-4.04%	-0.69% +283%
Credit & Quality
Gross NPA (banks)	2.54%	◆ 0.00%	6.55%	7.71%	4.75% -47%
Cost/Income (banks)	◆ 61.85%	95.13%	73.67%	97.05%	88.62% -30%
Scale — latest FY
Revenue / Total Income	₹1,147 Cr	₹1,588 Cr	₹2,520 Cr	₹3,810 Cr	₹2,639 Cr -57%
Net Income	₹141 Cr	₹52.5 Cr	₹152 Cr	−₹1,151 Cr	−₹316 Cr +145%
Total Assets	₹12,144 Cr	₹5,312 Cr	₹19,884 Cr	₹28,869 Cr	₹18,022 Cr -33%
EPS	₹31.2	₹6.3	₹14.3	₹-8.37	₹4.08 +665%
Book Value per Share	₹321.67	₹96.76	₹195.53	₹15.6	₹102.63 +213%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.