In ₹ Crore except Per Share Latest Annual | CAPITALSFB FY26 | FINOPB FY26 | SURYODAY FY26 | UTKARSHBNK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | ◆ 8.75× | 22.17× | 10.57× | — | 16.37× -47% | |
| P/B | 0.85× | 1.44× | ◆ 0.77× | 0.94× | 0.94× -10% | |
| Market Cap | ₹1,240 Cr | ₹1,162 Cr | ₹1,606 Cr | ₹2,616 Cr | ₹1,606 Cr -23% | |
| Growth | ||||||
| Revenue CAGR 3Y | — | 16.32% | ◆ 34.51% | — | 25.41% | |
| Net Income CAGR 3Y | — | 7.07% | — | — | 7.07% | |
| Revenue YoY (latest Q) | 16.42% | -32.33% | ◆ 27.56% | -1.60% | -1.60% +1126% | |
| Net Income YoY (latest Q) | 29.02% | -177.25% | ◆ 113.10% | 85.84% | 85.84% -66% | |
| Profitability | ||||||
| NIM (banks) | 3.80% | 2.52% | ◆ 5.53% | 5.12% | 5.12% -26% | |
| Net Income Margin | ◆ 12.33% | 3.30% | 6.03% | -30.21% | 3.30% +274% | |
| Return on Common Equity | ◆ 9.68% | 6.52% | 7.31% | -41.47% | 6.52% +48% | |
| Return on Assets | ◆ 1.16% | 0.99% | 0.76% | -3.99% | 0.76% +53% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 2.54% | ◆ 0.00% | 6.55% | 7.71% | 6.55% -61% | |
| Cost/Income (banks) | ◆ 61.85% | 95.13% | 73.67% | 97.05% | 95.13% -35% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹1,147 Cr | ₹1,588 Cr | ₹2,520 Cr | ₹3,810 Cr | ₹2,520 Cr -54% | |
| Net Income | ₹141 Cr | ₹52.5 Cr | ₹152 Cr | −₹1,151 Cr | ₹52.5 Cr +170% | |
| Total Assets | ₹12,144 Cr | ₹5,312 Cr | ₹19,884 Cr | ₹28,869 Cr | ₹19,884 Cr -39% | |
| EPS | ₹31.2 | ₹6.3 | ₹14.3 | ₹-8.37 | ₹6.3 +395% | |
| Book Value per Share | ₹321.67 | ₹96.76 | ₹195.53 | ₹15.6 | ₹96.76 +232% | |