Suryoday Small Finance Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹829cr+38.3% on Q2 FY26
Net interest income
₹369cr+42.8% on Q2 FY26
Net profit
₹76.6cr+151.7% on Q2 FY26
EPS
₹7.20+151.7% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income829600+38.3%
Net interest income369258+42.8%
Operating profit14679.2+83.8%
Net profit76.630.4+151.7%
EPS₹7.20₹2.86+151.7%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹829 crNet profit₹76.6 crNet interest margin6.9%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024
1,415———
2,4712,1601,9541,589
—+10.6%+23.0%—
1,2781,0991,106962
—−0.7%+15.0%—
6.2%6.2%7.9%7.8%
480384389454
238152115216
—+32.2%−46.8%—
₹22.39₹14.30₹10.82₹20.32
—+32.2%−46.8%—
7.6%7.6%6.2%12.0%
Balance sheet & asset quality
16,18413,99410,5807,777
14,55912,8799,9748,078
—6.6%7.2%2.9%
—4.2%4.6%0.9%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SURYODAY₹133.12

Suryoday Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersCAPITALSFBFINOPBUTKARSHBNKMcap ₹1,415 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization———1,414.9
Interest Earned1,588.71,953.82,160.32,470.7
Growth %, YoY—+23.0+10.6—
Net Interest Income962.21,106.11,098.71,277.9
Growth %, YoY—+15.0-0.7—
NIM %, on assets7.777.906.196.19
Operating Profit (PPOP)453.9389.2384.1480.0
Net Income216.0115.0152.0238.0
Growth %, YoY—-46.8+32.2—
EPS, Adj (current shares)20.3210.8214.3022.39
Growth %, YoY—-46.8+32.2—
ROE %11.966.167.597.59
Balance Sheet & Asset Quality
Deposits7,777.310,579.613,994.016,183.7
Advances8,078.09,974.412,878.814,558.6
Gross NPA %2.947.166.55—
Net NPA %0.864.584.21—
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Suryoday Small Finance Bank financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Suryoday Small Finance Bank (NSE: SURYODAY) had a market capitalisation of ₹1,432 crore at the 30 October 2026 close (₹134.73 a share), a PE ratio of 6.0 on the last four quarters' profit and a price-to-book ratio of 0.65. In FY26 its standalone net profit was ₹152 crore on net interest income of ₹1,099 crore; in Q2 FY27 (July–September 2026) it was ₹76.6 crore, up 151.7% year on year. Gross NPAs were 2.97% of advances on 30 September 2026. Promoters held 22.48% of the shares on 30 September 2026.

Share price used
₹134.73 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Suryoday Small Finance Bank at a glance · consolidated

Market cap
₹1,432 Crat ₹134.73 · 30 Oct close
PE ratio (last 4 quarters)
6.09.4 on FY26 profit
Price to book (PB)
0.65book value ₹208.62 a share
ROE (FY26)
7.6%+1.4 pts vs FY25
Gross NPA
2.97%5.93% in Q2 FY26net NPA 1.54% · Q2 FY27
Promoter holding
22.48%unchanged vs 30 Jun 202630 September 2026
Dividend yield
1.11%₹1.50 a share in 12 months
Net worth
₹2,218 Cr+11.4% vs 30 Sep 202530 September 2026
CET1 ratio
18.79%30 September 2026

Questions

What is the Suryoday Small Finance Bank PE ratio today?

Suryoday Small Finance Bank's PE ratio is 6.0 at the 30 October 2026 close (₹134.73 a share): a market capitalisation of ₹1,432 crore divided by consolidated net profit of ₹238 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹152 crore) it is 9.4.

What is the Suryoday Small Finance Bank PB ratio (price to book value)?

Suryoday Small Finance Bank's price-to-book (PB) ratio is 0.65 at the 30 October 2026 close: a market capitalisation of ₹1,432 crore divided by shareholders' equity (book value) of ₹2,218 crore on 30 September 2026. That is a book value of ₹208.62 per share against a share price of ₹134.73.

What is the Suryoday Small Finance Bank book value per share?

Suryoday Small Finance Bank's book value per share was ₹208.62 on 30 September 2026: shareholders' equity of ₹2,218 crore divided by the 10.63 crore shares in issue, up 11.4% from ₹187.33 a year earlier. The share price at the 30 October 2026 close was ₹134.73.

What is the Suryoday Small Finance Bank market cap?

Suryoday Small Finance Bank's market capitalisation was ₹1,432 crore at the 30 October 2026 close: 10.63 crore shares at ₹134.73 each.

What is the Suryoday Small Finance Bank ROE?

In FY26, Suryoday Small Finance Bank's return on equity (ROE) was 7.6%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 6.2%.

What is the Suryoday Small Finance Bank EPS?

Suryoday Small Finance Bank's basic earnings per share (EPS) were ₹14.30 in FY26, against ₹10.82 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹22.39.

What is the Suryoday Small Finance Bank net worth?

Suryoday Small Finance Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹2,218 crore on 30 September 2026, up 11.4% from ₹1,991 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,432 crore at the 30 October 2026 close.

What is the Suryoday Small Finance Bank dividend yield?

Suryoday Small Finance Bank's dividend yield is 1.11% at the 30 October 2026 close: dividends of ₹1.50 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹134.73. They were ₹1.50 on 17 July 2026.

What is the Suryoday Small Finance Bank promoter holding?

Promoters held 22.48% of Suryoday Small Finance Bank on 30 September 2026, unchanged from the previous quarter and up 0.04 percentage points from 22.44% a year earlier, according to the shareholding pattern filed with NSE.

What is the Suryoday Small Finance Bank NPA?

Suryoday Small Finance Bank's gross non-performing assets (NPAs) were ₹438 crore, 2.97% of gross advances, on 30 September 2026 (5.93% a year earlier). Net NPAs were 1.54% of net advances (3.80% a year earlier).

What is the Suryoday Small Finance Bank CD ratio (credit-deposit ratio)?

Suryoday Small Finance Bank's credit-deposit ratio was 90.0% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Suryoday Small Finance Bank capital adequacy ratio?

Suryoday Small Finance Bank's common equity tier 1 (CET1) ratio was 18.79% on 30 September 2026.

What are the Suryoday Small Finance Bank deposits and advances?

On 30 September 2026, Suryoday Small Finance Bank's deposits were ₹16,184 crore, up 35.0% from a year earlier, and its advances (loans) were ₹14,559 crore, up 34.7% from a year earlier.

What are the Suryoday Small Finance Bank latest quarterly results?

Suryoday Small Finance Bank's latest results are for Q2 FY27 (July–September 2026), filed on 29 October 2026: standalone net profit ₹76.6 crore, up 151.7% from ₹30.4 crore in Q2 FY26; net interest income ₹369 crore, up 42.8% year on year.

What is the Suryoday Small Finance Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Suryoday Small Finance Bank's standalone net profit was ₹152 crore, up 32.2% from ₹115 crore in FY25, on net interest income of ₹1,099 crore (down 0.7%).

What is the Suryoday Small Finance Bank dividend in 2026 and its record date?

In 2026, Suryoday Small Finance Bank has declared one dividend: ₹1.50 with record date 17 July 2026.

What is the Suryoday Small Finance Bank shareholding pattern?

On 30 September 2026, Suryoday Small Finance Bank's shares were held by promoters 22.48%, foreign portfolio investors (FII/FPI) 4.70%, domestic institutions (DII) 5.65% (including mutual funds at 1.68%) and retail and other non-institutional investors 67.17%. Over the year, FII holding was up 0.04 percentage points from 4.66% and DII holding was down 0.97 percentage points from 6.62%.

When are the Suryoday Small Finance Bank next results?

Suryoday Small Finance Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does Suryoday Small Finance Bank compare with its peers?

On FY26 consolidated figures, against Capital Small Finance Bank, Fino Payments Bank and Utkarsh Small Finance Bank: Suryoday Small Finance Bank's return on equity of 7.6% is the second highest of the four (Capital Small Finance Bank 10.1%, Fino Payments Bank 6.8%, Utkarsh Small Finance Bank −40.0%; peer average −7.7%); its return on assets of 0.86% is the third highest of the four (Capital Small Finance Bank 1.27%, Fino Payments Bank 1.10%, Utkarsh Small Finance Bank -4.04%; peer average -0.56%); its gross NPA ratio of 6.55% is the second highest of the four (Capital Small Finance Bank 2.54%, Fino Payments Bank 0.00%, Utkarsh Small Finance Bank 7.71%; peer average 3.42%).

Suryoday Small Finance Bank vs Capital Small Finance Bank: how do they compare?

In FY26, Suryoday Small Finance Bank earned net profit of ₹152 crore, against ₹141 crore for Capital Small Finance Bank. Suryoday Small Finance Bank's return on equity was 7.6% (Capital Small Finance Bank 10.1%) and its gross NPA ratio 6.55% (Capital Small Finance Bank 2.54%). At the 30 October 2026 close, Suryoday Small Finance Bank's market capitalisation was ₹1,432 crore against ₹1,235 crore for Capital Small Finance Bank, and its PE ratio on FY26 profit 9.4 against 8.7.

Where do these Suryoday Small Finance Bank figures come from?

From Suryoday Small Finance Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.