In ₹ Crore except Per Share Latest Annual | SURYODAY FY26 | CAPITALSFB FY26 | FINOPB FY26 | UTKARSHBNK FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 10.57× | ◆ 8.75× | 22.17× | — | 15.46× -32% | |
| P/B | ◆ 0.77× | 0.85× | 1.44× | 0.94× | 0.94× -18% | |
| Market Cap | ₹1,606 Cr | ₹1,240 Cr | ₹1,162 Cr | ₹2,616 Cr | ₹1,240 Cr +30% | |
| Growth | ||||||
| Revenue CAGR 3Y | ◆ 34.51% | — | 16.32% | — | 16.32% +111% | |
| Net Income CAGR 3Y | — | — | 7.07% | — | 7.07% | |
| Revenue YoY (latest Q) | ◆ 27.56% | 16.42% | -32.33% | -1.60% | -1.60% +1822% | |
| Net Income YoY (latest Q) | ◆ 113.10% | 29.02% | -177.25% | 85.84% | 29.02% +290% | |
| Profitability | ||||||
| NIM (banks) | ◆ 5.53% | 3.80% | 2.52% | 5.12% | 3.80% +46% | |
| Net Income Margin | 6.03% | ◆ 12.33% | 3.30% | -30.21% | 3.30% +83% | |
| Return on Common Equity | 7.31% | ◆ 9.68% | 6.52% | -41.47% | 6.52% +12% | |
| Return on Assets | 0.76% | ◆ 1.16% | 0.99% | -3.99% | 0.99% -23% | |
| Credit & Quality | ||||||
| Gross NPA (banks) | 6.55% | 2.54% | ◆ 0.00% | 7.71% | 2.54% +158% | |
| Cost/Income (banks) | 73.67% | ◆ 61.85% | 95.13% | 97.05% | 95.13% -23% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹2,520 Cr | ₹1,147 Cr | ₹1,588 Cr | ₹3,810 Cr | ₹1,588 Cr +59% | |
| Net Income | ₹152 Cr | ₹141 Cr | ₹52.5 Cr | −₹1,151 Cr | ₹52.5 Cr +190% | |
| Total Assets | ₹19,884 Cr | ₹12,144 Cr | ₹5,312 Cr | ₹28,869 Cr | ₹12,144 Cr +64% | |
| EPS | ₹14.3 | ₹31.2 | ₹6.3 | ₹-8.37 | ₹6.3 +127% | |
| Book Value per Share | ₹195.53 | ₹321.67 | ₹96.76 | ₹15.6 | ₹96.76 +102% | |