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Suryoday Small Finance Bank Limited

Annual Quarterly₹ CrorePeersCAPITALSFB FINOPB UTKARSHBNKMcap ₹1,606 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Interest Income
+ Interest on Advances / Bills	1,394.6	1,730.8	1,893.6	2,003.4
+ Income on Investments	183.2	198.6	214.3	226.3
+ Interest on RBI / Interbank	10.9	24.3	47.7	52.5
+ Other Interest	0.0	0.0	4.7	5.3
Interest Earned	1,588.7	1,953.8	2,160.3	2,287.5
Interest Expended	626.5	847.6	1,061.6	1,120.2
Net Interest Income	962.2	1,106.1	1,098.7	1,167.3
Other Income	219.4	217.3	359.7	398.9
Total Income	1,808.1	2,171.0	2,520.0	2,686.4
Operating
+ Employee Cost	360.8	444.2	512.5	533.9
+ Other Operating Expenses	366.9	490.0	561.8	618.6
Operating Expenses	727.7	934.2	1,074.3	1,152.5
Operating Profit (PPOP)	453.9	389.2	384.1	413.7
Provisions & Contingencies	166.3	245.4	184.5	159.1
Profit
Pretax Income	287.6	143.8	199.6	254.6
Tax Expense	71.6	28.9	47.6	62.8
Net Income	216.0	115.0	152.0	191.9
Net Income to Common	216.0	115.0	152.0	191.9
Per Share
Basic EPS	20.34	10.82	14.30	18.05
Diluted EPS	20.19	10.75	14.29	18.05
Book Value per Share	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	224.8	252.8	262.9	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	20.34	10.82	14.30	18.05
Diluted EPS before Extraordinary Items	20.19	10.75	14.29	18.05
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.00	0.00	0.00	0.01
Cet1 Ratio	0.27	0.24	0.20	0.82
Expenditure Ex Provisions	1,354.2	1,781.8	2,135.9	2,272.7
Face Value	10.00	10.00	10.00	10.00
Filed Roa	0.02	0.01	0.01	0.01
Gnpa Pct	0.03	0.07	0.07	0.26
Gross Npa	242.4	733.8	864.2	3,240.6
Net Npa	69.9	457.0	541.9	1,623.1
Nnpa Pct	0.01	0.05	0.04	0.14
Paid Up Equity Capital	106.2	106.3	106.3	106.3
Pat Ordinary	216.0	115.0	152.0	191.9
Pbt Before Exceptional	—	143.8	199.6	—

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.