Suryoday Small Finance Bank cash flow

Latest FY26
Cash from operations
₹652cr−50.6% on FY25
Cash from investing
−₹792cr−₹1,059 cr in FY25
Cash from financing
₹412cr+53.6% on FY25
Capital spending
₹75.6cr−57.3% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024
Adjustments to reconcile profit — non-cash items
—67.555.651.4
—1.84.53.8
—194193170
Changes in working capital
—−3,450−1,857−2,181
—3,6982,8392,617
—248982437
Cash from operating activities
320200144288
—5111,235661
—7101,379949
—57.859.114.3
—6521,320935
—6521,320935
Cash from investing activities
—75.617755.7
—0.20.10.0
—−716−882−208
—−792−1,059−263
—−792−1,059−263
Cash from financing activities
—0.11.00.5
—0.11.00.5
—4122670.0
—0.00.0322
—412268−322
—412268−322
—273529349
—273529349
———1,174
Reference items
5775771,143879
₹54.26₹54.26₹107.54₹82.70
2.45×———
—4.29×11.48×4.33×
—57.859.114.3
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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SURYODAY₹133.12

Suryoday Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersCAPITALSFBFINOPBUTKARSHBNKMcap ₹1,415 Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation51.455.667.5—
+ Share-based Payments3.84.51.8—
+ Other Non-cash Items169.7192.7193.6—
Changes in Working Capital
+ Other Current Assets-2,180.6-1,856.9-3,450.3—
+ Other Current Liabilities2,617.22,839.33,697.9—
Total Working Capital Changes436.6982.5247.6—
Cash from Operating Activities
Profit Before Tax (per I/S)287.6143.8199.6319.6
+ Total Adjustments (incl. Working Capital)661.41,235.2510.5—
Cash from Operations (pre-tax)949.01,379.0710.1—
+ Income Taxes Paid14.359.157.8—
Cash from Operating — before Extraordinary Items934.71,320.0652.3—
Cash from Operating Activities934.71,320.0652.3—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)55.7176.975.6—
+ Disp of Fixed Assets0.00.10.2—
+ Other Inflows / (Outflows) — Investing-207.7-882.1-716.2—
Cash from Investing — before Extraordinary Items-263.4-1,059.0-791.6—
Cash from Investing Activities-263.4-1,059.0-791.6—
Cash from Financing Activities
+ Proceeds from Issue of Shares0.51.00.1—
+ Proceeds from Issue of Shares (unclassified)0.51.00.1—
+ Proceeds from Borrowings0.0267.3412.1—
+ Repayment of Borrowings322.40.00.0—
Cash from Financing — before Extraordinary Items-321.9268.3412.1—
Cash from Financing Activities-321.9268.3412.1—
Net Changes in Cash (pre-FX)349.5529.3272.9—
Net Changes in Cash349.5529.3272.9—
Closing Cash1,173.6———
Reference Items
Free Cash Flow (CFO − Capex)879.11,143.1576.7576.7
Free Cash Flow per Basic Share82.70107.5454.2654.26
Price to Free Cash Flow———2.45
Cash Flow to Net Income4.3311.484.29—
Cash Paid for Taxes14.359.157.8—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.