SURYODAY151.10

Suryoday Small Finance Bank Limited

· Banking & Finance
₹ CrorePeersCAPITALSFBFINOPBUTKARSHBNKMcap ₹1,606 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation51.455.667.5
+ Share-based Payments3.84.51.8
+ Other Non-cash Items169.7192.7193.6
Changes in Working Capital
+ Other Current Assets-2,180.6-1,856.9-3,450.3
+ Other Current Liabilities2,617.22,839.33,697.9
Total Working Capital Changes436.6982.5247.6
Cash from Operating Activities
Profit Before Tax (per I/S)287.6143.8199.6254.6
+ Total Adjustments (incl. Working Capital)661.41,235.2510.5
Cash from Operations (pre-tax)949.01,379.0710.1
+ Income Taxes Paid14.359.157.8
Cash from Operating — before Extraordinary Items934.71,320.0652.3
Cash from Operating Activities934.71,320.0652.3
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)55.7176.975.6
+ Disp of Fixed Assets0.00.10.2
+ Other Inflows / (Outflows) — Investing-207.7-882.1-716.2
Cash from Investing — before Extraordinary Items-263.4-1,059.0-791.6
Cash from Investing Activities-263.4-1,059.0-791.6
Cash from Financing Activities
+ Proceeds from Issue of Shares0.51.00.1
+ Proceeds from Issue of Shares (unclassified)0.51.00.1
+ Proceeds from Borrowings0.0267.3412.1
+ Repayment of Borrowings322.40.00.0
Cash from Financing — before Extraordinary Items-321.9268.3412.1
Cash from Financing Activities-321.9268.3412.1
Net Changes in Cash (pre-FX)349.5529.3272.9
Net Changes in Cash349.5529.3272.9
Closing Cash1,173.6
Reference Items
EBITDA68.2-73.4-160.1-144.2
EBITDA Margin %-5.37
Free Cash Flow (CFO − Capex)879.11,143.1576.7576.7
Free Cash Flow per Basic Share82.70107.5454.2654.26
Price to Free Cash Flow2.78
Cash Flow to Net Income4.3311.484.29
Cash Paid for Taxes14.359.157.8
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.