SBI Cards and Payment Services working capital

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

4.76×	4.76×	4.83×	4.14×	4.15×	FY22 and earlierEvery year the company has filed comes with Alpha Plus.
0.30×	0.30×	0.29×	0.33×	0.34×
0.23×	0.23×	−1.12×	−2.26×	−2.95×
0.09×	0.09×	−0.40×	−0.99×	−1.58×

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBICARD₹540.00

SBI Cards and Payment Services Ltd.

· Banking & Finance

₹ CrorePeersHDFCBANK ICICIBANK POLICYBZR BANKINDIA PAYTM LICHSGFIN MFSL INDIANBMcap ₹51,386 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Receivable Days (DSO)	4.15	4.14	4.83	4.76	4.76
Asset Turnover	0.34	0.33	0.29	0.30	0.30
Cash Conversion (CFO/Net Income)	-2.95	-2.26	-1.12	0.23	0.23
CFO/EBITDA	-1.58	-0.99	-0.40	0.09	0.09

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.