PB Fintech financials

·Banking & FinanceChart ›
Latest results Q1 FY27 · Apr–Jun 2026
Revenue
₹1,888cr+40.1% on Q1 FY26
Net profit
₹163cr+92.5% on Q1 FY26
EBITDA margin
7.4%+4.8 pts on Q1 FY26
EPS
₹3.53+90.8% on Q1 FY26

Quarterly results

Every quarter ›
₹ croreQ1 FY27Q1 FY26Change
Revenue1,8881,348+40.1%
EBITDA13934.4+305.0%
EBITDA margin7.4%2.6%+4.8 pts
Profit before tax18190.9+99.2%
Net profit16384.7+92.5%
EPS₹3.53₹1.85+90.8%

Over time

Q1 FY27 · Apr–Jun 2026latest
Revenue₹1,888 crNet profit₹163 crNet margin8.6%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
45,715————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
2,1022,1021,200748635
5.75.75.55.48.5
43,618————
7,3346,7944,9773,4382,558
—+36.5%+44.8%+34.4%—
61450993.7−186−662
8.4%7.5%1.9%−5.4%−25.9%
472373−27.6−275−725
74867035364.4−488
10.2%9.9%7.1%1.9%−19.1%
₹16.17₹14.48₹7.63₹1.27−₹10.53
—+89.8%+498.6%+112.1%—
—41.5−1838.7−299
—−79.9−97.1−63.4−65.7
−38.4−38.4−280−54.7−365
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

POLICYBZR₹988.00

PB Fintech Ltd.

· Banking & Finance
₹ CrorePeersPAYTMSBICARDBANKINDIAMFSLINDIANBIDFCFIRSTBICICIGIFEDERALBNKMcap ₹45,715 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————45,714.8
- Cash, Equiv & ST Investments634.6748.41,200.52,102.12,102.1
+ Minority Interest8.55.45.55.75.7
Enterprise Value————43,618.4
Revenue2,557.83,437.74,977.26,794.07,334.3
Growth %, YoY—+34.4+44.8+36.5—
EBITDA-661.6-186.393.7509.2614.1
Margin %-25.87-5.421.887.508.37
EBIT-725.4-275.0-27.6373.3471.5
Net Income-487.964.4353.2670.1748.4
Margin %-19.081.877.109.8610.20
EPS, Adj (current shares)-10.531.277.6314.4816.17
Growth %, YoY—+112.1+498.6+89.8—
Cash from Operations-299.08.7-183.141.5—
Capital Expenditures-65.7-63.4-97.1-79.9—
Free Cash Flow-364.7-54.7-280.3-38.4-38.4
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Policybazaar financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

PB Fintech (NSE: POLICYBZR) had a market capitalisation of ₹47,112 crore at the 29 October 2026 close (₹1,018.20 a share), a PE ratio of 63.0 on the last four quarters' profit and a price-to-book ratio of 6.44. In FY26 its consolidated net profit was ₹670 crore on revenue of ₹6,794 crore; in Q1 FY27 (April–June 2026) it was ₹163 crore, up 92.6% year on year. It had no borrowings on 31 March 2026.

Share price used
₹1,018.20 · 29 October 2026 close
Latest balance sheet
31 March 2026
Shareholding pattern
30 September 2026

Policybazaar at a glance · consolidated

Market cap
₹47,112 Crat ₹1,018.20 · 29 Oct close
PE ratio (last 4 quarters)
63.070.3 on FY26 profit
Price to book (PB)
6.44book value ₹158.02 a share
ROE (FY26)
9.8%+4.0 pts vs FY25ROCE 5.2%
Debt to equity
0.00net cash ₹2,116 Cr
FII holding
27.12%−10.2 pts vs 30 Jun 2026no promoter group
Net worth
₹7,312 Cr+13.7% vs 31 Mar 202531 March 2026
Free cash flow (FY26)
−₹38.4 Cr
EPS (FY26)
₹14.58

Questions

What is the Policybazaar PE ratio today?

Policybazaar's PE ratio is 63.0 at the 29 October 2026 close (₹1,018.20 a share): a market capitalisation of ₹47,112 crore divided by consolidated net profit of ₹748 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹670 crore) it is 70.3.

What is the Policybazaar net worth?

Policybazaar's net worth — shareholders' equity in its consolidated balance sheet — was ₹7,312 crore on 31 March 2026, up 13.7% from ₹6,432 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹47,112 crore at the 29 October 2026 close.

What is the Policybazaar book value per share?

Policybazaar's book value per share was ₹158.02 on 31 March 2026: shareholders' equity of ₹7,312 crore divided by the 46.27 crore shares in issue, up 12.8% from ₹140.06 a year earlier. The share price at the 29 October 2026 close was ₹1,018.20.

What is the Policybazaar PB ratio (price to book value)?

Policybazaar's price-to-book (PB) ratio is 6.44 at the 29 October 2026 close: a market capitalisation of ₹47,112 crore divided by shareholders' equity (book value) of ₹7,312 crore on 31 March 2026. That is a book value of ₹158.02 per share against a share price of ₹1,018.20.

What is the Policybazaar ROE and ROCE?

In FY26, Policybazaar's return on equity (ROE) was 9.8% and its return on capital employed (ROCE) was 5.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year); ROCE is operating profit (EBIT) divided by average capital employed (total assets less current liabilities). In FY25, ROE was 5.7% and ROCE −0.4%.

What is the Policybazaar shareholding pattern?

On 30 September 2026, Policybazaar's shares were held by foreign portfolio investors (FII/FPI) 27.12%, domestic institutions (DII) 44.86% (including mutual funds at 35.49%) and retail and other non-institutional investors 27.89%. Over the year, FII holding was down 16.52 percentage points from 43.64% and DII holding was up 18.24 percentage points from 26.62%.

What is the Policybazaar market cap?

Policybazaar's market capitalisation was ₹47,112 crore at the 29 October 2026 close: 46.27 crore shares at ₹1,018.20 each.

Is Policybazaar debt free?

Yes. Policybazaar had no borrowings on 31 March 2026 (consolidated balance sheet), and it held ₹2,116 crore of cash, bank balances and current investments.

What is the Policybazaar debt to equity ratio?

Policybazaar's debt-to-equity ratio was 0.00 on 31 March 2026: no borrowings against total equity of ₹7,318 crore. A year earlier, on 31 March 2025, it was 0.00.

What is the Policybazaar EPS?

Policybazaar's basic earnings per share (EPS) were ₹14.58 in FY26, against ₹7.77 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹16.23.

What is the Policybazaar promoter holding?

Policybazaar has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 27.12% and domestic institutions 44.86%.

When are the Policybazaar next results?

Policybazaar will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, the date of the board meeting it has notified to the exchanges.

What is the Policybazaar free cash flow?

In FY26, Policybazaar generated ₹41.5 crore of cash from operations and spent ₹79.9 crore on capital expenditure (property, plant, equipment and intangibles), leaving free cash flow of −₹38.4 crore. In FY25 it was −₹280 crore.

What are the Policybazaar latest quarterly results?

Policybazaar's latest results are for Q1 FY27 (April–June 2026), filed on 5 August 2026: consolidated net profit ₹163 crore, up 92.6% from ₹84.6 crore in Q1 FY26; revenue from operations ₹1,888 crore, up 40.1% year on year.

What is the Policybazaar revenue and profit in FY26?

In FY26 (April 2025–March 2026), Policybazaar's consolidated net profit was ₹670 crore, up 89.8% from ₹353 crore in FY25, on revenue from operations of ₹6,794 crore (up 36.5%).

Where do these Policybazaar figures come from?

From PB Fintech's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.