POLICYBZR1,796.00

PB Fintech Ltd.

· Banking & Finance
₹ CrorePeersPAYTMSBICARDBANKINDIAMFSLINDIANBIDFCFIRSTBICICIGIFEDERALBNKMcap ₹83,101 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Returns
Return on Common Equity1.105.489.169.16
Return on Assets0.964.697.707.70
Return on Capital Employed-4.49-0.414.844.84
Return on Invested Capital-4.50-0.486.788.53
Margins
EBITDA Margin-5.421.887.508.37
Operating Margin-8.00-0.555.495.49
Incremental Operating Margin16.0722.06
Pretax Margin2.307.7810.4310.89
Net Income Margin1.877.109.8610.20
Net Income to Common Margin7.099.8610.20
FCF Margin-1.59-5.63-0.57-0.57
Additional
Effective Tax Rate16.058.905.265.66
Sustainable Growth Rate1.105.489.169.16
Incremental Operating Margin %16.0722.0618.18
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.