PB Fintech profitability ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Jun 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Returns
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
9.8%9.8%5.7%1.0%−9.0%
8.3%8.3%5.0%1.0%−8.0%
5.2%5.2%−0.4%−4.7%−12.9%
8.5%6.8%−0.5%−4.5%−15.0%
Margins
8.4%7.5%1.9%−5.4%−25.9%
5.5%5.5%−0.6%−8.0%−28.4%
—22.1%16.1%51.2%—
10.9%10.4%7.8%2.3%−19.1%
10.2%9.9%7.1%1.9%−19.1%
10.2%9.9%7.1%—−19.0%
−0.6%−0.6%−5.6%−1.6%−14.3%
Additional
5.7%5.3%8.9%16.1%0.0%
9.8%9.8%5.7%1.0%−9.0%
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

POLICYBZR₹1,018.20

PB Fintech Ltd.

· Banking & Finance
₹ CrorePeersPAYTMSBICARDBANKINDIAMFSLINDIANBIDFCFIRSTBICICIGIFEDERALBNKMcap ₹47,112 Cr
ProfitabilityGrowthCreditLiquidityWorking CapitalYield AnalysisDuPont
Ratios — % unless marked ×
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Returns
Return on Common Equity-8.951.045.749.759.75
Return on Assets-8.020.994.958.258.25
Return on Capital Employed-12.86-4.65-0.435.155.15
Return on Invested Capital-14.96-4.50-0.486.788.53
Margins
EBITDA Margin-25.87-5.421.887.508.37
Operating Margin-28.36-8.00-0.555.495.49
Incremental Operating Margin—51.2016.0722.06—
Pretax Margin-19.072.307.7810.4310.89
Net Income Margin-19.081.877.109.8610.20
Net Income to Common Margin-19.05—7.099.8610.20
FCF Margin-14.26-1.59-5.63-0.57-0.57
Additional
Effective Tax Rate0.0016.058.905.265.66
Sustainable Growth Rate-8.951.045.749.759.75
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.