PB Fintech DuPont analysis

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

5-step DuPont — ROE = tax burden × interest burden × EBIT margin × turnover × leverage						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	0.93×	0.95×	0.91×	0.81×	1.00×
	1.64×	1.90×	−14.04×	−0.29×	0.67×
	6.7%	5.5%	−0.6%	−8.0%	−28.4%
	0.84×	0.84×	0.70×	0.53×	0.42×
	1.20×	1.19×	1.17×	1.14×	1.14×
	10.3%	9.9%	5.8%	1.1%	−9.1%
	9.8%	9.8%	5.7%	1.0%	−9.0%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

POLICYBZR₹1,011.00

PB Fintech Ltd.

· Banking & Finance

₹ CrorePeersPAYTM SBICARD BANKINDIA MFSL INDIANB IDFCFIRSTB ICICIGI FEDERALBNKMcap ₹46,779 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
5-Step DuPont — ROE = Tax Burden × Interest Burden × EBIT Margin × Turnover × Leverage
Tax Burden (Net Income/Pretax) ×	1.00	0.81	0.91	0.95	0.93
Interest Burden (Pretax/EBIT) ×	0.67	-0.29	-14.04	1.90	1.64
EBIT Margin %	-28.36	-8.00	-0.55	5.49	6.70
Asset Turnover ×	0.42	0.53	0.70	0.84	0.84
Financial Leverage (Assets/Equity) ×	1.14	1.14	1.17	1.19	1.20
ROE (5-step product, year-end total equity) %	-9.14	1.14	5.81	9.86	10.33
ROE (owners' profit / average owners' equity) %	-8.95	1.04	5.74	9.75	9.75

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.