| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Revenue | 1,888 | 1,348 | +40.1% |
| EBITDA | 139 | 34.4 | +305.0% |
| EBITDA margin | 7.4% | 2.6% | +4.8 pts |
| Profit before tax | 181 | 90.9 | +99.2% |
| Net profit | 163 | 84.7 | +92.5% |
| EPS | ₹3.53 | ₹1.85 | +90.8% |
| Tap a line for its trend | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Q2 FY24Sep 2023 | Earlier quartersAlpha Plus |
|---|
| 1,888 | 2,061 | 1,771 | 1,614 | 1,348 | 1,508 | 1,292 | 1,167 | 1,010 | 1,090 | 871 | 812 | Earlier quartersEvery year the company has filed comes with Alpha Plus. | |
| 93.0 | 104 | 84.9 | 84.5 | 98.8 | 101 | 100 | 106 | 100 | 98.3 | 93.6 | 97.5 | ||
| 1,981 | 2,166 | 1,856 | 1,698 | 1,447 | 1,609 | 1,392 | 1,273 | 1,111 | 1,188 | 965 | 909 | ||
Expenses | |||||||||||||
| 716 | 699 | 607 | 600 | 560 | 508 | 487 | 508 | 455 | 440 | 398 | 423 | ||
| 11.1 | 9.8 | 9.3 | 9.2 | 8.8 | 9.2 | 9.3 | 9.0 | 6.4 | 6.6 | 6.4 | 7.2 | ||
| 40.1 | 34.9 | 33.8 | 33.9 | 33.5 | 33.3 | 33.6 | 29.4 | 25.0 | 23.8 | 23.1 | 22.3 | ||
| 1,033 | 1,144 | 1,006 | 916 | 754 | 887 | 777 | 667 | 594 | 645 | 499 | 478 | ||
| 1,800 | 1,888 | 1,655 | 1,559 | 1,356 | 1,437 | 1,307 | 1,213 | 1,081 | 1,115 | 926 | 930 | ||
| 139 | 218 | 159 | 97.8 | 34.4 | 113 | 27.7 | −7.8 | −39.3 | 5.4 | −25.5 | −89.1 | ||
| 99.2 | 183 | 125 | 64.0 | 0.9 | 79.8 | −5.9 | −37.2 | −64.3 | −18.4 | −48.6 | −111 | ||
Profit | |||||||||||||
| 181 | 278 | 201 | 139 | 90.9 | 172 | 85.2 | 59.8 | 29.6 | 73.4 | 38.6 | −21.1 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 41.1 | 0.0 | 0.0 | 0.0 | ||
| 181 | 278 | 201 | 139 | 90.9 | 172 | 85.2 | 59.8 | 70.7 | 73.4 | 38.6 | −21.1 | ||
| 15.7 | 10.7 | 11.6 | 7.2 | 7.7 | 0.8 | 13.6 | 9.3 | 10.8 | 12.7 | 0.0 | −0.3 | ||
| 15.7 | 10.7 | 11.6 | 7.2 | 7.7 | 0.8 | 13.6 | 9.3 | 10.8 | 12.7 | 0.0 | −0.3 | ||
| −2.5 | −6.0 | 0.5 | 2.8 | 1.5 | −0.2 | −0.1 | 0.4 | 0.1 | −0.5 | −1.4 | −0.3 | ||
| 163 | 261 | 189 | 135 | 84.7 | 171 | 71.5 | 51.0 | 60.0 | 60.2 | 37.2 | −21.1 | ||
| 165 | 267 | 189 | 132 | 83.2 | 171 | 71.6 | 50.6 | 59.9 | 60.7 | 38.6 | −20.8 | ||
| 1.6 | 3.1 | 1.9 | 9.9 | −2.6 | −6.5 | 2.5 | 0.9 | −4.1 | −2.6 | 0.3 | 1.2 | ||
| 164 | 264 | 191 | 145 | 82.0 | 164 | 74.0 | 51.9 | 55.8 | 57.6 | 37.5 | −19.9 | ||
| 163 | 261 | 189 | 135 | 84.6 | 171 | 71.5 | 50.7 | 60.2 | — | 38.0 | −20.2 | ||
| 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.3 | −0.2 | — | −0.8 | −0.9 | ||
Per share | |||||||||||||
| ₹3.53 | ₹5.65 | ₹4.11 | ₹2.94 | ₹1.85 | ₹3.73 | ₹1.57 | ₹1.12 | ₹1.34 | ₹1.35 | ₹0.85 | −₹0.45 | ||
| ₹3.50 | ₹5.61 | ₹4.08 | ₹2.89 | ₹1.82 | ₹3.67 | ₹1.55 | ₹1.09 | ₹1.31 | ₹1.31 | ₹0.83 | −₹0.45 | ||
Other comprehensive income — detail | |||||||||||||
| 1.6 | 3.1 | 1.9 | 9.9 | −2.6 | −6.5 | — | — | — | — | — | — | ||
| 0.0 | −1.8 | 0.2 | 4.9 | −2.8 | −5.3 | 1.7 | 0.7 | −4.1 | −2.8 | 0.7 | 1.1 | ||
| 1.6 | 4.8 | 1.8 | 4.9 | 0.2 | −1.2 | 0.8 | 0.2 | — | 0.1 | −0.4 | 0.2 | ||
| 164 | 264 | 191 | 145 | 82.0 | 164 | 74.0 | 51.6 | 56.0 | 58.0 | 38.3 | −19.0 | ||
| 0.0 | 0.1 | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.3 | −0.2 | −0.4 | −0.8 | −0.9 | ||
Per share — as-filed variants | |||||||||||||
| ₹3.53 | ₹5.65 | ₹4.11 | ₹2.94 | ₹1.85 | ₹3.73 | ₹1.57 | ₹1.12 | ₹1.34 | ₹1.35 | ₹0.85 | −₹0.45 | ||
| ₹3.50 | ₹5.61 | ₹4.08 | ₹2.89 | ₹1.82 | ₹3.67 | ₹1.55 | ₹1.09 | ₹1.31 | ₹1.31 | ₹0.83 | −₹0.45 | ||
Adjusted (ex-exceptional items) — derived | |||||||||||||
| 181 | 278 | 201 | 139 | 90.9 | 172 | 85.2 | 59.8 | 29.6 | 73.4 | 38.6 | −21.1 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 41.1 | 0.0 | 0.0 | 0.0 | ||
| 163 | 261 | 189 | 135 | 84.7 | 171 | 71.5 | 51.0 | 25.2 | 60.2 | 37.2 | −21.1 | ||
| ₹3.53 | ₹5.65 | ₹4.11 | ₹2.94 | ₹1.85 | ₹3.73 | ₹1.57 | ₹1.12 | ₹0.56 | ₹1.35 | ₹0.85 | −₹0.45 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 811.6 | 870.9 | 1,089.6 | 1,010.5 | 1,167.2 | 1,291.6 | 1,507.9 | 1,348.0 | 1,613.6 | 1,771.2 | 2,061.3 | 1,888.3 | |
| Other Income | 97.5 | 93.6 | 98.3 | 100.3 | 106.0 | 100.4 | 101.1 | 98.8 | 84.5 | 84.9 | 104.3 | 93.0 | |
| Total Income | 909.1 | 964.5 | 1,187.9 | 1,110.8 | 1,273.2 | 1,392.0 | 1,609.0 | 1,446.7 | 1,698.1 | 1,856.0 | 2,165.6 | 1,981.3 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 422.8 | 397.8 | 439.6 | 455.5 | 507.6 | 487.4 | 508.2 | 559.9 | 600.0 | 606.7 | 699.3 | 715.7 | |
| + Finance Costs | 7.2 | 6.4 | 6.6 | 6.4 | 9.0 | 9.3 | 9.2 | 8.8 | 9.2 | 9.3 | 9.8 | 11.1 | |
| + Depreciation & Amortisation | 22.3 | 23.1 | 23.8 | 25.0 | 29.4 | 33.6 | 33.3 | 33.5 | 33.9 | 33.8 | 34.9 | 40.1 | |
| + Other Expenses | 477.9 | 498.6 | 644.5 | 594.3 | 667.5 | 776.5 | 886.6 | 753.7 | 915.7 | 1,005.7 | 1,143.7 | 1,033.3 | |
| Total Expenses | 930.2 | 925.9 | 1,114.5 | 1,081.1 | 1,213.4 | 1,306.8 | 1,437.3 | 1,355.9 | 1,558.8 | 1,655.4 | 1,887.7 | 1,800.3 | |
| EBITDA | -89.1 | -25.5 | 5.4 | -39.3 | -7.8 | 27.7 | 113.0 | 34.4 | 97.8 | 158.8 | 218.3 | 139.3 | |
| EBIT | -111.4 | -48.6 | -18.4 | -64.3 | -37.2 | -5.9 | 79.8 | 0.9 | 64.0 | 125.0 | 183.4 | 99.2 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | -21.1 | 38.6 | 73.4 | 29.6 | 59.8 | 85.2 | 171.7 | 90.9 | 139.2 | 200.6 | 277.9 | 181.1 | |
| + Exceptional Items | 0.0 | 0.0 | 0.0 | 41.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | -21.1 | 38.6 | 73.4 | 70.7 | 59.8 | 85.2 | 171.7 | 90.9 | 139.2 | 200.6 | 277.9 | 181.1 | |
| + Current Tax | -0.3 | 0.0 | 12.7 | 10.8 | 9.3 | 13.6 | 0.8 | 7.7 | 7.2 | 11.6 | 10.7 | 15.7 | |
| Tax Expense | -0.3 | 0.0 | 12.7 | 10.8 | 9.3 | 13.6 | 0.8 | 7.7 | 7.2 | 11.6 | 10.7 | 15.7 | |
| + Share of Associates & JVs | -0.3 | -1.4 | -0.5 | 0.1 | 0.4 | -0.1 | -0.2 | 1.5 | 2.8 | 0.5 | -6.0 | -2.5 | |
| Net Income | -21.1 | 37.2 | 60.2 | 60.0 | 51.0 | 71.5 | 170.7 | 84.7 | 134.9 | 189.4 | 261.2 | 162.9 | |
| + Net Income — Continuing Ops | -20.8 | 38.6 | 60.7 | 59.9 | 50.6 | 71.6 | 170.9 | 83.2 | 132.1 | 188.9 | 267.2 | 165.4 | |
| + Other Comprehensive Income | 1.2 | 0.3 | -2.6 | -4.1 | 0.9 | 2.5 | -6.5 | -2.6 | 9.9 | 1.9 | 3.1 | 1.6 | |
| Total Comprehensive Income | -19.9 | 37.5 | 57.6 | 55.8 | 51.9 | 74.0 | 164.1 | 82.0 | 144.7 | 191.4 | 264.2 | 164.5 | |
| Net Income to Common | -20.2 | 38.0 | — | 60.2 | 50.7 | 71.5 | 170.6 | 84.6 | 134.9 | 189.4 | 261.1 | 162.9 | |
| Minority Interest | -0.9 | -0.8 | — | -0.2 | 0.3 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | |
| Per Share | |||||||||||||
| Basic EPS | -0.45 | 0.85 | 1.35 | 1.34 | 1.12 | 1.57 | 3.73 | 1.85 | 2.94 | 4.11 | 5.65 | 3.53 | |
| Diluted EPS | -0.45 | 0.83 | 1.31 | 1.31 | 1.09 | 1.55 | 3.67 | 1.82 | 2.89 | 4.08 | 5.61 | 3.50 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | — | — | — | — | — | — | -6.5 | -2.6 | 9.9 | 1.9 | 3.1 | 1.6 | |
| + Items NOT to be Reclassified to P&L | 1.1 | 0.7 | -2.8 | -4.1 | 0.7 | 1.7 | -5.3 | -2.8 | 4.9 | 0.2 | -1.8 | 0.0 | |
| + Items to be Reclassified to P&L | 0.2 | -0.4 | 0.1 | — | 0.2 | 0.8 | -1.2 | 0.2 | 4.9 | 1.8 | 4.8 | 1.6 | |
| Comprehensive Income — Owners of Parent | -19.0 | 38.3 | 58.0 | 56.0 | 51.6 | 74.0 | 164.1 | 82.0 | 144.7 | 191.3 | 264.2 | 164.5 | |
| Comprehensive Income — Non-controlling Interests | -0.9 | -0.8 | -0.4 | -0.2 | 0.3 | 0.0 | 0.0 | 0.1 | 0.0 | 0.1 | 0.1 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | -0.45 | 0.85 | 1.35 | 1.34 | 1.12 | 1.57 | 3.73 | 1.85 | 2.94 | 4.11 | 5.65 | 3.53 | |
| Diluted EPS — Continuing Operations | -0.45 | 0.83 | 1.31 | 1.31 | 1.09 | 1.55 | 3.67 | 1.82 | 2.89 | 4.08 | 5.61 | 3.50 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | -21.1 | 38.6 | 73.4 | 29.6 | 59.8 | 85.2 | 171.7 | 90.9 | 139.2 | 200.6 | 277.9 | 181.1 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | 0.0 | 41.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | -21.1 | 37.2 | 60.2 | 25.2 | 51.0 | 71.5 | 170.7 | 84.7 | 134.9 | 189.4 | 261.2 | 162.9 | |
| EPS Adj | -0.45 | 0.85 | 1.35 | 0.56 | 1.12 | 1.57 | 3.73 | 1.85 | 2.94 | 4.11 | 5.65 | 3.53 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Paid Up Equity Capital | 90.0 | 90.2 | 90.2 | 91.2 | 91.2 | 91.8 | 91.9 | 91.9 | 91.9 | 92.5 | 92.5 | 92.5 | |
PB Fintech (NSE: POLICYBZR) will announce its Q2 FY27 results (July–September 2026) on Friday, 30 October 2026, according to the board-meeting notice it filed on 27 October 2026. Its latest results are for Q1 FY27 (April–June 2026). Consolidated net profit was ₹163 crore, up 92.6% from ₹84.6 crore in Q1 FY26 and down 37.6% from ₹261 crore in Q4 FY26. Revenue from operations was ₹1,888 crore, up 40.1% year on year and down 8.4% from the previous quarter.
On 30 October 2026, the date of the board meeting called to approve them (notice filed with the exchanges on 27 October 2026). Last year it reported Q2 FY26 on 29 October 2025.
With the same quarter a year earlier, Q2 FY26 (July–September 2025), when consolidated net profit was ₹135 crore and revenue from operations ₹1,614 crore. The latest quarter, Q1 FY27, had a net profit of ₹163 crore and revenue of ₹1,888 crore.
Consolidated net profit was ₹163 crore, up 92.6% from ₹84.6 crore in Q1 FY26 and down 37.6% from ₹261 crore in Q4 FY26. Revenue from operations was ₹1,888 crore, up 40.1% year on year and down 8.4% from the previous quarter.
Net profit by quarter: ₹135 crore in Q2 FY26, ₹189 crore in Q3 FY26, ₹261 crore in Q4 FY26 and ₹163 crore in Q1 FY27. That is ₹748 crore over the four quarters, up 98.3% from ₹377 crore in the four quarters before. Revenue from operations: ₹1,614 crore, ₹1,771 crore, ₹2,061 crore and ₹1,888 crore.
Consolidated net profit was ₹670 crore in FY26 (April 2025–March 2026), up 89.8% from ₹353 crore in FY25. It was a profit of ₹64.4 crore in FY24 and a loss of ₹487 crore in FY23.
Revenue from operations was ₹6,794 crore in FY26 (April 2025–March 2026), up 36.5% from ₹4,977 crore in FY25. It was ₹3,438 crore in FY24 and ₹2,558 crore in FY23: up 165.6% over three years, 38.5% a year on average.
From PB Fintech's own consolidated results filings to NSE, in ₹ crore as filed; the date from its board-meeting notices.
Consolidated figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.