alphavePOLICYBZR₹1,796.00

PB Fintech Ltd.

Annual Quarterly₹ CrorePeersPAYTM SBICARD BANKINDIA MFSL INDIANB IDFCFIRSTB ICICIGI FEDERALBNKMcap ₹83,101 Cr

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations	811.6	870.9	1,089.6	1,010.5	1,167.2	1,291.6	1,507.9	1,348.0	1,613.6	1,771.2	2,061.3	1,888.3
Other Income	97.5	93.6	98.3	100.3	106.0	100.4	101.1	98.8	84.5	84.9	104.3	93.0
Total Income	909.1	964.5	1,187.9	1,110.8	1,273.2	1,392.0	1,609.0	1,446.7	1,698.1	1,856.0	2,165.6	1,981.3
Expenses
+ Employee Benefit Expense	422.8	397.8	439.6	455.5	507.6	487.4	508.2	559.9	600.0	606.7	699.3	715.7
+ Finance Costs	7.2	6.4	6.6	6.4	9.0	9.3	9.2	8.8	9.2	9.3	9.8	11.1
+ Depreciation & Amortisation	22.3	23.1	23.8	25.0	29.4	33.6	33.3	33.5	33.9	33.8	34.9	40.1
+ Other Expenses	477.9	498.6	644.5	594.3	667.5	776.5	886.6	753.7	915.7	1,005.7	1,143.7	1,033.3
Total Expenses	930.2	925.9	1,114.5	1,081.1	1,213.4	1,306.8	1,437.3	1,355.9	1,558.8	1,655.4	1,887.7	1,800.3
EBITDA	-89.1	-25.5	5.4	-39.3	-7.8	27.7	113.0	34.4	97.8	158.8	218.3	139.3
EBIT	-111.4	-48.6	-18.4	-64.3	-37.2	-5.9	79.8	0.9	64.0	125.0	183.4	99.2
Profit
PBT before Exceptional Items	-21.1	38.6	73.4	29.6	59.8	85.2	171.7	90.9	139.2	200.6	277.9	181.1
+ Exceptional Items	0.0	0.0	0.0	41.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Pretax Income	-21.1	38.6	73.4	70.7	59.8	85.2	171.7	90.9	139.2	200.6	277.9	181.1
+ Current Tax	-0.3	0.0	12.7	10.8	9.3	13.6	0.8	7.7	7.2	11.6	10.7	15.7
Tax Expense	-0.3	0.0	12.7	10.8	9.3	13.6	0.8	7.7	7.2	11.6	10.7	15.7
+ Share of Associates & JVs	-0.3	-1.4	-0.5	0.1	0.4	-0.1	-0.2	1.5	2.8	0.5	-6.0	-2.5
Net Income	-21.1	37.2	60.2	60.0	51.0	71.5	170.7	84.7	134.9	189.4	261.2	162.9
+ Net Income — Continuing Ops	-20.8	38.6	60.7	59.9	50.6	71.6	170.9	83.2	132.1	188.9	267.2	165.4
+ Other Comprehensive Income	1.2	0.3	-2.6	-4.1	0.9	2.5	-6.5	-2.6	9.9	1.9	3.1	1.6
Total Comprehensive Income	-19.9	37.5	57.6	55.8	51.9	74.0	164.1	82.0	144.7	191.4	264.2	164.5
Net Income to Common	-20.2	38.0	—	60.2	50.7	71.5	170.6	84.6	134.9	189.4	261.1	162.9
Minority Interest	-0.9	-0.8	—	-0.2	0.3	0.0	0.0	0.1	0.0	0.1	0.1	0.0
Per Share
Basic EPS	-0.45	0.85	1.35	1.34	1.12	1.57	3.73	1.85	2.94	4.11	5.65	3.53
Diluted EPS	-0.45	0.83	1.31	1.31	1.09	1.55	3.67	1.82	2.89	4.08	5.61	3.50
Other Comprehensive Income — detail
+ Other Comprehensive Income	—	—	—	—	—	—	-6.5	-2.6	9.9	1.9	3.1	1.6
+ Items NOT to be Reclassified to P&L	1.1	0.7	-2.8	-4.1	0.7	1.7	-5.3	-2.8	4.9	0.2	-1.8	0.0
+ Items to be Reclassified to P&L	0.2	-0.4	0.1	—	0.2	0.8	-1.2	0.2	4.9	1.8	4.8	1.6
Comprehensive Income — Owners of Parent	-19.0	38.3	58.0	56.0	51.6	74.0	-6.5	82.0	9.9	191.3	264.2	164.5
Comprehensive Income — Non-controlling Interests	-0.9	-0.8	-0.4	-0.2	0.3	0.0	-0.0	0.1	0.0	0.1	0.1	0.0
Per Share — as-filed variants
Basic EPS — Continuing Operations	-0.45	0.85	1.35	1.34	1.12	1.57	3.73	1.85	2.94	4.11	5.65	3.53
Diluted EPS — Continuing Operations	-0.45	0.83	1.31	1.31	1.09	1.55	3.67	1.82	2.89	4.08	5.61	3.50
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit	811.6	870.9	1,089.6	1,010.5	1,167.2	1,291.6	1,507.9	1,348.0	1,613.6	1,771.2	2,061.3	1,888.3
Gross Margin %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	-21.1	38.6	73.4	29.6	59.8	85.2	171.7	90.9	139.2	200.6	277.9	181.1
− Exceptional Items (reconciliation)	0.0	0.0	0.0	41.1	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Net Income Adj (tax-effected)	-21.1	37.2	60.2	25.2	51.0	71.5	170.7	84.7	134.9	189.4	261.2	162.9
EPS Adj	-0.45	0.85	1.35	0.56	1.12	1.57	3.73	1.85	2.94	4.11	5.65	3.53
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00	2.00
Paid Up Equity Capital	90.0	90.2	90.2	91.2	91.2	91.8	91.9	91.9	91.9	92.5	92.5	92.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.