SBI Cards and Payment Services peers

·Banking & FinanceChart ›

Companies like SBI Cards and Payment Serviceslatest year

SBI Cards and Payment ServicesSBICARD · FY26 · this company
Market cap₹52,010
P/E24.00×
Sales growth+3.6%
ROE14.7%
HDFC BankHDFCBANK · FY26
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Market cap₹10,64,608
P/E13.97×
Sales growth+9.1%
ROE13.8%
ICICI BankICICIBANK · FY26
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Market cap₹9,91,246
P/E18.24×
Sales growth+15.8%
ROE16.1%
PB FintechPOLICYBZR · FY26
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Market cap₹46,779
P/E69.34×
Sales growth+35.0%
ROE9.8%

Market cap and P/E at the last close; sales growth is the latest quarter on the same quarter a year before; ROE for the latest financial year.

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SBICARD₹546.55

SBI Cards and Payment Services Ltd.

· Banking & Finance
₹ CrorePeersHDFCBANKICICIBANKPOLICYBZRBANKINDIAPAYTMLICHSGFINMFSLINDIANBMcap ₹52,010 Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
SBICARD
FY26
HDFCBANK
FY26
ICICIBANK
FY26
POLICYBZR
FY26
Peer
Average
Valuation — at last close
P/E24.00×◆ 13.97×18.24×69.34×33.85× -29%
P/B3.31×◆ 1.83×2.75×6.40×3.66× -10%
EV/EBITDA◆ 17.65×——87.72×87.72× -80%
Market Cap₹52,010 Cr₹10.65L Cr₹9.91L Cr₹46,779 Cr₹7.01L Cr -93%
Growth
Revenue CAGR 3Y13.34%◆ 42.63%17.26%38.49%32.79% -59%
Revenue CAGR 5Y16.49%30.97%16.97%◆ 50.27%32.74% -50%
Net Income CAGR 3Y-1.37%◆ 18.23%16.78%—17.51% -108%
Revenue YoY (latest Q)3.62%9.11%15.78%◆ 34.96%19.95% -82%
Net Income YoY (latest Q)◆ 74.83%5.55%21.43%42.63%23.20% +222%
Profitability
EBITDA Margin◆ 26.70%——7.50%7.50% +256%
NIM (banks)—3.51%◆ 3.82%—3.67%
Net Income Margin10.89%15.34%◆ 27.77%9.86%17.66% -38%
Return on Common Equity14.69%13.83%◆ 16.13%9.75%13.24% +11%
Return on Capital Employed———5.15%5.15%
Return on Assets3.29%1.63%1.95%◆ 8.25%3.94% -17%
Credit & Quality
Total Debt/Equity2.80×——◆ 0.00×0.00×
Interest Coverage1.69×——◆ 10.06×10.06× -83%
Gross NPA (banks)—◆ 1.15%1.41%—1.28%
CAR (banks)—◆ 19.71%17.18%—18.45%
Cost/Income (banks)—◆ 58.45%62.93%—60.69%
Scale — latest FY
Revenue / Total Income₹19,900 Cr₹4.95L Cr₹1.95L Cr₹6,794 Cr₹2.32L Cr -91%
Net Income₹2,167 Cr₹76,026 Cr₹54,208 Cr₹670 Cr₹43,635 Cr -95%
Total Assets₹66,328 Cr₹49.08L Cr₹29.14L Cr₹8,707 Cr₹26.10L Cr -97%
EPS₹22.77₹49.5₹75.89₹14.58₹46.66 -51%
Book Value per Share₹165.25₹377.77₹503.24₹158.02₹346.34 -52%
◆ best value in the comp set per metric · Δ = subject vs average of the other companies.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.