SBICARD665.00

SBI Cards and Payment Services Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersHDFCBANKICICIBANKPOLICYBZRBANKINDIAPAYTMLICHSGFINMFSLINDIANB
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Revenue from Operations16,968.418,072.219,899.620,063.3
Other Income819.0
Total Income17,483.518,637.220,707.620,882.3
Expenses
+ Employee Benefit Expense569.7589.6661.0706.4
+ Finance Costs2,595.23,178.43,071.63,003.3
+ Depreciation & Amortisation196.8146.8136.3131.7
+ Other Expenses8,001.4
Total Expenses14,251.716,056.517,794.417,824.4
EBITDA5,508.75,341.05,313.05,373.9
EBIT5,311.95,194.25,176.85,242.2
Profit
PBT before Exceptional Items3,057.9
Pretax Income3,231.82,580.72,913.23,057.9
+ Current Tax931.4709.2775.8788.0
+ Deferred Tax-107.5-89.0-5.4-5.2
Tax Expense823.9664.3746.5782.8
Net Income2,407.91,916.42,166.72,275.2
+ Net Income — Continuing Ops2,275.2
+ Other Comprehensive Income11.0
Total Comprehensive Income2,406.51,918.82,174.62,286.1
Per Share
Basic EPS25.3920.1522.7723.90
Diluted EPS25.3720.1422.7723.90
Revenue Detail — as filed
+ Sale of Services56.7
+ Fees & Commission Income9,380.6
Expense Detail — as filed
+ Fees & Commission Expense1,422.3
+ Impairment on Financial Instruments4,559.4
Other Comprehensive Income — detail
+ Other Comprehensive Income11.0
+ Items NOT to be Reclassified to P&L12.4
+ Tax on Items NOT to be Reclassified1.4
Per Share — as-filed variants
Basic EPS — Continuing Operations23.90
Diluted EPS — Continuing Operations23.90
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit20,063.3
Gross Margin %100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)3,057.9
Net Income Adj (tax-effected)2,275.2
EPS Adj23.90
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value10.00
Filed Debt Equity0.03
Interest Earned9,828.6
Paid Up Equity Capital951.6
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 85%.