SBI Cards and Payment Services balance sheet

As of Sep 2026

Total assets: ₹71,102cr+1.8% on Sep 2025
Shareholders' equity: ₹17,172cr+16.1% on Sep 2025
Total debt: ₹47,850cr−2.8% on Sep 2025
Cash and investments: ₹3,561cr+13.0% on Sep 2025

₹ crore except per share

Tap a line for its trend	H1 FY27Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Current assets
Non-current assets						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	29.6	158	227	438	448
	0.0	0.0	0.2	0.1	6.1
	51.1	61.1	93.4	104	103
	10.0	12.1	10.0	22.2	16.6
	474	446	443	355	247
	459	283	236	243	142
	3,561	2,104	2,538	2,482	990
	198	216	201	248	365
	71,102	66,328	65,546	58,171	45,546
Equity
	952	952	951	951	946
	16,220	14,774	12,830	11,133	8,884
	17,172	15,726	13,782	—	—
	17,172	15,726	13,782	12,084	9,830
Liabilities
	1,106	0.0	0.0	0.0	0.0
	96.5	0.0	0.0	0.0	0.0
	53,930	50,602	51,764	—	—
	71,102	66,328	65,546	58,171	45,546
Assets — additional as-filed lines
	0.0	26.9	7.0	10.2	5.7
	69,043	64,275	63,422	55,901	43,414
	313	314	278	330	416
	2,059	2,052	2,124	2,270	2,132
	1,495	1,348	1,344	1,341	1,306
	56,532	54,984	53,935	49,079	39,361
Liabilities — additional as-filed lines
	51,844	48,628	49,920	44,365	34,201
	2,047	2,844	3,369	2,945	1,684
	0.0	0.0	0.0	0.0	1.1
	2,087	1,974	1,844	1,722	1,514
	1,166	1,166	1,167	1,087	876
	2,856	2,958	2,998	5,988	6,606
	3,475	3,486	3,485	1,910	1,361
	884	808	677	636	638
Trade payables — MSME split
	120	202	136	107	92.5
	1,822	1,512	1,457	1,401	1,303
	4.3	6.5	11.8	20.9	10.5

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBICARD₹540.00

SBI Cards and Payment Services Ltd.

· Banking & Finance

₹ CrorePeersHDFCBANK ICICIBANK POLICYBZR BANKINDIA PAYTM LICHSGFIN MFSL INDIANBMcap ₹51,386 Cr

View

In ₹ Crore except Per Share As of	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Non-current Assets
+ Property, Plant & Equipment	447.5	438.3	226.8	158.0	29.6
+ Capital Work-in-Progress	6.1	0.1	0.2	0.0	0.0
+ Other Intangibles	103.4	103.8	93.4	61.1	51.1
+ Intangibles under Development	16.6	22.2	10.0	12.1	10.0
+ Deferred Tax Assets	246.7	354.6	442.8	446.1	473.6
Current Assets
+ Trade Receivables	142.2	243.1	235.5	283.1	459.1
+ Cash & Cash Equivalents	989.8	2,482.0	2,537.5	2,103.7	3,561.0
+ Other Bank Balances	364.7	247.6	200.7	216.1	198.4
Total Assets	45,545.6	58,171.2	65,545.8	66,327.8	71,102.3
Equity
+ Equity Share Capital	946.1	951.0	951.4	951.6	951.6
+ Other Equity / Reserves	8,884.0	11,133.1	12,830.4	14,773.9	16,220.4
Equity — Owners of Parent	—	—	13,781.7	15,725.5	17,172.1
Total Equity	9,830.1	12,084.0	13,781.7	15,725.5	17,172.1
Liabilities
+ Deferred Tax Liabilities	0.0	0.0	0.0	0.0	1,106.5
+ Current Tax Liabilities	0.0	0.0	0.0	0.0	96.5
Total Liabilities	—	—	51,764.1	50,602.3	53,930.2
Total Equity & Liabilities	45,545.6	58,171.2	65,545.8	66,327.8	71,102.3
Assets — additional as-filed lines
+ Current Tax Assets (net)	5.7	10.2	7.0	26.9	0.0
+ Financial Assets	43,413.8	55,900.8	63,421.8	64,275.4	69,043.3
+ Other Financial Assets	416.5	330.0	278.4	314.5	312.9
+ Non-financial Assets	2,131.8	2,270.4	2,124.0	2,052.4	2,059.1
+ Other Non-financial Assets	1,305.8	1,341.2	1,344.0	1,348.2	1,494.8
+ Loans	39,361.0	49,078.9	53,934.6	54,984.4	56,532.0
Liabilities — additional as-filed lines
+ Financial Liabilities	34,201.0	44,364.9	49,920.3	48,628.4	51,843.6
+ Other Financial Liabilities	1,684.3	2,945.2	3,369.0	2,843.8	2,047.4
+ Derivative Financial Instruments — Liabilities	1.1	0.0	0.0	0.0	0.0
+ Non-financial Liabilities	1,514.5	1,722.3	1,843.8	1,973.9	2,086.7
+ Other Non-financial Liabilities	876.5	1,086.7	1,167.1	1,165.9	1,165.9
+ Debt Securities	6,606.2	5,988.2	2,998.4	2,957.6	2,856.0
+ Subordinated Liabilities	1,360.5	1,909.7	3,484.9	3,485.6	3,474.7
+ Provisions	638.0	635.6	676.7	808.0	883.7
Trade Payables — MSME split
+ Dues to Micro & Small Enterprises	92.5	106.6	136.4	202.3	120.1
+ Dues to Other Creditors	1,302.9	1,401.1	1,456.6	1,512.1	1,821.7
+ Dues to Other Creditors — Other Payables	10.5	20.9	11.8	6.5	4.3
Other Filed Concepts — mapped but not yet placed in the schedule
Borrowings	23,142.9	31,993.2	38,463.3	37,620.5	41,519.3
Investments	2,139.7	3,519.1	6,235.1	6,373.7	7,979.8

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.