SBI Cards and Payment Services enterprise value

Share price at each year-end

Tap a line for its trend	Currentlast 12M	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus


51,386	—	—	—	—	FY22 and earlierEvery year the company has filed comes with Alpha Plus.
3,561	2,104	2,538	2,482	990
44,064	44,064	44,947	39,891	31,110
91,889	—	—	—	—
40,503	41,960	42,409	37,409	30,120
₹965.63	—	—	—	—

61,236	59,789	58,728	51,975	40,940
72.0%	73.7%	76.5%	76.8%	76.0%
0.48×	—	—	—	—

4.54×	—	—	—	—
15.68×	—	—	—	—
16.04×	—	—	—	—
200.02×	—	—	—	—
20,243	19,900	18,072	16,968	13,667
5,859	5,313	5,341	5,509	4,223
5,730	5,177	5,194	5,312	4,059
—	493	−2,140	−5,452	−6,671
459	459	−2,196	−5,526	−6,764
—	2,737	148	−3,586	−5,583
—	33.6	55.8	74.5	93.4

Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

SBICARD₹540.00

SBI Cards and Payment Services Ltd.

· Banking & Finance

₹ CrorePeersHDFCBANK ICICIBANK POLICYBZR BANKINDIA PAYTM LICHSGFIN MFSL INDIANBMcap ₹51,386 Cr

HighlightsEnterprise Value Multiples Per ShareAnnuals · FY-end closes

In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Current/LTM TTM · last close
Market Capitalization	—	—	—	—	51,386.4
- Cash, Equiv & ST Investments	989.8	2,482.0	2,537.5	2,103.7	3,561.0
+ Total Debt	31,109.6	39,891.1	44,946.6	44,063.7	44,063.7
Enterprise Value	—	—	—	—	91,889.1
Net Debt (memo)	30,119.8	37,409.0	42,409.1	41,960.1	40,502.7
EV per Share	—	—	—	—	965.63

Total Capital	40,939.7	51,975.1	58,728.3	59,789.2	61,235.8
Total Debt/Total Capital	75.99	76.75	76.53	73.70	71.96
Total Debt/EV	—	—	—	—	0.48

EV/Sales	—	—	—	—	4.54
EV/EBITDA	—	—	—	—	15.68
EV/EBIT	—	—	—	—	16.04
EV/Free Cash Flow	—	—	—	—	200.02
Reference Items — Trailing FY Values
Sales	13,666.6	16,968.4	18,072.2	19,899.6	20,242.8
EBITDA	4,223.0	5,508.7	5,341.0	5,313.0	5,859.0
EBIT	4,059.2	5,311.9	5,194.2	5,176.8	5,729.7
Operating Cash Flow	-6,670.5	-5,451.5	-2,140.5	493.0	—
Free Cash Flow	-6,763.9	-5,526.0	-2,196.2	459.4	459.4
FCFF (free cash flow to the firm)	-5,583.5	-3,585.7	148.1	2,736.9	—
Capital Expenditure	93.4	74.5	55.8	33.6	—

Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.