Satin Creditcare Network profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	12.3%	12.3%	7.5%	21.6%	0.3%
	2.6%	2.6%	1.7%	4.8%	0.1%
	8.9%	8.9%	11.4%	10.7%	8.2%
	49.9%	49.9%	51.3%	45.2%	56.1%
	4.7%	4.7%	5.6%	2.0%	7.0%
	15.9%	10.6%	7.2%	19.5%	0.3%
Leverage
	5.02×	5.02×	4.56×	4.37×	4.82×
	3.83×	3.83×	3.46×	3.30×	3.63×
Additional
	24.0%	23.1%	21.1%	25.2%	8.2%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SATIN₹251.18

Satin Creditcare Network Limited

· Banking & Finance

₹ CrorePeersSPANDANA FUSION MUTHOOTMFMcap ₹2,764 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	0.30	21.64	7.53	12.29	12.29
Return on Assets	0.06	4.75	1.69	2.56	2.56
Margins & Efficiency
Net Interest Margin (on avg assets)	8.16	10.70	11.36	8.86	8.86
Cost to Income	56.14	45.23	51.32	49.88	49.88
Credit Cost (impairment / avg loans)	7.01	1.98	5.55	4.66	4.66
Net Income Margin	0.31	19.52	7.17	10.57	15.87
Leverage
Leverage (Assets/Equity)	4.82	4.37	4.56	5.02	5.02
Total Debt/Equity	3.63	3.30	3.46	3.83	3.83
Additional
Effective Tax Rate	8.16	25.21	21.06	23.11	24.05

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.